Pioneer Investment And Taxation Institute - PITI

25/07/2021

💥Do you want to be well diversified ?
💥Do you want to beat inflation in the
long-term and also protect your investment portfolio against downside risk in short-term ?
💥Do you want to make a protective shield against currency depreciation and time value of money ?
💥Are you an aggressive investor ?
Or a moderate and conservative investor ?

You might still have lots of doubts, confusion and misconceptions over there.

👉In that case, all you need to allocate your assets (Investment amount) according to your risk appetite, personal goal and investment horizon. In addition rebalance these assets periodically in a disciplined manner.

Hence all of you are definitely thirst to know about asset allocation. What is it actually ?🤔😊

👉Well, asset allocation is a pragmatic process or strategy of investing one's portfolio across diversified asset classes to minimize investment risks. Here the assets are mostly :-

💥‘Financial Assets’ such as:- ‘Domestic Equity’ & ‘International Equity’; ‘Bond & Fixed Income Instruments’; and ‘Cash & Equivalents’.

💥'Alternative Assets’ such as :-

Real estate( Domestic or Commercial)

Precious metals( Gold/ Silver/Platinum/Diamond)

And ‘Collectible :- Coins or Bitcoins’.

👉And yes, there is no fixed thumb rule of asset allocation procedures because it's a completely customised and tailored approach.

👉Though one can adopt few popular strategies mentioned below:-

💥Age-based Asset Allocation
💥Strategic Asset Allocation or
Buy and hold strategy.
💥Tactical Asset Allocation
💥Dynamic Asset Allocation
💥Insured Asset Allocation
And many more.

👉So, the solution is to align your investment portfolio or allocate your assets with your risk tolerance level and comfort level and for that reason you must know yourself at first that how much risk you can afford.

16/06/2021

|| Psychology Of Trading - FOMO ||

💥Are you afraid of missing out on a lucrative investment or trading opportunity ?

💥Are you feeling that others are making money and you are left out ?

👉Then undoubtedly you are suffering from “FOMO”.

“FOMO” is a trading psychology and an emotional turbulence of 'fear of missing out' on a spectacular sharp rally or big investment opportunity.

✅And all you need to do to overcome "FOMO" in trading is to control your emotional traits such as :-

👉Fear and Anxiety.

👉Impatience and lack of trading strategy.

👉Overconfidence or lack of self-confidence.

👉Greed and Jealousy.

👉Excitement and Indecision.

👉And always use the capital according to your affordability or risk appetite.

👉Make a proper trading strategy and analysis before executing your trade and investment.

👉Don’t follow the crowd, driven by the news and rumours .

👉Don't go for any toxic trading hashtag or trading tips when it looks like everyone is winning trades and make emotional blunder.

👉And always keep a helpful trading journal.

👉Above all master yourself by unlocking your true trading potential and overcome this “FOMO” a psychological phenomenon.

03/09/2020

Confused about 'Market Timing' and 'Time in the market'? 😊Well ! A handful of suggestions for you ⬇️⬇️

💥'Timing the Market' or 'Time in the Market'?
💥'Trading' or 'Buy and Hold Investing' ?
💥Do you want to predict the market for making money through trading or are you a good speculator and a firm believer of 'Time in the Market' ?
💥Do you really have your edge over 'Market Timing' for making money ?
💥Are you carried by your emotions and unfortunately ended up with your foolish acts ?

Well here are plenty of suggestions to help you make a choice.😊 🔍💰💸

❌Don't count on getting rich overnight by timing the market while you are a retail investor.
✅Only High-frequency traders have an edge over market timing because they are way faster than others and they exploit in a regular manner.
❌For retail investors timing the market is a terrible idea and it rarely works in reality.
✅Investors should not fall prey for market timing rather they should stick to time in the market.
✅As a investor the longer you stay in the market, the more you are likely to earn returns because to be a successful long term investor, having a well drafted financial plan will be of immense help.

