Karine Karamyan

I’d be lying if I said I only felt excited.
There’s excitement… but also disappointment, fear, doubt, and the feeling of “did I fail?”

But I’m slowly realizing something:
pivoting doesn’t erase everything you built before.

It doesn’t mean the last chapter was a waste of time.
It gave you experience, lessons, resilience, clarity, and direction.

Sometimes starting over is actually the smartest decision you can make.

People talk about success all the time, but not enough people talk about the courage it takes to begin again.

And honestly?
90% of businesses fail within the first year.
So if you’re rebuilding, redirecting, or trying again — you’re not alone.

This is me choosing to keep going anyway.
Let’s see where this new chapter takes me.z a A

🚨 Your maintenance loan probably WON’T cover your rent this year… and nobody warns you until it’s too late.

Every year, students arrive at uni thinking their loan will cover everything — then reality hits hard. Rent, food, transport, bills… it adds up FAST.

The good news? There are options most students never hear about:
✅ Hardship funds
✅ University bursaries
✅ Part-time income opportunities

You are NOT failing if your loan isn’t enough. The system is confusing on purpose, and thousands of students are in the exact same situation.

Save this post so you don’t forget these tips later 👇
And send it to a friend who’s starting uni this year.

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🚨 WEEKEND STUDENTS — READ THIS CAREFULLY

If you’ve been asked to repay your maintenance loan by Student Finance England…
don’t panic.

You haven’t done anything wrong.

Right now, there’s a major issue affecting weekend-only courses, and thousands of students are being caught up in it. This situation is still developing—and it’s already being challenged.

⚠️ The most important thing right now:
Don’t rush into payments without understanding what’s happening.

This isn’t just about paperwork—this could affect your finances in a big way.

I’m tracking this situation daily, so as it unfolds, I’ll keep you updated. Follow me for clear, real updates on student finance.

📩 If you know someone on a weekend course, send this to them.

Most students only know about the student loan…

But there are extra payments and grants you could get on top of it 👀

If you have children, support someone financially, or need extra help — you might qualify for more than you think.

And the best part? Some of these don’t need to be repaid.