Ilokanang Guro

Ilokanang Guro

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Ako si Novelinda Batta, AFPยฎ๏ธ OFW na mula sa bayan ng Rizal, Cagayan Valley na nagtuturo tungkol sa tamang pag iipon at pag iinvest.

21/01/2022

Peace of Mind; Magkano ito?
Madaming Pilipino ke mayaman o mahirap, hindi alam kung papaano magkaroon ng Peace of Mind.
Ang sabi ng mahirap:
"I need this, I need that" pero walang pambili kaya laging nag-aalala.
Ang sabi ng mayaman:
"Meron nako nito, meron nako nyan" pero nag-aalalang mawala ang mga bagay naipundar.
Sabi nilang dalawa:
Paano ko kaya maiiwasang hindi mag-alala sa mga bagay na meron o wala ako?
Tanong ko sa kanila:
Gusto nyo ng Peace of Mind?
Sabi nila:
Siyempre naman! Pano ba yan? Me bayad ba yan?
Sabi ko:
Oo me bayad to. (Just testing them kung willing silang mag-pay ng price to achieve their goals)
Sabi ng mahirap:
Ay tsaka nalang pag me pambayad nako (sabay alis naiwan ang mayaman) umuwi ang mahirap na walang dalang solusyon sa problema.
Sabi ng mayaman:
Hayaan mo un walang pambayad eh kasi mahirap. Magkano ba yang peace of mind na yan? Name the price kayang-kaya ko yan.
Sabi ko:
Hindi pera ang bayad para magkaron ng peace of mind. Kailangan mong mag-aral at matuto para malaman kung paano magkaron nyan. In short, you will have to give your time para maachieve mo ito.
Sabi ng mayaman:
Ganun?! Busy akong tao, madami akong businesses na pinapatakbo, wala akong oras para dyan! (umuwi ang mayaman, walang dalang solusyon sa problema.
-end of story-
My take:
Peace of mind cannot be bought with money. First and foremost, only God can give us that! But He also has given us the mind, the heart, the strength and the time to find out for ourselves how to have that.
Gusto mong hindi nag-aalala patungkol sa pera? ๐Ÿ’ฐ
Gusto mong maging panatag ang loob mo pagdting sa kayamanan mo? Then the answer to that is Financial Education.
Tanong ko sayo:
Financial education today is free but it will require you your willingness to learn. Are you willing to learn? ๐ŸŽ“
ctto๐Ÿ“ธ๐Ÿ“๐Ÿ—’๏ธ
https://124467hk.trulyrichmakers.com/freessbyfebook/...

12/01/2022

Someone asked me:

Nag-Inquire: Ano makukuha ko sa 5,500(pH base) kapag nag-member ako sa IMG? Magkano rin makukuha mo kapag nag join ako?

Me:
FYI, ang membership sa IMG ay 5,500 at lahat ng benefits ma-eenjoy mo at mapapakinabangan mo. Para yang Enrolment Fee sa school, nag-enrol ka kasi gusto mong matuto. Hindi mo iisipin kung magkano kikitain ng School mo at Teacher mo sa Enrolment Fee mo, kasi nag-enroll ka dahil sa SARILI mong Interest.
Parang ganoon rin sa IMG, mag-join ka dahil gusto mong MAGBAGO ang FINANCIAL Life mo. Dahil walang ibang responsable jan, kundi IKAW lang. Tutulungan ka lang ng IMG!

Nag-Inquire:
Ah ganoon po pala Ma'am.

Me:
FYI po ulit, hindi kami kumikita sa Membership ng tao sa IMG. Hindi po kami Networking Company na kumikita sa Membership ng tao. Ang 5,500 mo sayo yan, purely sa Sarili mong INTEREST yan sa IMG.

Nag-Inquire:
Ah ganoon po pala, akala ko may kita po kayo sa Membership. Eh paano po kayo kumikita sa IMG?

