Money Ready UK

08/09/2026

On International Literacy Day, we're taking a closer look at a term that gets used a lot - financial literacy. What does it actually mean in practice?

We see financial literacy as the starting point - the basic knowledge of financial terms and vocabulary, things like interest rate, credit score, direct debit.

But knowing the words isn't the same as knowing what to do with them. We call that next step financial fluency.

Fluency is reading your payslip and knowing what it means for this month's budget, then adapting as needed. It's understanding the implications of terms like ‘APR’ or ‘repayment period’ and using them to make informed decisions.

Financial fluency isn't about being an expert. It's about having the confidence to ask the right questions, spot the wrong deal, and make decisions that hold up under the real pressures of life like rising costs, a first job, moving house, and everything in between.

We believe the language of money is a language for life, and everyone deserves to be fluent, no matter where they started.

03/09/2026

What if your bank could teach you something useful about money?

In May, we brought policymakers, charities and local stakeholders together in Manchester to ask the question: could money education built into everyday financial products help close the financial equality gap?

Our new report captures the key themes discussed, including the cost of not understanding how money works, how the financial services industry could help, what's standing in the way, and a call for cross-sector collaboration.

Whether you're a financial services provider, a charity, or just wish you could learn more through your bank, this is for you.

📄Read the roundtable report: https://moneyready.org/update/new-money-ready-report-explores-how-money-education-within-financial-products-can-boost-financial-equality/

Have thoughts you’d like to add? We’d love to hear from you!

Complete our short survey by 9 October 2026: https://forms.cloud.microsoft/Pages/ResponsePage.aspx?id=mF5d9OcL6UyvXc_AY434jFmjPvxExPBAr-g9zYiIntZUOFowVFpJUkVYNjY0SEhaNlJTSTlLTjBSOC4u

28/08/2026

No one should be left to figure out money on their own.

Not as a teenager opening a first bank account, a young adult navigating their first payslip or an adult planning for retirement. Right now, too many people are, and that's not down to them. It's down to a system that treats financial education as optional.

In January, we launched The Cost of Not Knowing to change that.

Since then, we’ve achieved:

✍️ 131 signatures on our open letter
📧 47 MPs written to directly through our tool
📰 30+ pieces of national and trade media coverage
🤝 500,000+ people reached online

That's a lot more people talking about why financial education should be a right, not a privilege, at every stage of life.

But this is just the beginning. Thank you if you've taken the time to support the campaign this year. We're taking a moment to pause, reflect and plan next steps.

Watch out for more coming in January 2027.

25/08/2026

When did you first learn about money? For most of us it was too little, too late.

Our Cost of Not Knowing research shows when people across the UK first learned key financial topics.

For almost every topic we asked about, people told us the same thing: they learned it between 19 and 24. Not in a classroom. Not before a first payslip or a first credit card.

By the time most people meet these topics for the first time, the stakes are already real, and the cost of not knowing is already adding up.

As a new school year begins, it's a timely reminder: we need to equip young people with the right financial knowledge early, so they can build confidence and take control of their future.

📖 Read more about why children should learn about money early: https://moneyready.org/update/why-children-can-and-should-learn-about-money-early/

14/08/2026

It’s Friday morning, and , so we’ve got a quick game you can play 👀

There’s only one condition: you’ll need to work out the rules yourself.

Go on, give it a go here: https://moneyready.org/the-cost-of-not-knowing-game-with-no-rules/

If you’re still confused, it’s not you that’s the problem. There’s nothing fair about playing a game without the rules. And that’s how life without access to financial education can feel.

Every day, people across the UK make financial decisions that shape their lives – decisions about saving, borrowing, and planning for the future.

But too often, those choices are harder than they should be. When people aren’t taught how the system works or given the confidence to navigate it, the cost can be high.

If you think financial education should be a right, not a privilege, sign our open letter here: https://moneyready.org/conk-open-letter/

We’re calling for financial education to be lifelong, inclusive, and embedded in every school and service.

13/08/2026

We're hiring!

We're looking for a Programme Trainer to join our South Wales team!

