millennial_money_mindset

29/09/2026

LAST FEW PLACES - TONIGHT at 7:30pm
School taught us algebra, chemistry and the wives of Henry VIII.
But most of us never got taught how to understand money.
How to invest.
How to think about risk.
How fees affect your wealth.
How to make better decisions with your money.
💷 FREE online event
🔥 100+ already signed up
🚨 Our last 3 events SOLD OUT
I’m Neil Doig, author of Millennial Money Mindset® and Football Finance, and founder of Money Tipps®.
For the past 8+ years, I’ve helped thousands of people learn about money through practical independent financial education.
No financial products. No financial adviser sales pitch. Just practical knowledge.
If you’ve been meaning to get better with money, read more, understand more and make better decisions, come and join us.
👇 Meetup link in the comments.
Read. Question. Understand. Learn. Become better.
You were never taught the game.
Now learn the game. Play it your way.
See you tonight. 🚀

14/09/2026

I started Money Tipps® because I believe better money education can change lives.

We spend years at school learning subjects.

But almost nobody teaches us how to:

• Manage money
• Understand investing
• Build long-term wealth
• Use pensions abd ISAs
• Avoid expensive mistakes

Then we enter a world where companies want to sell us something.

Credit cards. Trading accounts. Cryptocurrency. Financial products.

And here’s what I believe:

Many people don’t need someone to take over their financial life. They first need to understand it.

Too many people hand over their life savings without fully understanding what they’re paying, what they’re invested in, or why.

Fees matter.

Even seemingly small ongoing fees can compound into significant amounts over decades.

And I don’t believe your financial future should be built around making someone else rich.

Money Tipps® is different.

We put education first.

Our mission is to empower you to understand your money, take charge of your personal finances and gain the confidence to make better decisions yourself.

Not unnecessary trading.

Not confusing jargon.

Not pressure to buy.

Education. Understanding. Confidence. Action.

That’s why our 28 day Money Transformation works.

28 days of focus, structure and action across:

Tax. Investing. Property. Pensions. Savings.

Because financial transformation doesn’t start with another financial product.

It starts with you understanding your money.

🚀 Register your interest for our October intake.

🎁 You’ll also receive a FREE Financial Independence Calculator.

👇 Link in the comments.

Understand the game. Play your way.

Your money. Your decisions. Your future.

13/09/2026

You don't need to know everything about money.

You just need to understand your money.

Where you are.

Where you want to go.

What's getting in the way.

And what you can do next.

Because let's be honest.

Money is confusing.

And sometimes the people making money from that confusion don't have much incentive to make it simpler.

There’s the financial adviser in the expensive suit, talking products, percentages and fees.

There’s the finfluencer in the hoodie telling you what to buy before the price goes “10×”.

And there’s the newspaper telling you what you should buy today...
..and what you should sell tomorrow.

**Fear sells.**

Excitement sells.

Complexity sells.

And if you can keep people clicking, worrying, watching and buying...

you can keep selling.

I'm not interested in that.

I'm interested in something much simpler:

Education.

Not telling you what to do.

Helping you understand.

Because I'd rather you asked:

“How do I know?”

than:

“What should I buy?”

I'd rather you understood your pension than simply handed it over to someone else.

Understood your investments rather than chased the latest hot tip.

Understood fees rather than accepted them because they're buried in the small print.

Understood tax rather than ignored it.

Understood risk rather than discovered it the hard way.

And understood your own numbers well enough to make your own informed decisions.

That's what Money Tipps® is about.

Not making money more complicated.

Making it simpler.

You don't need to become a financial expert.

You need to learn enough to stop feeling lost.

Enough to know where you stand.

Enough to understand your options.

Enough to know what questions to ask.

Enough to know your next move.

Because something happens when you start learning.

The fog begins to lift.

You go from:

❌ “I don't really understand my finances.”

to:

✅ “I know where I stand.”

From:

❌ “There are so many things I should be doing.”

to:

✅ “I know what matters.”

From:

❌ “I'll sort it out someday.”

to:

✅ “I know my next move.”

That's clarity.

Clarity creates confidence.

Confidence makes it easier to take action.

And action creates progress.

That's why I believe:

Financial education should be a life skill.

Not something you learn once.

Something you keep learning.

Read.

Listen.

Question.

Calculate.

Understand.

Apply.

Review.

Improve.

Repeat.

Continuous improvement.

You don't have to know everything.

You just have to keep getting better.

And there's one thing I feel particularly strongly about:

The goal isn't to make you dependent on me.

Quite the opposite.

I want to make you more independent.

More confident.

More knowledgeable.

More capable.

And ultimately...

harder to sell to.

Because the more you understand, the harder it becomes for someone else to make your financial decisions for you.

You can listen to the adviser.

Listen to the influencer.

Read the newspaper.

Listen to me.

But then you can pause and ask:

“Does this actually make sense for me?”

