Sankalp Classes Jhunjhunu 9950313331

1) On which day the New Development Bank (NDB) floated by the BRICS nations, including India started its operations at its headquarters in Shanghai?

a. 20th July’15
b. 1st July’15
c. 21st July’15
d. 19th July’15
Answer Explanation Related Ques
2) On 21st July’15 the Supreme Court rejected plea of applicants for OBC status in Bank PO exam. The applicants belong to which community?

a. Bengali
b. Marwari
c. Gurjar
d. Jaat
Answer Explanation Related Ques
3) Who cancelled Sahara Mutual Fund license on 28th July’15?

a. Supreme Court
b. SEBI
c. BSE
d. CRISIL
Answer Explanation Related Ques
4) With which bank, the Government of India on 28th July’15 signed a $300 million loan to support the government’s flagship program, the National Urban Health Mission (NUHM)?

a. Asian Development Bank
b. World Bank
c. BRICS Bank
d. European Central Bank
Answer Explanation Related Ques
5) Which of the following banks has launched the India's first mortgage guarantee-backed home loan product ‘Extraa Home Loan’?

a. State bank of India
b. Bank of Baroda
c. ICICI Bank
d. HDFC Bank
Answer Explanation Related Ques
6) Name the micro finance company that becomes the first to start operation as a commercial bank?

a. PayTm Bank
b. Vodafone m-Pesa Bank
c. Yes Bank
d. Bandhan Bank
Answer Explanation Related Ques
7) For which of the following Income Tax Department has to open special return counters?

a. Defence Personnel, Salaried Tax Payers & Pensioners
b. Salaried Tax Payers, Defence Personnel & Differently-abled Persons
c. Pensioners, Salaried Tax Payers & Differently-abled Persons
d. Salaried Tax Payers, Pensioners & Differently-abled Persons
Answer Explanation Related Ques
8) Name the committee to recommend that granting relief to FIIs on Minimum Alternate Tax (MAT) will be a positive thing for the market?

a. C Rangarjan Committee
b. Bimal Jalan Committee
c. AP Shah Committee
d. K N Desai Committee
Answer Explanation Related Ques
9) Who is the head of the committee that recommended conversion of Urban Cooperative Banks (UCBs) with business size of 20,000 crore rupees or more into regular banks?

a. Bibek Debroy
b. Raghuram Rajan
c. R Gandhi
d. U K Sinha
Answer Explanation Related Ques
10) How many payment banks received in-principle approval by the Reserve bank of India?

a. 3
b. 4
c. 6
d. 11
Answer Explanation Related Ques
11) With which country India has signed a Memorandum of Understanding (MoU) to tackle the menace of fake Indian currency notes (FICN) smuggling in Aug’15?

a. Myanmar
b. China
c. Pakistan
d. Bangladesh
Answer Explanation Related Ques
12) Which bank has launched the fist contactless debit, credit and multi-currency forex card?

a. Axis Bank
b. ICICI Bank
c. HDFC Bank
d. SBI
Answer Explanation Related Ques
13) Who has been appointed as the MD and CEO of Bank of Baroda by the government?

a. P S Jayakumar
b. Jaykumar Sharma
c. Shiv Pal Sharma
d. Ajay Shankar
Answer Explanation Related Ques
14) Who has been appointed as the MD and CEO of Canara Bank by the government?

a. M S Dhir
b. Rakesh Sharma
c. Rajesh Dhariwal
d. Sanjay Shah
Answer Explanation Related Ques
15) Name the initiative launched by the Finance Minister Arun Jaitely to revamp functioning of public sector banks, PSBs on 14th Aug’15?

a. Seven Plan
b. Maulik Niti
c. BankNiti
d. Indradhanush
Answer Explanation Related Ques
16) Name the body of 'eminent' professionals and officials, which will replace the Appointments Board for appointment of Whole-time Directors as well as non-Executive Chairman of PSBs?

