The Personal Finance Challenge

Here’s my November 2021’s personal finance slides. If you’re interested to learn more about it, check out my video where I describe them in more detail 😌

Link to video in my bio.

I have debts💸 so lets talk about it!
I’m late for my November review video, but here it is! 😊

Key highlights of the 10th entry of the Financial Freedom Documentary include:
- Financial DEBT I've taken through this journey, and how I manage it
- Changes to my investment portfolio (recategorising key assets)
- Updates on PancakeSwap, Axie Scholarship and Crypto staking
- Some life updates as I start to travel again!

As always, I share my Net Worth, Asset Distribution, Investment, Income, Expenses and more for November 2021.

As usual, here are my personal finance details for October 2021 🤓

1)I elaborate more in my video
2) I mention new investment ideas in my blog post too!

Links to video and blogpost in my bio! 😃

My patience after 10 months paid off! ❤️
Next challenge: Digital nomad personal finance?

Link to full video in my bio.

Key highlights of the 9th entry of the Financial Freedom Documentary include:
- I smashed my Investment goal and reached a new Net Worth milestone!
- Axie Scholarship Programme - I started one!
- Started Pancake Swap staking to earn some CAKE
- Reached new highs for my options trading...BUT...
- With travel plans in the future, I may to start managing a Digital nomad's personal finance!

As always, I share my Net Worth, Asset Distribution, Investment, Income, Expenses and more for October 2021.

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The 'Financial Freedom Documentary' is a monthly video documentary series where I document and share my current personal finance situation as I am on my journey towards reaching Financial Freedom.

I will conduct this finance review at the end of every month, so do subscribe if you would like to follow my journey!

Since 2017, I’ve deposited RM26k in Crypto, and profited +RM17k from it. That’s overall a +71% gain.

Im utterly grateful for this gain, and the knowledge about Cryptography, Blockchain and DeFi that I’ve gained since jumping into crypto.

However, Im surprised to know that only less than 4% of a country’s population has bought into crypto.

Despite the strides that crypto adoption has made in the past 2 years, it would seem that crypto adoption is still in its childhood phase (perhaps no longer infancy).

Though I recognise the risks of crypto, the technology and principles that key cryptocoins (not the meme-kind) are built on have many advantages and utilities for society and its future.

For those who haven’t gotten into crypto, here’s my invitation to you to do so soon 😊

Day 1 of the 12-week year challenge begins tomorrow!
I wanted to give you a quick brief of what will happen tomorrow.

TIME/DATE

We will begin at 10:30 am (Malaysia time) on Saturday, 9th October 2021.

ACCESS

Public: Livestream on PFChallenger Youtube channel.
Private*: Link to join Butter video conference will be sent before the session.

*Limited to newsletter subscribers only. Register via link in bio.

AGENDA

- Quick intro to the 12-week year challenge.
- Visioning exercise (10-15 mins)
- Planning week 1 tasks (10-15 mins)
- End Livestream → move to private Q&A* (10

Private Q&A

I will hold a private Q&A limited to just newsletter subscribers.
A link to a private online conference hosted by Butter will be sent to subscribers before the session begins!

Happy Friday and I will see you tomorrow 😊
Ruiz

Here’s my invitation to you.
We start tomorrow at 10:30 am Saturday, 9th October.

Sign up to the newsletter - link in my bio!

As always, here are my September 2021’s PF documentary. I break it down further + 2 special announcements in my latest video!

I also mention my next big goal in the video 😎

Link to full video in bio.

My next BIG goal: Build a bigger business income to enable my partner to quit her 9-to-5 job.

Link to full video in my bio.

Key highlights of the 8th entry of the Financial Freedom Documentary include:
- New income milestone for my online business
- Axie Infinity is getting boring... but I want to start an Axie scholarship!
- Options trading first month with realised Losses
- Next big personal finance goal: Earn enough so that my partner can quit her 9-to-5.

As always, I share my Investment Portfolio, Net Worth, Income and Expenses for September 2021.

***
The 'Financial Freedom Documentary' is a monthly video documentary series where I document and share my current personal finance situation as I am on my journey towards reaching Financial Freedom.

I will conduct this finance review at the end of every month, so do follow if you would like to follow my journey!

Here's what how I think we should adapt our personal finances considering our psychological tendency deemed as "The End of History illusion" as a human being.
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I explain in further detail in my video! Link to video in bio.😊
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What is the End of History Illusion? How does it impact our personal finances?

Learn more about it by watching my new Youtube video this week!

Link to Youtube video in bio.