That's the skill.

Think for yourself.

That's financial education.

That's what I'm trying to build with Money Tipps®.

And that's what Extra Time™ is designed to help you do.

Extra Time™ The 28-Day Money Transformation

Four weeks to get your money out of your head and onto paper.

Four weeks to:

Understand where you are.
Learn the fundamentals.
Get organised.
Understand your options.
Take action.
Build confidence.
Know your next move.

Confusion → Clarity
Clarity → Confidence
Confidence → Action

You don't need to become a money expert.

You just need to become better at your money than you were before.

That's the goal.

Read more. Learn more. Do more. Become more.

If that sounds like you, I'll put the link to register your interest for the next Extra Time™ 28-Day Money Transformation in the comments.

Learn the game. Play your way.

06/09/2026

⚽ What if getting your money right was a game you could actually learn to play?

I’ve spent years on different sides of the financial world.

On a trading floor, working with millions of pounds.

Inside one of the UK’s largest wealth managers, seeing how financial advice really works.

And now, as a qualified teacher, learning how to take complicated ideas and make them simple.

I’ve put all three experiences into something different:

Extra Time — the 6-Week Money Transformation

No bank is behind it.
No investment platform is paying me to recommend its products.
No corporate sponsor.
No commission-driven product to sell you.

Just independent financial education designed to help you understand your money and make better decisions.

And rather than burying you in financial jargon, we use the world’s most popular game — football.

You’ll learn how to think about:

⚽ Your financial starting XI
⚽ Saving and investing
⚽ Pensions and ISAs
⚽ Property and debt
⚽ Risk and resilience
⚽ Building wealth over time
⚽ Your route towards financial independence

The aim isn’t to turn you into a trader.

It’s to help you become the manager of your own financial team.

I don’t think there is another programme quite like it.

The October Extra Time cohort is now open.

Before you join, take the quiz and see whether you’re ready to start playing the game.

👇 Take the quiz / join the waiting list:
https://moneytipps.org/football-finance-waitlist

Your money. Your team. Your game.

Understand the game. Play your way!

Are you ready for extra time?

Football Finance Waitlist for the Financial Independence System. Learn how to structure, organise and grow your money using the Football Formation Asset Allocation method. Built by Neil Doig (Money Tipps), this system helps you move from financial confusion to clarity and long-term financial indepen

04/09/2026

Most people spend their entire lives earning money…

But nobody ever teaches them how to manage it.

School doesn’t.

Most employers don’t.

And the financial industry often makes money sound far more complicated than it needs to be.

That’s why I wrote Football Finance: Manage Your Money in 90 Minutes. ⚽💰

It’s designed to help make personal finance simpler, clearer and easier to understand.

No confusing jargon.

No suits telling you what you should do.

No complicated spreadsheets required.

Just a practical way to start understanding the money game.

Because managing your money shouldn’t feel like trying to understand a foreign language.

Whether you’re thinking about saving, investing, pensions, property or building long-term wealth, the first step is understanding how the pieces fit together.

⚽ Understand the game. Play your way.

📚 Football Finance: Manage Your Money in 90 Minutes

👉 https://amzn.eu/d/0cGUBOhn

If you know someone who loves football but wants to get better with money, please tag them below.

Football Finance: Manage Your Money in 90 Minutes

31/08/2026

Should you be investing right now?
Or should you wait?

Most people guess.
🟢 They invest because everyone else is.
🔴 Or they keep everything in cash because they don't know where to start.

But the first question isn't “What should I invest in?”
It's: “How healthy is my financial position?”
That's why I built the 5-Minute Money Tipps® Financial Health Check.

In 5 minutes, you'll get:
→ Your score across 9 areas of financial health
→ Your biggest strengths and gaps
→ 3 practical actions to consider this month
→ A simple RED 🟥 AMBER 🟨 GREEN 🟩 result

No jargon.
No complicated spreadsheets.
No investment recommendation.
Just a clearer picture of where you stand.

And there's something exciting coming this week… 👀

👇 Take the free Financial Health Check, link in the comments.

Learn the game. Play it your way.

Investments can fall as well as rise, and you may get back less than you invest. Don't invest money you cannot afford to lose. If you're unsure about whether an investment is suitable for you, consider seeking professional financial advice.

30/08/2026

📖 Want to understand your money differently?
My second book, Football Finance: Manage Your Money in 90 Minutes, turns pensions, investing, tax, savings and property into a simple game you can understand.
If you’ve ever felt that personal finance was more complicated than it needed to be, this is where I’d start.
LEARN THE GAME.
PLAY IT YOUR WAY.
👉 Get your copy here:
https://amzn.eu/d/0iUQsRsh
My first book, Millennial Money Mindset, was shortlisted for the Financial Times Bracken Bower Prize and became an Amazon bestseller.
Football Finance is the outer game.
And this week, I’m going to reveal what comes next…

Football Finance: Manage Your Money, Invest Smarter & Build Wealth: Achieve Financial Independence in 90 Minutes

30/08/2026

YOU WOULDN’T PLAY A FOOTBALL MATCH WITHOUT KNOWING THE RULES.
Yet millions of people are expected to manage their money without ever being properly taught how the game works.