✅'Bearish Markets' are considered the best time to invest in stock markets for mid to long term perspectives.
✅'Time in the Market' always beats 'Market Timing'.
✅If you are an investor and want to grow your wealth in the long term by bagging stocks, you should always go for undervalued quality stocks.
❌If you are a predictor of market timing be mindful that predicting market accurately in a continuous manner is quite impossible and frequent trading always increases brokerage commission costs.
✅To embellish yourself as a successful trader and to earn money from regular trade, you need to use High-Frequency trading technology which can enable you to perform best.
✅And last but not the least strong ability to understand market psychology, maintaining trading discipline and controlling risk are the skills required for successful trading.

20/08/2020

💥|| Enhance the beauty of your investment bucket list by adding up 'Gold', the most preferred crisis hedging investment vehicle in India due to it's high liquidity. If you look at the very long term, gold should be considered as an excellent hedge against inflation. But in any shorter period, it may or may not be a good hedge.||💥

👉Here are few mindful thoughts for you.

💥Buying gold has traditionally been prestigious for it's reasonable dealings and a safe haven investment in crisis over the years and also works as a tool to tide over financial emergencies as a contingency fund in Indian households.
💥Theoretically 'Gold' has an inverse relation with equity investments. Hence it will be a buffer to the overall volatility of your portfolio and increase the safety, liquidity and risk management levels by hedging your investment positions.
💥A lot of people are still wondering whether to invest in paper gold or physical gold. Well, you can buy it physically in the form of :-
👉Jewellery, Coins, and Gold bars.

💥And in the form of paper gold you can
hold:-

👉Gold exchange traded funds (ETFs),
👉Sovereign gold bonds (SGBs),
👉Gold mutual funds (fund of funds)which further invest in gold ETFs and other Gold MFs which invest in the shares of international gold mining companies.
👉You can also trade gold futures in the commodity segment through MCX (Multi Commodity Exchange).

💥Although the price of gold can be volatile in the short term due to various micro and macro level factors such as:-

👉Demand and supply ( Worldwide Jewelry and Industrial Demand).
👉Indian Jewelry Market.
👉Interest Rates.
👉Inflation.
👉Government reserve.
👉Investment Demand.
👉Import duty.
👉Currency fluctuations.
👉And rising bond yeilds.

💥But nevertheless over certain shorter time spans, gold may come out ahead as a way of diversifying risk, especially through the use of future contracts or derivatives. It is one of the best investment hedge against a falling economy and extensively used as a hedge against crisis.

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14/01/2020

Watch Latest Business News & Updates ►http://bit.ly/2v570UJ As markets continue to remain volatile, what are individual sectors indicating? Our chartist Kuna...

09/05/2019

Sensex falls for 7th day to hit 2-month low, down 230 pts; Nifty at 11,302; RIL, CIL drop up to 3.5%.
Nifty formed a bearish candle with long lower shadow, which indicated overall weakness. But now supports are visible at lower levels. The 50-pack has been making lower lows for last five sessions and resistance levels are gradually shifting lower. As long as it remains below 11,350, weakness could continue and take it towards 11,250 and then 11,188 levels, while resistance is also shifting lower to the 11,420 – 11,440 zone.

Market expects to remain volatile in the near term on back of on-going Q4FY19 earnings season. Investors’ focus would be on domestic macro data (IIP) which is scheduled tomorrow. Globally, progress of trade talks between US and China, behavior of crude oil prices and fluctuation in currency will be on investor’s radar. Given uncertain market conditions, traders and investors must be selective in stock picking.

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07/05/2019

11/03/2019

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11/03/2019

"To kill the Goose That Laid the Golden Eggs" is an idiom used of an unprofitable action motivated by greed.Wealth creation is possible with any income level, but it takes time, persistence and effort. But many people look for hot tips to get rich quickly and mostly end up with a massive failure. So keep patience and create realistic target to achieve your dream.
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11/03/2019

Make sure to do some smart financial planning so that your child's future is secure. 👯‍♀️👯‍♂️👩‍🏫👨‍🏫👩‍🎓👨‍🎓🛍🚘💸💊👑 ....❤💝