a. NITI Aayog
b. NIYATAM
c. Bank Board Bureau
d. Bureau of Banking Standards
Answer Explanation Related Ques
17) Who has allowed banks to tie up with insurers, to sell three products each from life, non-life and standalone health insurance segment?

a. RBI
b. SIDBI
c. NABARD
d. IRDAI

1) The Reserve Bank of India was established on _______.

a. April 1, 1935
b. July 12, 1982
c. May 26, 2006
d. September 30, 2005
Answer Explanation
2) Who works as RBI's agent at places where it has no office of its own?

a. State Bank of India
b. Ministry of Finance
c. Government of India
d. International Monetary Fund
Answer Explanation
3) Which of the following is true about the functions performed by RBI?

(i) It is the Bank of Issue
(ii) It acts as banker to the Government
(iii) It is the banker of other banks
(iv) It regulates the flow of credit

a. Both (i) and (ii)
b. Both (iii) and (iv)
c. All the above
d. None of the above
Answer Explanation
4) What does 'Nomination' for a deposit account in the bank mean?

a. Mandate given by the close relatives of the depositor to settle the death claim in case of death of the depositor
b. Mandate decided by the bank to settle the death claim of its depositor
c. Mandate of the depositor in favor of one or more persons to claim the amount on death of the depositor
d. Mandate of the depositor in favor of a close relative who can claim the amount on death of the depositor
Answer Explanation
5) When were the draft guidelines for building grievance redressal mechanism within NBFCs (Non-Banking Financial Companies) published?

a. April 5, 2006
b. May 26, 2006
c. June 29, 2007
d. September 30, 2005
Answer Explanation
6) Which subsidiary bank was merged with the State Bank of India on August 13, 2008?

a. State Bank of Hyderabad
b. State Bank of Indore
c. State Bank of Mysore
d. State Bank of Saurashtra
Answer Explanation
7) When did the government acquire RBI's shareholding (72.5%) in NABARD?

a. May, 2008
b. June, 2008
c. August, 2008
d. March, 2009
Answer Explanation
8) When did the Government of India set up the Export-Import Bank of India?

a. January, 1982
b. January, 1993
c. March, 1971
d. June, 1969
Answer Explanation
9) When did the National Housing Bank start its operations?

a. July, 1982
b. July, 1988
c. April, 1980
d. March, 1971
Answer Explanation
10) When did the Government initiate the process of amalgamation of RRBs in a phased manner?

a. September, 2005
b. March, 2009
c. June, 2009
d. March, 2010
Answer Explanation
11) When did the Government of India appoint a committee under the chairmanship of Shri M.Narasimham to strengthen the banking system?

a. May, 2006
b. April, 1998
c. December, 1997
d. September, 2005
Answer Explanation
12) Which of the following does not belong to the main products of life insurance?

a. Endowment
b. Personal accident insurance
c. Term
d. Whole life
Answer Explanation
13) Which of the following does not belong to the major general insurance private sector companies in India?

a. Bajaj Allianz General Insurance
b. Reliance General Insurance
c. Royal Sundaram Alliance Insurance
d. The Oriental Insurace Company
Answer Explanation
14) What is a Lease?

a. A rental agreement between owner of a flat/house and the Tenant, whereby the Tenant pays specified amount on specified dates to the owner
b. A legal contract between the owner of an asset and its user, containing many conditions including payment of a specified amount by the user to the Owner for use of the asset
c. Both (1) and (2)
d. None of the above
Answer Explanation
15) Which of the following are Bank advances of a Bank?

a. Bad debts
b. Non-performing Assets
c. Out of order accounts
d. Overdrawn accounts
Answer Explanation
16) Which of the following are benefited through the Reserve mortgage scheme?

a. Government employees
b. Minors
c. Senior citizens
d. All the above
Answer Explanation
17) What will be the impact if Reserve Bank of India reduces the Bank Rate by 1%?

