Munny We are an educational organisation. We provide financial wellbeing & empowerment to the Nation We are a member of the CPD Certification Service.

We provide financial wellbeing & empowerment workshops to schools, colleges, universities, employers and charitable organisations. Our mission is to financially empower the nation! 🇬🇧

Our Founders are qualified financial professionals. If you would like us to deliver a workshop to your people, please get in touch 🤝


Munny Group - controls the brand, group communication and overarching mission

Munny Tech - developing our AI tools and financial education software, including; eM the worlds first AI Money Coach

Munny Partnerships - provides financial wellbeing, empowerment and resilience webinars, workshops & coaching to corporate organisations and SME's

Munny Skills Academy - provides Multiply support and other government backed education and training via Ofsted learning providers

The Munny Foundation (Munny.org.uk) - our not for profit arm supports local community projects and organisations with workshops and financial wellbeing events



All brands operate on our group website & socials:

Website: www.munnygroup.com
Instagram:
TikTok: .org
Facebook:




Munny is a brand trademarked and owned by Munny Group Limited. Munny Group Limited licenses the Munny brand and all its intellectual property to; Munny Partnerships Limited, Munny Skills Academy Limited, The Munny Foundation, Munny Tech Limited and Munny.org.uk. Our group of organisations provide no individual or regulated financial advice, however, our Trainers are all FCA and/or IPA regulated within their own professions and businesses.

A healthy bank balance can make you feel financially secure.But that number doesn’t always tell the full story. 🏦💷Some o...
08/10/2026

A healthy bank balance can make you feel financially secure.

But that number doesn’t always tell the full story. 🏦💷

Some of that money may already be spoken for — rent, bills, subscriptions, annual costs, or other expenses that haven’t left your account yet.

That’s why looking at your balance alone can sometimes give you a false sense of how much you can actually afford to spend.

Because good money management isn’t just about what’s in your account today — it’s about knowing what that money needs to do next.

📊 Budgeting and financial confidence go hand in hand.50% of financially confident people say they follow a budget, up fr...
07/10/2026

📊 Budgeting and financial confidence go hand in hand.

50% of financially confident people say they follow a budget, up from 33% the previous year.

A budget isn’t about restricting yourself — it’s about knowing where your money is going and making intentional decisions with it.

Whether you’re saving, paying off debt, or planning ahead, having a clear budget can give you more control and confidence.

At Munny, we believe strong financial habits are built one simple step at a time.

06/10/2026

💸 Meet eM – Your AI-Powered Money Coach

Money questions don’t always happen between 9 and 5. That’s why eM by Munny ® is designed to provide simple, personalised financial guidance whenever you need it.

🤖 AI powered personalised guidance
⏰ Available 24/7, from any device
💳 Support with budgeting, debt and repayments
🎯 Guidance around saving and financial goals
🏡 Help understanding mortgages, pensions and everyday money decisions
💬 Financial jargon explained in clear, simple language
🛡️ Built with PromptGuard technology to support safe, compliant conversations
✉️ Help drafting communications to creditors when financial difficulties arise

No complicated jargon. No judgement. Just practical financial guidance designed to help you understand your options and make more informed decisions.

Your money. Your questions. eMpowered by Munny. 💙

Smart Money Chats 💬💷Sometimes, making better financial decisions starts with a conversation.Not a spreadsheet. Not a com...
05/10/2026

Smart Money Chats 💬💷

Sometimes, making better financial decisions starts with a conversation.

Not a spreadsheet. Not a complicated plan. Just a chance to talk through what’s on your mind and make sense of your options.

Whether you’re thinking about saving, spending, borrowing, paying down debt or planning what comes next, asking the right questions can help you feel clearer and more confident about your money.

That’s where eM comes in.

eM is your AI financial sidekick, designed to help you have smarter money conversations — helping you explore your options, understand your financial habits and think through the decisions that matter to you.

Ask questions. Explore possibilities. Make sense of your money.

No judgement. No jargon. Just smarter money chats when you need them.

Talk money smarter. Think more clearly. Feel more confident.

Discover eM: https://lnkd.in/gvZRf538

Planning Your Goals: Know Where You’re Going 🎯💷Sometimes, making better financial decisions starts with one simple quest...
02/10/2026

Planning Your Goals: Know Where You’re Going 🎯💷

Sometimes, making better financial decisions starts with one simple question:

“What am I actually working towards?”

Whether it’s building an emergency fund, paying down debt, saving for a home, planning a holiday or simply feeling more in control of your money, having a clear goal can make your next steps easier to understand.

But setting the goal is only the beginning.

It can help to think about how much you need, when you want to achieve it and what changes to your spending, saving or borrowing could help you get there.

