When The Penny Drops

When The Penny Drops Empowering and educating on all things money matters.

31/07/2026

My sister made the cutest favours for my hen🩷👛 Had to make a video and show you everything we decided to put in them incase anyone needs ideas! I think the girls loved them and it was the perfect way to say thank you for all the efforts they made for me and also give them a few products I love and recommend💕

14/07/2026

Here’s what a low spend Saturday in my life looks like💓 I feel like the sun out and lots of great sport on makes it so easy to do a cheap yet fun filled day🎾 As well as free puppy therapy🐾

06/07/2026

I found Coats skincare in Home Bargains online - scoring the entire range for the price of one product💎 I discovered the range from Natalie O’Neils videos and since using their products, none have disappointed👑

29/06/2026

As a naturally frizzy/wavy hair type, this tool is worth its weight in gold😅🏆

23/06/2026

Had an amazing time and an amazing dinner with 🍝

22/06/2026

The UK heatwave requires a trustworthy facial SPF50 sunscreen☀️🐐 As an acne prone girl, daily SPF is a non-negotiable as sun damage can get in the way of fading my scars!

18/06/2026

Ignore my mistake in saying brought instead of bought pls🫣 I’m not ashamed to admit that I haven’t always got ‘being frugal’ right❌ I’ve definitely crossed over into cheaping out and paying the price in other ways🥲
1. Buying things just because they were cheap💄 - I used to get so tempted by a good bargain that I’d forget the purpose of why I needed something. For example, buying a shimmer powder instead of a setting powder left me with no option but to go powderless for longer and eventually buy a dupe because I’d wasted money on the wrong product!
2. Buying Advanced Singles for the most random time 🚝 - I used to think that waiting a bit longer to save money made sense, but in hindsight I probably spent all the money I saved and more waiting around and buying coffee or lunch to hang around!
3. Buying the cheapest option without understanding why it was so cheap✈️ - when I flew Wizz Air, I felt sick paying £65 for a bag I’d already paid for🤢 whilst I know it was deliberately unclear from the airline, it was my responsibility to check properly and a lesson learned for sure

14/06/2026

I have a fair few more but this is a good reminder that normal for other people may not be required for you 🤷‍♀️

1. A chemical peel/microneedling - I have quite a lot of acne scarring but I’m comfortable with using makeup to cover this 💄 Settling my skin to the point where I’m not constantly getting breakouts has been a journey so I’m taking clear skin as a win and avoiding the risk on disruption to my skin barrier before my big day!
2. A hen do abroad 🪩 - I’m having a 1 day hen in England and I’m absolutely buzzing for it! I’m fortunate to be having a summer wedding so the weather should be good and I get to celebrate with each of my favourite people 🏆
3. Professional laser hair removal - my sister has been lending me her Phillips Lumea and the results are really impressive! So I don’t need to go to a salon to get the treatment done - at home is effective and convenient enough for me 💜
4. Regular manicures - I do a lot with my hands so getting regular nails is usually a bit inconvenient for me. My last set was for my engagement and my next one will be the wedding or the hen 💅 this works for me and actually makes it more something I look forward to
5. Hair extensions - I’ve been growing my hair for a year now and the progress has been good! 👱‍♀️ so I’m not getting any extensions, just using my natural hair for the wedding

28/05/2026

Number 3 never would have been something I thought mattered long-term but in the end it mattered so much🙌🏽

23/05/2026

Finance makes things sound more complicated that they really are🙄 It’s part of why the smartest ways to grow wealth have felt behind smoke and mirrors - but this simple tip has helped me to understand and simplify things to make them memorable🧠 Let me know if anything has helped you to do the same!

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