Brickwork Ratings

New year, new hopes, and new aspirations. May this Ugadi mark the beginning of a magnificent chapter for you and your family

Banking Sector in India

Scheduled commercial banks continued to record double digit growth in deposits and credit in FY25 though growth moderated as compared to FY 24 amid cooling economic momentum. Banking sector remains resilient, stable, and well capitalized, positioned for steady FY26 expansion on the back of macro stability and digital inclusion

View the Full Report 🔗:https://www.brickworkratings.com/Research/BrickworkRatings_BankingSector_India_January2026.pdf

Happy 77th Republic Day

The article by Mayur Shetty of The Times of India Of India discusses potential regulatory changes to enhance the monitoring of IPO proceeds, allowing rating agencies to update stock exchanges on compliance. This move aims to prevent fund diversion amid increased IPO activity. "There is now a proposal to strengthen the monitoring process by giving rating agencies access to the stock exchange to update the end-use report. The proposal comes amid a surge in the IPO market, to ensure funds raised are not diverted for other purposes the end-use report," said Manu Sehgal, CEO, Brickworks Ratings.

⏰ 1 Day to Go!

How did India turn 150 days of tariff shocks into a strategic response?

Join Brickwork Ratings’ experts as they decode policy shifts, trade implications, and the economic outlook in our upcoming webinar: “150 Days of Tariffs: India’s Shift from Shock to Strategy.”

📅 8 January 2026

⏰ 11:30 AM – 12:15 PM

👉 Register now: https://streamyard.com/watch/XpynBiCcY4Td

India’s tariff journey over the last 150 days reflects a shift from disruption to direction.

Join our webinar “150 Days of Tariffs: India’s Shift from Shock to Strategy” as our experts decode the policy responses, economic implications, and the road ahead.

📅 8 Jan 2026 | ⏰ 11:30 AM – 12:15 PM

🔗 Register now: https://streamyard.com/watch/XpynBiCcY4Td

Did You Know? 📊

A well-capitalized bank is better prepared to manage risks, protect depositors, and sustain lending during economic downturns—making capitalization a key pillar of financial stability.

Get a deeper understanding of how capitalization impacts banks and financial institutions in our LIVE Webinar on “Capitalization in Banking & Financial Institutions

🎙 Speakers:

Hemant Sagare, Director Ratings – BFSI

Bishal Pujari, Senior Rating Analyst – BFSI

📅 22nd December 2025

⏰ 11:30 AM – 12:15 PM

⏳ Only 3 days left!

👉 Register now: https://streamyard.com/watch/zjzTvwxhcsHk

Understanding capitalization is key to financial stability.

Join our LIVE Webinar on Capitalization in Banking & Financial Institutions with industry experts from Brickwork Ratings.

📅 22nd December 2025 | ⏰ 11:30 AM – 12:15 PM

⏳ Only 5 days left.

Register now: https://streamyard.com/watch/zjzTvwxhcsHk