We're after a confident, engaging facilitator to deliver dynamic financial education to children, young people, adults and professionals across South Wales - often working with learners who are at risk or vulnerable.

This is a brilliant chance to join a passionate team helping build a financially fluent population, no matter where people started.

Delivery will require significant travel throughout South Wales to reach our delivery locations (all delivery-related travel is covered).

No prior financial expertise is required as we'll provide full training and ongoing support.

➡️Full time, 37.5 hrs
➡️24-month contract, with possible extension
➡️Salary £30,250 FTE
➡️Deadline to apply: Tuesday 1 September at 9am

Want to learn more? Join our online information session with Liam O'Sullivan on Tuesday 18 August at 4.00pm. Register here ➡️ https://buff.ly/2NgHoAN

Download the job pack and apply here: https://buff.ly/1AsphgV

Please like, share or tag someone who'd be a great fit!

Join our growing team on a mission to create a financially fluent population. Are you ready to bring the language of money to life?

12/08/2026

We hope you’ve enjoyed following along with our campaign this week.

Starting university is a big leap, but we hope you’re feeling more prepared to take it on and manage your money with confidence.

To close out the week, the Money Ready team has come together to share money stories from our own uni days, including what we wish we’d known sooner! Swipe to see them.

Best of luck to everyone heading off to uni at the end of summer, we hope you have the adventure of a lifetime!

Still have questions about managing money at uni? Explore our Learning Hub for more tips, tools, and guidance to help you take control of your finances: https://moneyready.org/learning-hub/

10/08/2026

How much does moving to university really cost?

In our new blog, we look at the basics plus hidden costs no one tells you about.

Moving to university is one of the biggest financial transitions most people go through. You don’t need to have it all figured out before you arrive, but knowing what to look out for could make all the difference.

Have a read here, or send to a friend starting uni this autumn ➡️ https://moneyready.org/library/the-cost-of-moving-to-university-housing-halls-and-hidden-costs/

A practical guide to halls, private renting, deposits and the hidden costs of moving to university.

06/08/2026

We’re hiring!

We're looking for a Programme Trainer to join our North East team.

We're after a confident, engaging facilitator to deliver dynamic financial education to young people, adults and professionals across the North East - including care-leavers, young mums and refugees, with some opportunity to work with children too.

This is a brilliant chance to join a passionate team helping build a financially fluent population, no matter where people started.

Delivery will be primarily across the North East, with some travel across the wider North hub (all delivery-related travel is covered).

No prior financial expertise is required - we'll provide full training and ongoing support.

➡️Full time (37.5 hrs) or part time (22.5 hrs+) considered
➡️18-month fixed term contract, with possible extension
➡️Salary £30,250 FTE
➡️Deadline to apply: Friday 28 August

Want to learn more? Join our online Q&A session with Hayley Coyne on Thursday 13 August at 1.30pm. Register here ➡️ 0fed28fc-8004-443b-88f6-97c5817f1c42@f45d5e98-0be7-4ce9-af5d-cfc0638df88c" rel="ugc" target="_blank">https://events.teams.microsoft.com/event/0fed28fc-8004-443b-88f6-97c5817f1c42@f45d5e98-0be7-4ce9-af5d-cfc0638df88c

Download the job pack and apply here ➡️ https://moneyready.org/careers/

Please like, share or tag someone who'd be a great fit!

Join our growing team on a mission to create a financially fluent population. Are you ready to bring the language of money to life?

05/08/2026

Starting uni is a huge life transition: new city, new independence, and for many, the first time managing money entirely on their own.

Our Cost of Not Knowing research found that 54% of 18–24-year-olds worry about money, and 22% wish they'd learned about student loans earlier.

That's why we're running for a second year. Starting today till 12th August, we're sharing guidance on student finance, budgeting and repayments, because a little knowledge goes a long way.

To kick things off, our latest Learning Hub article breaks down the three things that make the biggest difference to your finances at uni: how student finance actually works, how to budget once you're there, and what repayments really look like after graduation.

Read it here: https://moneyready.org/?post_type=library&p=3722 and follow along all week as we share tips, resources and lived experience insights to help students make money make sense for uni.

Know someone heading off to university this autumn? Share this with them.