31/03/2026
The government is bringing in changes to the Motability Scheme which threaten the independence of hundreds and thousands of disabled people.
In recent months, there has been a great deal of focus on the Motability Scheme which has, in turn, led to what feels like a constant attack from news outlets and on social media, on the disability community who are so reliant on it. I've dealt with it myself, having to justify my reasons for needing a so-called 'free luxury vehicle'. We're not actually talking luxury here, we're talking necessity and when most people expect to have access to a car these days, why on earth should we be any different? Anyway, let me tell you, there's nothing luxurious about my Peugeot Rifter van and certainly nothing free about any of it.
In a nutshell and by way of an example, I had to put down an Advance payment of Β£27,000 towards the Peugeot and where insurance, servicing, breakdown cover and tyres are pupported to be included in the scheme, it is actually paid for by me contributing the full amount of my higher rate mobility component of the Personal Independence Payment I receive throughout the 5 year lease. At the end of this term, the vehicle does not become my own. It is taken back and likely sold at auction and then I start all over again, if I want to take on a lease for a new vehicle. In reality I will have basically paid the full cost of my old one with nothing to show for it and Motability will make money from it again.
Many of you will have heard about the endless amount of problems I've had with my van (affectionately known as 'The Heap'), which hasn't been fit for purpose since the day I got it, and the battle I had to wage with Motability to get them to agree to exchange it. They were insistent that I would have to pay the full Advance Payment again, until I quoted the Consumer Rights Act and took legal advice, after which they granted me a partial refund to put towards my new vehicle. I have been waiting almost 6 months and should hopefully have my new wheels very soon.
In an attempt to cut costs, Motability are bringing about the following changes for new leases from July 2026 onwards. Here's a brief summary of what they will mean and why they are deemed so unfair by the users of the scheme:
π The annual mileage limit is being halved to 10,000 miles per year on vehicles, and anyone who exceeds this will be charged at 25p per mile.
βΏ Motability vehicles are provided in order to enable disabled people the ability and freedom to get around for the purposes of work, leisure, medical appointments and so on. The extra needs that disability brings means that mileage can soon add up and relying on public transport is not always an option in terms of availability, lack of access and cost. Such massive restriction is going to leave many disabled people unable to fulfil their obligations, for example, in getting to work, or meeting their medical needs. The push by the government to get disabled people in to employment will, in many ways, be contradictive under these terms.
π Tyre replacement is being a significantly limited, depending on the duration of the lease - 6 tyres for a 3 year lease / 10 tyres for a 5 year lease.
βΏ Although these figures have been based on average use, this doesn't take into account the possibility of extra wear and tear on vehicles likely to be carrying weighty wheelchairs and equipment, and extra journeys that may be needed for medical appointments. My old car which has adapted and privately owned regularly needed new and expensive reinforced tyres.
π Insurance Premium Tax and VAT are to be charged at the standard rate on Advance Payments on vehicles, excess mileage charges and early termination fees (except for leases where a vehicle has been significantly adapted to carry wheelchairs / stretchers and where driving modifications are required).
βΏ Products which are for the specific use of disabled people are usually exempt from VAT. The exception here seems unfair when Motability vehicles all have the common purpose of enabling disabled drivers and passengers to travel with independence in mind.
π EU breakdown cover will require Motability users to obtain and pay an administration fee in order to obtain a VE103 certificate needed for travel to EU countries.
βΏ This is yet another cost and piece of red tape that disabled people will need to pay for and deal with when taking their vehicle abroad for work or leisure.
So there you have it, a brief explanation of the realities of what is happening and the impact on those affected. It seems to me that although there's no doubt that savings need to be made to support the long-term future of the Motability Scheme, disabled people yet again are on the bottom of the pile in terms of priority and having their needs truly met, but at the top of the pile for being at the brunt of questions and criticism for just wanting to be treated with respect and participate in society on equal terms.
You can actually help us to rebalance this. Whenever the topic comes up in conversation, understand the true facts and call out those who are a part of the blame culture and share and sign the petition below to stop some of the damaging changes which will affect some of the most needy within society.
The recent budget has announced taxes on advanced payments and a decrease in mileage allowances. We believe this is unfair to the most vulnerable in society and could affect their independence.