Here is what Money Tipps® is here to solve
Tax.
Investing.
Property.
Pensions.
Savings.

We’re told what we should do, save more, invest earlier, get a pension, buy a house, but rarely given a clear system for understanding how it all fits together.
Imagine walking onto a football pitch and being told:
“Just play.”
You don’t know the rules.
You don’t know your position.
You don’t know your teammates.
You don’t know the opposition.
And you don’t know the score.
That’s how personal finance can feel.

So I wrote Football Finance: Manage Your Money in 90 Minutes to make the game easier to understand.
It’s my second book.
My first, Millennial Money Mindset, was shortlisted for the Financial Times Bracken Bower Prize and became an Amazon bestseller.

That book was about the inner game of money, how we think about it.
Football Finance is the outer game.
The practical system.
The pitch.
The positions.
The formation.
The decisions.

The aim isn’t to tell you how to live your financial life.
It’s to help you understand the game well enough to make better decisions your way.
Because you don't need to become a financial expert.
You need a system you can understand.
LEARN THE GAME.
PLAY IT YOUR WAY.

📖 If you want to understand your money differently, the book is the place to start.

Link in the comments.
And there’s something rather exciting coming this week…
This is only the beginning.

28/08/2026

⚽ Is Your Money Team Winning?

A question for the Millennial Money Mindset community:

Who is actually fighting your corner when it comes to your money?

Your bank wants your deposits.
Investment platforms want your fees.
Financial companies want your business.
Social media wants your attention.

And sometimes the person giving you financial information has something to sell you.

That's why I started Money Tipps®.

I believe you should dare to know.

Know what you're paying.
Know where your money is going.
Know what you're investing in.
Know what you're entitled to.
Know your options.

You don't need to become a financial expert.

You need knowledge, a good formation and the confidence to make your own decisions.

Think about your finances like a football team:

🟢 T — Tax
🔵 I — Investing
🏠 P — Property
🟣 P — Pensions
🟡 S — Savings

Five positions.

One team.

And here's the question:

Are they working together — or playing against each other?

🚦 What's your financial score?

I've created a free Money Quiz to help you find out what's working, what isn't, and what you should focus on next.

👉 Take the quiz and get your free report:
https://moneytipps.org/take-the-money-quiz

Then, if you're ready to actually do something about it, I'll be opening the doors to Extra Time — a six-week financial transformation designed to help you get your financial life organised.

Only 20 places for October.

But forget the sales pitch for a moment.

👇 Let's talk.

If your money were a football team, which position needs the most work right now?

🟢 T — Tax
🔵 I — Investing
🏠 P — Property
🟣 P — Pensions
🟡 S — Savings

Comment with your letter below.

No judgement.
No stupid questions.
No pretending we all have it figured out.

Let's use this community to learn from each other, share what works and get better with money.

⚽ Knowledge is power.
Knowledge + action is financial freedom.

28/07/2026

🔥 Welcome Fire Starters! Financial Education Matters

A huge thank you to everyone who has joined the Money Tipps® journey.

For the third month in a row, our free FIRE Up Your Finances investing event has been oversubscribed and reached capacity.

📈 FIRE Up Your Finances
Investing to Become Financially Independent & Retire Early

This is not about getting rich quick.

It is about building the knowledge, confidence and habits to make better financial decisions, so you can take control of your financial future.

During this free live session, we will explore:

✅ How investing works
✅ How to build a long-term financial plan
✅ The principles behind Financial Independence
✅ How small decisions today can create a stronger future

The reality is that millions of people work hard, earn an income and want to build wealth, but financial education is something many of us were never taught.

That is why Money Tipps® exists.

Our mission is simple:

Make money, investing and financial independence simple, understandable and achievable for everyone.

🔥 The response has been incredible:

📌 500+ people registered
📌 3 months in a row oversubscribed
📌 A growing community of Fire Starters learning together

A quick reminder for everyone who has signed up:

⚠️ We have a maximum capacity of 100 live Zoom places.

Please arrive a few minutes early to secure your place. Once we reach 100 attendees, we will unfortunately have reached capacity.

And if you are new to the community, welcome!

📚 My new book Football Finance: Manage Your Money in 90 Minutes is out now.

Using the language of football, it helps make investing and money easier to understand:

⚽ Your money needs a strategy.
⚽ Your finances need a formation.
⚽ Your future needs a game plan.

Because financial freedom does not start with having all the answers.

It starts with learning.

Welcome to the Money Tipps® Community.

🔥 Let's FIRE up our finances together.