SmartPurse

Friendly reminder: You deserve to be financially secure. Taking 5 minutes today to check your accounts or learn something new isn’t selfish. It’s foundational.

Are you saving money every month, but still secretly wondering if it’s actually going to be enough? 👀

In Switzerland, it’s incredibly easy to mistake a consistent savings habit for a long-term financial strategy.

You maximize your Pillar 3a, you avoid unnecessary spending, and you assume the future is secure.

But behind the scenes, disconnected finances often create hidden tax inefficiencies and quiet pension gaps that most people only discover when it’s too late.

True financial clarity means having a plan built strictly around your life milestones to show you exactly where your money stands today, and how to optimize it for tomorrow.

It’s making sure the money you’ve already earned is actively working for you.

Let’s have a quiet, pressure-free conversation about your future.

✨ Click the link in our bio to book your FREE, initial consultation today.

Tonight, join our free live webinar with SAXO and learn the trading basics that every beginner should know before risking real money.

In just 60 minutes, we’ll walk you through the foundations, common mistakes, and key principles to help you start with more clarity and confidence.

🎟️ Free to join
🕕 Tonight at 6PM

Reserve your spot now - LINK IN BIO!

Do you own an AI ETF? Then this matters 👀

Elon Musk is suing OpenAI — and the outcome could impact AI stocks, ETFs, and the wider tech market.

At the centre:
📈 Microsoft
📈 NVIDIA
📈 OpenAI
📈 Billions in investor capital

This isn’t just Silicon Valley drama.
It’s a reminder that news, court cases, and global events can move markets fast.

🎓 Want to learn how traders use news and events like this to spot opportunities?

Join our FREE live webinar with Saxo -> LINK IN BIO
🗓️ May 20
⏰ 18:00 CET

Because retirement planning isn’t only about building wealth…
it’s also about protecting it. 💡

🎓 Want to learn how to optimise your retirement strategy and potentially reduce unnecessary taxes?

Join our FREE live masterclass and learn the key retirement planning strategies most people discover too late.

🔗😎 Reserve your spot via the link in bio.

In this 60-minute live masterclass, we’ll show you how to plan your retirement smarter and reduce taxes in retirement 💡

📅 18 May 2026
🕖 19:30–20:30 CET
💻 Live on Zoom
🎟️ Free to attend

You’ll learn:
✔️ Lump sum vs. pension
✔️ How to reduce taxes with the right strategy
✔️ Common retirement mistakes
✔️ How to stay financially independent

👤 With Beat Guntern, Financial Planner at SmartPurse

👀 Reserve your FREE spot 👉 LINK IN BIO

🚨 It’s the LAST FEW DAYS of our offer 🚨
And right now, you get rewarded for getting started:

💸 CHF 200 in trading credits
🎁 CHF 150 SmartPurse voucher (for courses, financial plans or coaching)

All you need to do:

1-Open your account

2-Make your first investment (by May 15, 2026)

3-Send your screenshot

Open. Invest. Benefit.

🔗 Link in bio to claim via our FREEBIE VAULT

Hope feels free… until it shows up on your portfolio.

Holding onto a losing investment because “it might come back” isn’t a strategy — it’s emotion disguised as patience. And the market rarely rewards that.

📉 Small losses are manageable
📉 Big losses take time (and discipline) to recover from

The difference often comes down to one thing: **having a plan before you invest.**

✔️ Know your exit strategy
✔️ Set your risk limits
✔️ Don’t let hope override your logic

What’s one investing lesson you had to learn the hard way? 👇

On paper, Switzerland’s system looks fair. Pension assets are split equally in a divorce.
But that’s only part of the story 👀

So what changes? 👇

📌 More part-time work
📌 Fewer pension contributions
📌 Long-term income gaps

👉 Small gaps today = big gaps later

Only *14% of women* seek financial advice—but those who do are more secure long-term.

💡 The earlier you understand your pension gap, the more you can do about it & IF you want to learn how to identify & close these gaps:

👉 Join our FREE MASTERCLASS | TONIGHT - 27 APRIL | 20:30

🔗 LINK IN BIO TO REGISTER!

Are ETF investments really enough? 👀
Many investors start with ETFs and stay exactly there. Safe, broadly diversified, simple. But often, potential remains untapped.
In 60 minutes, Olga Miler (SmartPurse) and Ester Morton (Saxo Bank Switzerland) show how to think beyond ETFs:
- why ETF strategies may leave opportunities on the table
- how the core-satellite approach structures a portfolio
- the role individual stocks can play
- when adding them makes sense
- how to evolve a portfolio in a controlled way

For anyone ready to move from an ETF savings plan to a more strategic overall portfolio.

👉 Link in bio to register

Markets are shaky. Your portfolio too? 👀

What if the problem isn’t ETFs…
but how you’re using them?

🛡️ Less downside
⚡ Smarter diversification

Same ETFs. Different strategy.

🎯 We’re breaking it down live
🗓 April 22 | 18:00 CET | GERMAN
with Olga Miler & Ester Morton

🔗 Link in bio to register for FREE