PAHAL an initiative, BHAGALPUR

Pahal An Initiative
Final Selection in IBPS P.O 2025

*Candidates who cleared SBI Clerk PT 2025-*

1. Sandeep
2. Ravi
3. Vineet
4. Sadanand
5. Mahima
6. Ruchi
7. Shipra
8. Shakshi jha
9. Saumya
10. Ashutosh
11. Shreya
12. Priyanshu
13. Megha rani
14. Aman Ansari
15. Nidhi Rajput
16. Ashish Kumar thakur
17. Rashmi
18. Archit ghosh
19. Surbhi Singh
20. Anamika kumari
21. Srishti Sinha
22. Shalini
23. Swati roy
24. Jay krishna
25. Neha
26. Sejal Choudhary
27. Aradhya
28. Gurprit
29. Aprajeeta
30. Payal kumari

To be Continued....

SBI Clerk PT 2025 Cleared Candidates

What Is The Difference between the Repo rate and the MCLR rate?

MCLR (marginal cost of funds based lending rate) is the lowest interest rate that a bank or lender can offer. Most banks cannot offer interest rates lower than the marginal cost of funds based lending rate.

The repo rate, on the other hand, is an interest rate which is determined by the Reserve Bank of India (RBI) and charged against the funds lent by the central bank to commercial banks and all other financial institutions.

Repo Rate vs Reverse Repo Rate
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1. Repo rate is charged against funds lent by the RBI to commercial banks and other financial institutions.The reverse repo rate, on the other hand, is the rate of interest that is offered by the central bank to the commercial banks who deposit funds in the RBI treasury.

2. Repo rate is always higher than the reverse repo rate.

3. Repo rate helps to control the inflation in the market. The reverse repo rate, on the other hand, helps to control the supply of money in the market.

What is 'Reverse Repo Rate'

Definition: Reverse repo rate is the rate at which the central bank of a country (Reserve Bank of India in case of India) borrows money from commercial banks within the country. It is a monetary policy instrument which can be used to control the money supply in the country.

MPC has decided to keep the reverse repo rate unchanged at 3.35%.

Monetary Policy Committee (MPC)

What is REPO Rate?
Repo rate is defined as the rate of interest at which the Reserve Bank of India (RBI) lends money to commercial banks. ''Repo'' stands for Repurchase Agreement or Repurchasing Option. Banks avail loans from the central bank (the RBI) by selling eligible securities. An agreement between the central bank and the commercial bank will be made to repurchase the securities at a price that is predetermined. This is done when banks face a shortage of funds or need to maintain liquidity in volatile market conditions. The RBI uses the repo rate to control inflation rates.

Current Repo Rate 2022
The Monetary Policy Committee (MPC) announced in May 2022 that the repo rate has been increased by 40 basis points and the rate is now 4.40%. during its meeting held on 8 December 2021.

Teachers day 2018

Economic Affairs
The Centre is going to increase the pension it provides to
people from Below Poverty Line (BPL) households
from the current 200-1,000 a month to around 1,

18th December
is Minorities Rights Day.

This day is celebrated to protect rights of the minority communities as well as bringing the better understanding among religious minorities in India.