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Financial Freedom comes through Financial Education.

Improve your Financial IQ and become Financially smart!

I made my first investment at the age of eleven. I was wasting my life until then,” was once quoted by the investment wizard Warren Buffet.
This quote is enough to explain the benefits of early investment.

A sapling grows to a plant and ultimately becomes a tree, which gives us shelter and fruits that can be enjoyed in the latter years.

Wealth cannot be accumulated overnight; it requires nurturing like a tree. Similarly, money saved and invested in initial years will reap benefits in the latter years for sustaining a comfortable lifestyle.

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One of the keys to building wealth is investing in income-producing assets. These assets make it possible to grow multiple streams of income, and they can also serve as sources of passive income that require little-to-no work on your part.

Regardless of whether you’re looking for a source of retirement income or just for ways to grow your wealth faster while you are still working, income-generating assets should be a key part of your plan.

Financial education is increasingly important, and not just for investors. It is becoming essential for the average family trying to decide how to balance its budget, buy a home, fund the children’s education and ensure an income when the parents retire.

Individuals will not be able to choose the right savings or investments for themselves, and may be at risk of fraud, if they are not financially educated.
But if individuals do become financially educated, they will be more likely to save and to challenge financial service providers to develop products that truly respond to their needs, and that should have positive effects on both investment levels and economic growth.

Financial freedom comes through financial education!

India’s second-largest credit card issuer, SBI Cards is coming up with an initial public offering (IPO) which will be open for subscription for four days from March 2 to March 5.
SBI Cards proposed to raise Rs 10,289 crore through initial public offering.

As a part of the offer for sale, parent company SBI will sell up to 3,72,93,371 shares and CA Rover Holdings, an affiliate of the Carlyle Group, will sell up to 9,32,33,427 shares.

The offer includes a reservation of up to 18,64,669 equity shares for subscription by eligible employees and reservation of up to 1,30,52,680 equity shares for SBI shareholders.

Eligible employees will get shares at a discount of Rs 75 per share on final issue price.

The company had an 18% market share in industry.

If you are thinking of investments that could beat inflation and give you good returns, one option might be to start investing in stock market.

The stock market when properly understood can help you make lot of money, but you can also lose all your money if you are tempted to invest randomly without knowing in & out of market.

When it comes to investing in stock market, be an informed investor!

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If you want to be wealthy for life or possibly even pass down generational wealth, you have to be Financially Literate.

It doesn't matter if you' re making lot of money if you spend all of it as soon as you get it.

If you think it's hard to save money, my biggest advice is to start thinking long term & understand life won't be over in 5 years!

By creating good habits and adopting a positive behavior, you too can become successful and live a prosperous life.
Life is much easier when you have good financial habits.

If you’re living paycheck to paycheck despite making more than enough money, you need to learn personal finance skills.

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Albert Einstein famously said that compound interest is the most powerful force in the universe.
He said, “Compound interest is the 8th wonder of the world. He who understands it, earns it; he who doesn't, pays it.
This is the reason for the success of many top investors.
That's why it is so crucial to start investing at a very early age in order to grow your wealth.

Rule of 72

The Rule of 72 is a quick, useful formula that is popularly used to estimate the number of years required to double the invested money at a given annual rate of return.The formula is useful for understanding the effect of compound interest.
If an investment scheme promises an 8% annual compounded rate of return, it will take approximately (72 / 8) = 9 years to double the invested money.

The Rule of 50/30/20 of Thumb for Budgeting!

Budgeting is always a challenging task with three way pull between necessities, luxuries and investing for financial security.
Spend your money responsibly!

Steps to achieve financial freedom!

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