Me:
Ah... kahit gusto kong i-share sayo, hindi po pwede.. kasi IMG Members lang ang may Benefit na malaman yan. Kaya, mag-member ka na muna. ๐Ÿ˜‰

Nasa link ang iba pang kasagutan iyong mga tanong:๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡
https://bit.ly/img-amazingbenefits

Join us for Free financial literacy orientation via zoom apps



Ctto..

Stay safe and healthy everyone!

God bless us all๐Ÿ’•

12/01/2022

Dati ang 2pesos ay papel pa
Dati ang 5pesos ay papel pa
Dati ang 10pesos ay papel pa

Ngayon ang 20pesos na papel noon barya na rin ngayon.

Inflation๐Ÿค”. Huwag po kayong magdiwang dahil bilog na rin ang bente. Dahil tumaas na ang sahod.

Aren't you afraid? 5-10yrs from now baka ang 100 pesos, coins na lang. Yung value ng pera pababa ng pababa. Ang gastusin pataas ng pataas. Tumaas man ang sahod mo next year wag ka mag diwang dahil kung iisipin mo breakeven lang or worst reality luge kapa nga.

Kaya this is the right time to do more in your 2022 ! Because you deserve more, I know you know that, but you donโ€™t know what you deserve!

Start this year by investing your future what you're working hard today!

Invest it wisely.
Start business now. And attend to IMG Free FINANCIAL LITERACY class via Zoom. Just message me for your access.

https://124467hk.imgcorp.com/

ctto


23/12/2021

Gift yourself a Mutual Fund this Holiday Season!

Mutual funds accommodate investors who do not have a sizeable amount of money to invest.
-Rampver Financial-

BENEFITS OF INVESTING IN MUTUAL FUNDS.
๐Ÿ‘‰ Affordability (โ‚ฑ1,000 to 5,000 minimum initial investment)

๐Ÿ‘‰ High Potential Earnings (average na 6 -20+% earnings kada taon)

๐Ÿ‘‰ Professional Fund Management (full-time, skilled & professional portfolio managers ang in-charge para mag-manage ng pondo ng mga investors)

๐Ÿ‘‰ Tax-Exemption (base sa R.A. 8424 o Tax Reform Act of 1997, hindi kabilang ang mutual fund earnings sa pinapatawan ng 20% withholding tax)

๐Ÿ‘‰ Liquidity (withdraw or redeem your shares anytime you want)

๐Ÿ‘‰ Safety and Regulation (mutual fund companies ay regulated ng Securities & Exchange Commission at audited regularly ng mga external auditors)

๐Ÿ‘‰ Diversification (para mabawasan ang risk, up to 10% ng pondo ang maaaring i-invest sa isang company o security kaya ang pera mo ay distributed sa average na 10 kumpanya - mas lamang ang panalo kaysa talo..)

Be financially educated on how to grow your money and how money will work for you. Send me a message, happy to guide u. ๐Ÿ˜โค





ctto
repost

Photos from Ilokanang G**o's post 21/12/2021

THE BEST GIFT FOR YOURSELF IS PEACE OF MIND AND FINANCIAL FREEDOM โค๏ธ

Ang IMG po ay Membership Benefits,
Kapag nagpamember ka, sa Membership Fee na (P5,500.00) Tama po ganyan lang kamura, pero ito ang lahat na iyong makukuha.

โœ”๏ธ IMG Portal: digital access kung saan makikita ang lahat ng mga membership benefits mo:

โœ”๏ธ IMG Preferred ID: Dahil ito ay legit company, syempre may proof dapat na ikaw ay accredited at bona fide member ng IMG at magagamit mo din ito to support sa pag-avail ng mga benefits

โœ”๏ธ Soldivo Mutual Fund Investment: Pagka-member mo pa lang may P 1,000 mutual fund initial investment ka na agad, at ito ang laging problema ng marami, โ€œ Paano nga ba makapag-umpisa?โ€ Now wala ng problema!, pwede mo itong dagdagan minimum P 500 depende kung kailan mo gusto pero mas maganda na ito ay regular para mabilis mo matupad ang mga plans and goals mo.

