Leven Squad

The Law of Triviality states that people tend to spend more time discussing small, easily understood issues than complex and important ones.

This idea was described by .

The reason is simple.
Trivial topics are easy for everyone to understand, so many people contribute to the discussion.
Complex topics require deeper expertise, so fewer people engage.

In organizations this often appears in meetings.

Major decisions such as technology architecture, capital allocation, or strategic direction may be approved quickly.
Then the discussion moves to smaller issues like slide formatting, wording, or meeting logistics, which can take much longer.

The same pattern appears in individual careers.

Professionals sometimes spend large amounts of time optimizing small things:

• perfecting presentation formatting
• replying instantly to emails
• adjusting minor operational details

Meanwhile, the decisions that shape long-term outcomes receive less deliberate thought:

• what skills to build
• which industry to focus on
• which opportunities to accept
• what expertise to become known for

Recognizing the Law of Triviality helps shift attention toward decisions that have the greatest long-term impact.

Most decisions feel urgent in the moment.
A harsh email arrives.
A tempting purchase appears.
A frustrating project makes you want to quit.
The problem is that short-term emotions often dominate decision making.
The 10–10–10 rule is a simple mental model that helps you slow down and evaluate a decision across three time horizons.
10 minutes
How will I feel immediately after making this decision?
10 months
What real consequences will this create in my work, finances, or relationships?
10 years
Will this decision still make sense when I look back on it?
Many poor decisions look attractive in the first timeline but fail in the second or third.
Strong decisions usually remain sensible across all three timelines.
Before reacting quickly, pause and ask:
How will this decision look in 10 minutes, 10 months, and 10 years?

Fintech Concept simplified.
How a fintech payment actually works

You tap “Pay” on the app
The app only sends a payment request. It does not move money.
The request goes to a payment processor (API layer)
This layer connects the app to banks and forwards your request.
Your bank checks the transaction
It verifies your balance and approves or rejects the payment.
Payment rails execute the transfer
Systems like UPI or card networks move money from your bank to the receiver’s bank.
The receiver’s bank gets the money
The amount is credited to the merchant.
Confirmation is sent back to you
The app shows “Payment Successful”.