Fincate

Fincate Fincate is your go-to platform for financial education. Join our community and Join our community and .

Learn how to manage your money, invest wisely, and secure your financial future with our easy-to-understand courses and tools.

'So what do employees actually get?' — the question every HR lead asks us. Here's the honest answer:✔ 400+ expert-led le...
14/08/2026

'So what do employees actually get?' — the question every HR lead asks us. Here's the honest answer:

✔ 400+ expert-led lessons — pensions, mortgages, credit cards, overdrafts, savings, everyday banking
✔ Bite-sized videos, quizzes, workshops and downloads — built for lunch breaks, not lecture halls
✔ Content updated as legislation and regulation change, so nothing goes stale
✔ Certificates as people complete courses and build their own knowledge bank
✔ Self-paced — from first payslip to retirement planning, everyone starts where they are

Built on 20+ years of real financial planning experience — the same education we've delivered in workplaces for over a decade, now available to every employee, whenever they need it.

See it for yourself → fincate.com

An uncomfortable truth about pay rises: on their own, they rarely fix financial stress.Income lifts, spending lifts to m...
11/08/2026

An uncomfortable truth about pay rises: on their own, they rarely fix financial stress.

Income lifts, spending lifts to meet it, and six months later the worry is back. It's so common it has a name — lifestyle creep. It's why financial stress reaches well into higher salary bands.

Giving employees the tools to manage their money better can be far more powerful than a short-term salary boost:

→ A pay rise is spent in months. Money skills compound for a lifetime.
→ Skills travel with people through every promotion, mortgage and life event.
→ And a workforce that understands its pension actually values the one you're already paying for.

Pay people fairly — always. Then give them the education to make that pay work. That's the gap Fincate fills.

fincate.com

Most employee perks come with small print. This one doesn't.Gym memberships, health cover, company cars — valuable, but ...
10/08/2026

Most employee perks come with small print. This one doesn't.

Gym memberships, health cover, company cars — valuable, but many benefits create P11D paperwork and a tax charge for the very employees they're meant to help.

Financial education is different. Because Fincate is education, businesses can provide it to their whole workforce without it becoming a taxable benefit-in-kind for staff — no P11D forms, no grossing up, no awkward small print.

Which means the benefit your people receive is the whole benefit:

→ 400+ lessons across pensions, mortgages, credit and savings
→ Content kept current as legislation changes
→ Certificates as they build their knowledge bank

A workforce that worries less about money, at a cost that stays simple for you.

Curious what it would look like for your team? → fincate.com

Could you cover a surprise £300 bill tomorrow — without borrowing?For millions in the UK, the honest answer is no. Resea...
07/08/2026

Could you cover a surprise £300 bill tomorrow — without borrowing?

For millions in the UK, the honest answer is no. Research suggests around 1 in 5 adults have less than £100 in savings. That's not a spending problem — it's what happens when nobody teaches you the playbook.

Here's the playbook, in three steps:

1. Open a separate account you don't touch. Out of sight genuinely is out of mind.
2. Automate a small amount every payday — £10 counts. Consistency beats amount.
3. Aim for £500 first. Not three months of salary. £500 stops most emergencies becoming debt.

Small, boring, automatic. That's how emergency funds actually get built.

Our savings lessons on Fincate go deeper — including where to keep it so it works harder for you.

Fewer than 1 in 10 people in the UK have a financial adviser.After 20+ years in financial planning, that's the number th...
04/08/2026

Fewer than 1 in 10 people in the UK have a financial adviser.

After 20+ years in financial planning, that's the number that convinced our founder something had to change. Advisers are retiring faster than new ones arrive, demand is far outstripping supply — and the people who'd benefit most from guidance are the least likely to get it.

We can't give everyone an adviser. But we can give everyone an education.

Fincate puts 400+ lessons — pensions, mortgages, credit, savings, everyday banking — in the pocket of every employee, kept up to date as rules and legislation change.

For businesses, it's a way to genuinely close the gap for your people, at a fraction of the cost of one-to-one advice.

fincate.com

If budgeting feels overwhelming, start with three numbers: 50 / 30 / 20.→ 50% of take-home pay for needs — rent or mortg...
04/08/2026

If budgeting feels overwhelming, start with three numbers: 50 / 30 / 20.

→ 50% of take-home pay for needs — rent or mortgage, bills, food, travel
→ 30% for wants — the things that make life enjoyable
→ 20% for your future — savings, investments, overpaying debt

It won't fit everyone perfectly (and right now, plenty of households can't hit 20% — that's okay). The point is that a simple framework beats no framework. You can't improve what you've never measured.

On Fincate, our budgeting lessons take this from rule-of-thumb to a plan that actually fits your life — in bite-sized videos you can watch in a lunch break.

31/07/2026

A massive thank you to A Star Support Services for joining forces with Fincate to sponsor our coloured playing kit, just in time for our Welsh Cup quarter-final this Sunday! 👕🏏

Beyond backing the club and making sure the lads look the part on the big stage, A Star Support Services are deeply committed to empowering individuals across our local community through top-quality, person-centred care and support.

Their dedicated team goes above and beyond every day to help people live independently and achieve their goals. Whether you or a loved one are looking for tailored support services, we can’t recommend them highly enough.

Fewer than 1 in 10 people in the UK have a financial adviser.After 20+ years in financial planning, that's the number th...
30/07/2026

Fewer than 1 in 10 people in the UK have a financial adviser.

After 20+ years in financial planning, that's the number that convinced our founder that something had to change. Advisers are retiring faster than new ones arrive, demand is far outstripping supply — and the people who'd benefit most from guidance are the least likely to get it.

We can't give everyone an adviser. But we can give everyone an education.

Fincate puts 400+ lessons — pensions, mortgages, credit, savings, everyday banking — in the pocket of every employee, kept up to date as rules and legislation change.

For businesses, it's a way to genuinely close the gap for your people, at a fraction of the cost of one-to-one advice.

fincate.com

Money worries don't stay at home. They clock in every morning.UK research puts numbers on what most managers already sen...
28/07/2026

Money worries don't stay at home. They clock in every morning.

UK research puts numbers on what most managers already sense:

→ Financially stressed employees are around 5x more likely to be distracted at work
→ They're 3x more likely to take time off
→ An estimated 4.2 million working days are lost to financial stress every year — roughly £626m in lost output (CEBR)

The instinct is to treat this as a pay problem. It usually isn't. It's a confidence problem — most people were simply never taught how money works.

That's what Fincate was built for: 400+ expert-led lessons on pensions, mortgages, credit, savings and more, that businesses can offer their whole workforce as a genuinely useful benefit.

If financial stress is quietly costing your organisation, let's talk → fincate.com

Your team’s financial wellbeing… sorted for less than a takeaway ☕🍔If you run a business with 25 or fewer employees, you...
21/04/2026

Your team’s financial wellbeing… sorted for less than a takeaway ☕🍔

If you run a business with 25 or fewer employees, you can now give your staff access to high-quality financial education for just £99.99 per month.

That’s from as little as £3.99 per employee, per month.

Let’s put that into perspective:

Less than a coffee
Less than a gym day pass
Potentially far more valuable long-term

And here’s the part business owners tend to like:

✔ It’s an allowable business expense
✔ It supports financial wellbeing at work
✔ It helps build a more confident, informed workforce

Because when your employees understand money better, they tend to:

→ Stress less
→ Make better decisions
→ Stay more focused

No gimmicks. Just practical, easy-to-understand financial education that actually helps people. If you’re investing in your team, this is one of the simplest wins you’ll find.

Drop us a message if you want to take a look 👇

https://fincate.com/membership-account/membership-plans

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