โœ”๏ธ Manila Bankers Life 100 K Personal Accident Insurance: Nakainsured ka na agad!, sa panahon ngayon na hindi natin alam ang posibleng mangyari sa buhay, kailangan talagang may proteksyon para sa ating pamilya, malaki rin ang 100, 000 para sa kanila diba?

โœ”๏ธ Kaiser E-Health Card: May unlimited checkup ka na agad sa mga Kaiser Medical Center na malapit sa inyong lugar, at ito pa po, may discounts din sa check up at laboratories ng iyong pamilya, San ka pa? Health is Wealth ika nga!

โœ”๏ธ Vision Care Voucher: Free Eye Check up at dalawang libreng frame sa isang taon kung gusto mong magpasalamin na available din sa mga Kaiser Medical Center, Ito ang Vision Care, Because we care your Vision

โœ”๏ธ Fidelity Life Insurance: Ito ay optional, Kung gusto mo dagdagan ang iyong protection, pwede ka magmember dito, ito ay group insurance with P 50, 000 death benefit coverage, pwede gamitin sa final expense, pwede rin pangdagdag sa burial kung sakaling meron ka na pero maliit lang ang halaga.

โœ”๏ธ24 Hours Memorial Concierge Services: Ang pinakamasakit sa lahat ay ang pagdadalamhati, kasama na pagiintindi sa gastos, tuliro sa pagaasikaso sa Memorial Service, pero hindi na ngayon dahil kay Everest sila na lahat ang bahala magasikaso sa pianakamalapitmna serbisyo sa lugar basta miyembro ng Philippine Mortuary Association, pwede isettle ang gastos, awas sa investments, insurance proceeds ng miyembro sa negotiable na halaga.

I will be your Financial Coach here and guide you along the way ๐Ÿ™‚https://bit.ly/novacorgos
NOVELINDA C. BATTA
IMG-FINANCIAL EDUCATOR

15/12/2021

Beware of small expenses. Small leaks may sink a big ship. Stick to the rules of wealth.

Be Financially Educated!

06/12/2021

๐—•๐—”๐—ž๐—œ๐—ง ๐—”๐—ก๐—š ๐—ž๐—จ๐—Ÿ๐—œ๐—ง ๐—ก๐—”๐— ๐—œ๐—ก ๐—ก๐—” ๐— ๐—”๐—š ๐—ฆ๐—”๐—ฉ๐—˜ ๐—”๐—ก๐—— ๐—œ๐—ก๐—ฉ๐—˜๐—ฆ๐—ง ๐—ž๐—”?

๐Ÿญ. ๐— ๐—”๐—ฅ๐—ž๐—˜๐—ง ๐—œ๐—ฆ ๐—ฅ๐—˜๐—–๐—ข๐—ฉ๐—˜๐—ฅ๐—œ๐—ก๐—š
Take advantage of the opportunity.

๐Ÿฎ. ๐—œ๐—ก๐—™๐—Ÿ๐—”๐—ง๐—œ๐—ข๐—ก
Bumababa ang value ng pera. Compare mo nalang ang nabibili mo sa 100 pesos mo noon at ngayon.

๐Ÿฏ. ๐—œ๐—ก๐—–๐—ข๐— ๐—˜
Habang may income ka, maximize it to save and invest. Darating ang time mawawala yan. Kaya bago mawala make sure may naitabi ka. Dahil hindi na tayo pabata.


Photos from Ilokanang G**o's post 02/12/2021

Hurryโ€ผ๏ธ Invest now before the prices totally go upโ€ผ๏ธ ๐Ÿ“ˆ

Your future self and family will thank you for it! ๐Ÿฅฐ

โœ…Want to learn how to invest in stock market?
โœ…Want to diversify your investments?
โœ…Want to know how to properly allocate your cash flow?

