V.Ramaratnam & Company

Are you returning to India after working abroad?
Understanding how your foreign retirement savings (like 401(k), IRA, RRSP) are taxed is crucial!
Our latest blog breaks down how Section 89A of the Indian Income Tax Act helps defer tax on income from foreign retirement accounts until you actually withdraw it — helping you avoid double taxation.
Read now: https://www.vramaratnam.com/section-89a-taxation-foreign-retirement-accounts/

Section 89A-Taxation of Foreign Retirement Accounts in India Learn how taxation of foreign retirement accounts in India works for ROR individuals. Claim relief under Section 89A & avoid double taxation on 401k, IRA & RRSP.

Got a GST ITC Demand Notice? Here's how we helped a client fight ₹18 Crore in alleged excess ITC — and WIN!

Our latest case study breaks down how a Section 73 notice under CGST Act, 2017 was successfully contested — with zero additional tax payable at the end.

Key issues we uncovered:
✔️ The notice overstated ITC by ignoring valid ITC reversals under Section 17(5)
✔️ Carry-forward ITC from the previous year was not considered
✔️ A thorough GSTR-3B vs GSTR-2A reconciliation proved no excess ITC was claimed

If you've received a GST demand notice, don't panic. The right documentation and expert analysis can make all the difference.

📞 Need help with a GST notice? Call us:
🇮🇳 +91 98402 77503 | 🇺🇸 +1 818 772 0498 | 🇬🇧 +44 7841 687403

How to Defend ₹18 Crore GST ITC Demand Notice: Case Study Expert GST ITC demand notice strategies from V Ramaratnam & Co. Real case: How accurate reconciliation saved ₹18 crores in disputed tax claims.

Happy New Year! Wishing you a 2026 filled with joy, growth, and beautiful moments. May this year bring you closer to your dreams and surround you with love and laughter. Here's to new beginnings and endless possibilities!

✨ Wishing you a Diwali filled with prosperity, joy, and new beginnings! May the festival of lights bring success and happiness to you and your family .

🪔 Happy Diwali 🪔

VRCO is honored to have conducted a seminar on the future trends in accounting for the Students of Jain College Chennai

Received foreign investment in your Indian company?

Don’t forget to file FC-GPR within 30 days of share allotment!
Avoid penalties and stay FEMA-compliant with our step-by-step guide.

Read now: https://www.vramaratnam.com/fc-gpr-filing-guide/

FC-GPR Filing in India: Step-by-Step Guide for 2025 Learn how to file FC-GPR in India for foreign investments. Understand its applicability, process, due dates, documents required, & penalties for non-compliance.

Waiting on Your GST Refund? Here's What You Need to Know!

Navigating the GST refund process can be tricky — but it doesn’t have to be. Whether you're an exporter, a taxpayer with inverted duty structure, or dealing with excess payments, understanding the steps and documentation required is key to a hassle-free refund experience.
In this guide, we cover:
✅ Who can claim GST refunds
✅ Step-by-step refund process
✅ Timelines & common challenges
✅ Pro tips to avoid delays

Read the full article here: vramaratnam.com/gst-refund-process

💼 Let VRamaratnam & Co. help you stay compliant and get your rightful refunds on time!

GST Refund Process: Complete Guide to Claim Your Tax Refunds Master the GST refund process with our step-by-step guide. Learn eligibility, documentation, timelines & how to claim your rightful tax refunds in India.

Income below the tax slab?
You STILL should file your ITR. 💼

Why?
✔ Boosts financial credibility
✔ Eases loan & visa processes
✔ Helps track income officially
Find out how filing an ITR pays off—even with low or no taxable income.
🔗 Read the full article: https://www.vramaratnam.com/benefits-of-filing-itr-below-tax-slab/

Income Below Tax Slab? Reasons to Still Filing Your ITR in 2025 Even with zero tax liability, filing your Income Tax Return has clear advantages. Learn how ITR filing boosts financial credibility, helps with loans, visas, and more.

Happy Sri Rama Navami!
May Lord Rama bless you with peace, prosperity, and righteousness.
Let’s celebrate the spirit of truth and devotion.
Jai Shri Ram! 🙏