That’s where eM comes in.

eM is your AI financial sidekick, designed to help you talk money smarter — whether that means exploring your financial goals, understanding your spending habits, thinking through different options or breaking a bigger ambition into more manageable steps.

Know what you want. Understand your options. Build a plan that works for you.

Talk money smarter. Think more clearly. Feel more confident.

Discover eM: https://www.munnygroup.com/

Most people assume investing more money will always lead to a better result.But time can be just as powerful as the amou...
01/10/2026

Most people assume investing more money will always lead to a better result.

But time can be just as powerful as the amount you invest. 📈

Lets take a look at the comparison:

One starts earlier with a smaller monthly contribution.

The other starts later but invests twice as much.

Both contribute the same total amount over their investing journey, but the outcome is very different.

That’s the power of giving compound growth more time to work.

The lesson isn’t that you need to invest a huge amount.

It’s that starting earlier, even with less, can make a significant difference over the long term.

Figures are for illustrative purposes only and assume an average annual return of 8% before fees. Investment values can rise and fall, and returns are not guaranteed.

💬 Talking about money is becoming more normal.40% of Gen Z say they discuss money and finances at the dinner table — alm...
30/09/2026

💬 Talking about money is becoming more normal.

40% of Gen Z say they discuss money and finances at the dinner table — almost twice the rate reported by Gen X.

That’s a positive shift.

The more openly we talk about saving, budgeting, investing and financial goals, the easier it becomes to learn from each other and make more informed decisions.

Financial confidence doesn’t only come from textbooks — sometimes it starts with a simple conversation.

At Munny, we believe breaking the silence around money is an important step towards better financial education.

29/09/2026

Money affects nearly every part of our lives, yet it can still feel difficult to talk about 💡

Conversations about salary, debt, savings and financial pressure can feel personal. Many people worry about judgement, comparison or being seen differently by colleagues.

But silence can make financial stress even harder.

We can break it by creating workplaces where money conversations feel normal, respectful and judgment free. Greater pay transparency, clearer information about benefits and open conversations about financial wellbeing can all help.

The goal isn’t to share every detail of our finances, it’s to make people feel more comfortable asking questions, seeking support and making informed decisions.

How comfortable do you feel talking about money at work?

Credit Utilization: Know What You’re Using 💳📊Sometimes, making a better credit decision starts with understanding one si...
28/09/2026

Credit Utilization: Know What You’re Using 💳📊

Sometimes, making a better credit decision starts with understanding one simple number:

“How much of my available credit am I actually using?”

That’s your credit utilization rate — the percentage of your available credit that you’re currently using.

For example, if you have a £2,000 credit limit and a £500 balance, your credit utilization rate is 25%.

Why does it matter? Credit utilization can be one factor considered in credit scoring, so understanding how your balances compare with your available limits can help you make more informed decisions about borrowing and repayments.

That’s where eM comes in.

eM is your AI financial sidekick, designed to help you talk money smarter — whether that means understanding your credit utilization, exploring your spending habits, asking better questions about debt or thinking more clearly about your next financial move.

Know what you’re using. Understand what it means. Make smarter money decisions.

Talk money smarter. Think more clearly. Feel more confident.

Discover eM: https://www.munnygroup.com/

No1 Fan Club | Education For Parents Navigating Youth Football National Conference 🇬🇧 What a great way to spend a Sunday...
28/09/2026

No1 Fan Club | Education For Parents Navigating Youth Football National Conference 🇬🇧

What a great way to spend a Sunday; listening, learning and discussing the realities of academy football with the people living it every day ⚽

Marcia and Kate have built an incredible community and platform. Giving parents and families of players a trusted and authentic environment to engage with each other and the support networks around the game 👏

A few highlights from the day:

Hearing first-hand from parents of players on different pathways — the logistics, siblings, sacrifices, highs, lows and everything in between. Great panel including; Beth Kerr, Marlon Bromfield & Tricia Egan…featuring some incredible wisdom from Yinka Tomori 🫡

Dr Chris Platts then shared 12 years of research and analysis through the medium of ‘jelly babies’! The numbers and data behind the academy journey were fascinating 🧠

We then heard from people working inside the academies at both Manchester United and Manchester City Football Club — two clubs we’re incredibly proud to be working with at Munny ®

A highlight from that panel was some brilliant insight from Craig who sees the game from two perspectives: as a professional supporting football at the highest level and as a parent with children in academies

His one liner really stuck with me 🎤🗯️

“Enable your kids to dream. Don’t dream through your kids.”

And finally, hearing Les Rowe talk so openly about his son’s journey and the many ups and downs that come with ‘making it’.

A really valuable day 🙌

Team Munny ® were proud to be there, showcasing the financial education and support we’re providing to players and their families across the game 🫡

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Lancaster

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