I got you! โœจ

There are two types of investing:

โญ• DIRECT INVESTMENT - Ikaw yung bumibili mismo ng stocks from companies. Ikaw ung mismo magse-set-up ng account mo and magmo-monitor ng stock market almost everyday.

โญ• INDIRECT INVESTMENT - Meron tayong tinatawag na Fund Manager. Siya ang nagdedecide and nag-aasikaso ng lahat ng investment natin para mag-grow and to minimize the risk.

If you want to invest in stock market pero:
1.) Walang time mag-monitor
2.) Walang time mag-aral ng kung paano
3.) Walang malaking kapital

Then indirect investment would be perfect for you! โœจ

Message me now๐Ÿ˜Š
https://bit.ly/novacorgos

02/12/2021

Si IMG ay hindi insurance company at hindi rin investment company.

"IMG is a brokerage company.
Si IMG ay isang brokerage company na nagtuturo about Financial Literacy para tayo ay ma guide sa ating personal finances.

IMG teach us..
- How to Save in the right way.
- How to invest in the right way with a proper guidance.
- How to build our Families Wealth
- How to make Money work for us
- And IMG help a lot of Filipino's to change their lives from Being a Spender to a SAVER.

"Be Financially educated, be always prepared."

Get this FREE EBOOK "The Secret to Saving and Building your future."๐Ÿ‘‡๐Ÿ‘‡
https://bit.ly/trulyrichmakers-e-book

Join us in our GLOBAL FINANCIAL LITERACY CAMPAIGN!๐Ÿ‘‡๐Ÿ‘‡ https://bit.ly/30M2030-campaign

๐Ÿ˜‡

Inaanyayahan po namin kayo sa isang libreng seminar upang mapalago ang pisong pinaghirapan nyo.
Message us for more details.๐Ÿ˜Š
https://bit.ly/novacorgos

Bakit kami sumali? Check mo ito.๐Ÿ‘‡
https://bit.ly/img-amazingbenefits

27/11/2021

Everyone wants to be successful but not everyone is willing to put in the work . If you want to be successful you must be willing to do the following ๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡

26/11/2021

Moving from the left side of the cash flow quadrant to the right side requires so so much work especially if you are doing it alone but that is what we should all aim for. We should all aim for making money while sleeping. Warren Buffett said "If you don't find a way to make money while you are sleeping you will work until you die"

The good news is you can use leverage of you want to do it faster. Come together as group and focus on one goal and together move to the right side of the quadrant. Late Billionaire John D Rockefeller Said "I would rather earn 1% of several people's efforts than 100% of my own efforts"

There is power in unity and focus. One of the smart ways of leveraging is through network marketing. Join the group and learn for free. Remember the illiterate of the 21st century are not those who can't read and but those who can't learn, unlearn and relearn.

24/11/2021

GOOD NEWS!!!

20 PESOS MINIMUM TOP-UP in MUTUAL FUNDS!๐Ÿ˜ฎ

INVEST & EARN INTEREST while you SLEEP!!!
Get started with COMPOUNDING INTEREST!

Gusto mo mag- invest sa STOCK MARKET pero:
1.) Walang time mag monitor
2.) Walang time mag aral ng technical analysis
3.) Hindi kalakihan ang capital

We suggest investing INDIRECTLY sa stock market thru MUTUAL FUNDS for as low as 1,000 pesos only ๐Ÿ˜Š

๐Ÿ‘‰ Benefits of Investing in Mutual Funds:
โœ“ It is professionally managed
โœ“ It is very liquid
โœ“ It is diversified
โœ“ It has a low minimum investment requirement
โœ“ It is very transparent
โœ“ It has a strong track record
โœ“ It is safe and secured
โœ“ Zero load fees
โœ“ The gain are tax - exempt

For more details, message me directly to assist you in our online seminars about investing!
https://bit.ly/novacorgos

NOVELINDA C. BATTA, AFP ยฎ
IMG-Financial Educator

Ctto: sir Dave

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