a. Less liquidity in the market
b. More liquidity in the market
c. No change in the market liquidity
d. Mobilisation of more deposits by commercial banks
Answer Explanation
18) What is the full form of IRR?

a. Internal Rate of Return
b. Internal Res

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1. विश्व का सबसे बड़ा महाकाव्य कौन सा है?
उत्तर :- महाभारत.
2. विश्व का किस देश में कोई भी मंदिर-
मस्जिद नहीं है?
उत्तर :- सउदी अरब
3. विश्व का सबसे पुराना समाचार पत्र कौन
सा है?
उत्तर :- स्वीडन आफिशियल जनरल (1645
में प्रकाशित)
4. विश्व में किस देश के राष्टपति का
कार्यकाल एक साल का होता है?
उत्तर :- स्विट्जरलैंड
5. विश्व में ऐसा कौन सा देश है जहाँ के डाक
टिकट पर उस देश का नाम नहीं होता?
उत्तर :- ग्रेट ब्रिटेन
6. विश्व की सबसे बड़ी मस्जिद कौन सी है?
उत्तर :- अलमल्विया (इराक)
7. विश्व में भारत के अलावा 15 अगस्त को ही
स्वतन्त्रता दिवस और किस देश में मनाया
जाता है?
उत्तर :- कोरिया में
8. विश्व का सबसे बड़ा महासागर कौन सा है?
उत्तर :- प्रशांत महासागर
9. विश्व में सबसे बड़ी झील कौन सी है?
उत्तर :- केस्पो यनसी (रूस में)
10. विश्व में कुल कितने देश हैं?
उत्तर :- 353
11. विश्व की सबसे बड़ी दीवार कौन सी है?
उत्तर :- ग्रेट वाल ऑफ़ चायना (चीन की
दीवार)
12. विश्व में सबसे कठोर कानून वाला देश
कौन सा है?
उत्तर :- सउदी अरब
13. विश्व का ऐसा कौन सा देश है जो आज
तक किसी का गुलाम नहीं हुआ?
उत्तर :- नेपाल
14. विश्व में सबसे अधिक वेतन किसे मिलता
है?
उत्तर :- अमेरिका के राष्टपति को
15. विश्व के किस देश में सफेद हाथी पाये जाते
हैं?
उत्तर :- थाईलैंड
16. विश्व की सबसे बड़ी नदी कौन सी है?
उत्तर :- नील नदी(6648 कि.मी.)
17. विश्व का सबसे बड़ा रेगिस्तान कौन सा
है?
उत्तर :- सहारा (84,00,000 वर्ग कि.मी.,
अफ्रीका में)
18. विश्व की सबसे मँहगी वस्तु कौन सी है?
उत्तर :- यूरेनियम
19. विश्व की सबसे प्राचीन भाषा कौन सी है?
उत्तर :- संस्कृत
20. शाखाओं की संख्या की दृष्टि से विश्व का
सबसे बड़ा बैंक कौन सा है?
उत्तर :- भारतीय स्टेट बैंक
21. विश्व का ऐसा कौन सा देश है जिसने कभी
किसी युद्ध में भाग नहीं लिया?
उत्तर :- स्विट्जरलैंड
22. विश्व का सबसे अधिक जनसंख्या वाला
शहर कौन सा है?
उत्तर :- टोकियो
23. विश्व का सबसे बड़ा एअरपोर्ट कौन सा
है?
उत्तर :- टेक्सास का फोर्थ बर्थ (अमेरिका
में)
24. विश्व का सबसे बड़ा महाद्वीप कौन सा
है?
उत्तर :- एशिया
25. विश्व की लम्बी नहर कौन सी है?
उत्तर :- स्वेज नहर (168 कि.मी. मिस्र में)
26. विश्व का का कौन सा ऐसा देश है जिसके
एक भाग में शाम और एक भाग में दिन होता है?
उत्तर :- रूस