Gambia Business Blog

A Market in the Shadows Like many developing countries, The Gambia’s foreign exchange (FX) market is under persistent pressure. Our imports continue to far exceed exports, creating chronic trade deficits. Business owners routinely complain about uncertainty in accessing hard currency to pay suppliers, while individuals face fluctuating rates from one trader to another. So, what lies beneath this volatility? Beyond trade imbalance, many developing nations—including The Gambia—operate FX markets that lack transparency, digital traceability, and firm regulatory oversight....

How The Gambia Can Fix Its Forex Market: Lessons from Nigeria’s Naira Reform Discover practical reforms to fix The Gambia’s forex crisis. Learn how Nigeria stabilized the Naira and what policies the CBG can adapt for lasting stability.

05th June 2025, Fitch Ratings downgraded the African Export-Import Bank (Afreximbank) to BBB-, one notch above junk status, and placed it on a negative outlook. For many casual observers, this may seem like just another technical adjustment in the complex world of credit ratings. But the implications of this move—both for Afreximbank and for Africa’s wider financial architecture—run far deeper....

Afreximbank and the Fitch Downgrade: The Stakes Are Bigger Than a Credit Rating Fitch downgrades Afreximbank’s rating to BBB-. What it means for Africa, and why the APRM says Fitch’s loan risk assessment is fundamentally flawed.

Many banks in the Gambia have introduced internet or online banking system where customers can transact or issue instructions to the bank. The use of

How to Protect Your Online Banking Accounts Online banking allows you to do so much more without visiting any branch or location of the bank, however it can also make you lose all your life savings

What is a Business Process Management - BPM?

BPM is a way of looking at and then controlling the processes that are present in an organization

How Business Process Management Benefits Small Businesses Business process management or BPM benefits businesses that adopt and properly it. These includes productivity, minimize overhead costs & reduced errors.

The main purpose of any business is to add value to its customers and make some money for the owners. If you are a business manager, your key job

Components of Financial Statements of Small Business Financial statements provide summarized financial information about a firm’s transactions. Small business owners should understand these 3 key components.

Inѕurаnсе іѕ a wау оf рrоtесtіng уоurѕеlf frоm аnу соѕtѕ thаt mау аrіѕе frоm dаmаgе tо уоur рrореrtу оr

5 Common Types of Consumer Insurance Covers Consumer insurance - insurer compensate for specific loss relating to the covered risk. Insurance is a tool for wealth protection even when one is not alive

Personal budget is a financial plan that shows an individual or family incomes and spending plan. It is the best way for anyone to take control of

How to Prepare Personal Budget Personal budget help you organized your income and expenses. Learn 7 simple steps on how to prepare your family or personal budget.

Precious Williams is a self-described “full-figured diva from St. Louis” who admits she made every mistake in the book before making it big as a

From Making Mistakes to Making It Big: The Pitch Queen Unveils Imperfect Journey to the Top The Pitch Queen is more than just a story; it’s a call to action. It's time for you to take control of your life and create the future you want.

Starting a small business in today’s world has never been easier, as you area already able to use most of the technology available without having to

The Technology Trends in 2016 for Small Businesses Keep an open eye so that you can catch some of the technology trends early on, and that you can stay one step ahead of your competition. Always test before

If recent times have taught us anything, it's that life has surprises around every corner. During the uncertainty, keeping your finances in order can

Ways to be Financially Savvy During Difficult and Uncertain Times With so many lost jobs, economic hits, and the pandemic, it is especially important to dissect your money. Staying financially savvy and smart is essential.

As a professional freelancer, I started my own business from the ground up. Along the way, I made some mistakes, wasting money on things I didn’t

7 Essential Tools for a Starting a Freelance Writing Business Freelance writing is a wonderful career for the right person. It’s very flexible and you shape how your business looks. For example, you can work from home or rent office space.

Are you interested in starting a business in the agriculture industry but you have no idea to consider? Then no worries as we have already identified

13 Agriculture Business Ideas in Gambia Agriculture is an important sector in the Gambia and that why we compiled 13 business ideas you can start in agriculture. From livestock to rice farming