Welcome to Ask JT! The online education hub for business people and investors of all kinds! We prov
03/03/2026
With only a month to go until Making Tax Digital starts. It might be a good idea to pick up a copy of my new book.
Making Tax Digital Without the Panic: How Sole Traders and Landlords Can Build Simple Systems That Just Work Making Tax Digital Without the Panic: How Sole Traders and Landlords Can Build Simple Systems That Just Work
Which one is holding back your business?
He called his last accountant an archaeologist…
because all he ever did was dig through the past. 😅
With today’s tech, there’s no excuse for being in the dark about your business numbers.
What to video to find out the key questions all business owners should be asking before year end.
12/08/2025
Anyone have any marketing horror stories?
5 Marketing Mistakes Small Businesses Make – And How to Fix Them for Growth Stop wasting thousands on marketing that doesn’t work. In this video, Justin Turner shares 5 proven fixes to plug your marketing leaks, attract more customer...
08/08/2025
🚨 This week’s AskJT podcast might be the most honest thing I’ve shared yet:
🎙 How to Grow Your Business — But Know When to Stop
I dive into:
✅ The hidden cost of chasing growth
✅ Why building a team is essential
✅ The tipping point in my own firm
If you’re tired of the “scale at all costs” mantra this one’s for you.
🎧 Listen now: https://open.spotify.com/episode/5xr0ludsbtO6vSoFfilmrU?si=PticG5RUR8q-xi2dd1Ssaw
Grow Your Business — But Know When to Stop ASK JT · Episode
01/08/2025
This week on Ask JT I’ve got a bit of everything: tech, tax, and a personal milestone.
Plus, do read my blog about how I bypassed HSBC’s voice-based security and made a £20,000 transaction from my bank account.
🧠 First up, my book The Science of Business has been hand-picked by Amazon for a summer promo. You can now get the paperback for just £3, I can’t even buy it that cheaply as the author!
Its usual RRP is £11.99, and it’s now in the top 150 business books in the self-employment category with five-star reviews.
👉 https://amzn.eu/d/c9GuMyF
📺 YOUTUBE
Why Every Small Business Owner Should Create Content
I’ve gone all-in on content this year. This video shares why, what I’ve learned, and how it’s helping my business grow – even without millions of views.
👉 https://youtu.be/Bwue6cLpN3c
🎧 PODCAST
MTD for Landlords – The Big Change Coming
If you’ve got more than £30k in rental income, you’ll soon need to file quarterly under Making Tax Digital. This episode breaks it all down clearly.
👉 https://open.spotify.com/episode/3yXs6aWYK40ojORQ8o6TX1?si=qwvYMslrS0m0vJiW3WxUyg
✍️ BLOG
I Used an AI Voice Clone to Access My HSBC Account
This actually happened. I used a voice clone of myself to access HSBC’s phone banking and move £20,000. It’s a story worth reading – and a security risk worth knowing.
👉 https://www.askjt.co.uk/blog/voice-clone-hsbc-security-risk
What Happened When I Used a Voice Clone to Access My Bank Account After using an AI-generated voice clone to pass HSBC’s telephone security and transfer £26,500, business owner Justin Turner asks: what does this mean for biometric authentication, bank security, and the future of fraud?
30/07/2025
Amazon have decided to discount the paperback version of my book to £3. I can’t even buy author copies that cheap. Anyway if anyone did want a copy now is the time to buy it.
The Science of Business: Why science holds the answers to our business problems Free returns are available for the shipping address you chose. For a full refund with no deduction for return shipping, you can return the item for any reason in new and unused condition.
A few weeks ago, I was feeling a bit deflated; 30 hours of watch time in 28 days didn’t feel like much.
Then someone reframed it for me:
“That’s 30 hours of people listening to you.”
That’s 30 hours of business owners tuning in to learn something, get inspired, or solve a problem.
We don’t need to be MrBeast.
Most of us just need to show up, be useful, and reach our audience.
🎯 If you’re creating content for your business (or thinking about it), this 35-second clip is for you.
What mindset shift helped you keep going?
25/07/2025
This week on AskJT:
What do Making Tax Digital, rental properties, and artificial intelligence all have in common?
They’re each quietly reshaping how we run small businesses, whether we’re ready or not.
This week’s content is all about helping you stay ahead of those changes, not get caught reacting to them.
Here’s everything in one place:
🎧 PODCAST
Making Tax Digital (MTD) for Sole Traders.
Are you a sole trader with turnover of over £30,000? Then you need to give this a listen. What does MTD mean means, when it starts, and how to avoid getting caught out.
👉 https://open.spotify.com/episode/1YdXDDeyREOzcMklGoqQcn?si=8XCShrpdT2-NVZ7_05p-2w
📺 YOUTUBE
Should You Buy a Rental Property Through a Limited Company?
This is one of the most common questions I'm asked, and the wrong answer can cost thousands in taxes and stress.
👉 https://youtu.be/AA-88LqmQIo?si=ESmNGIDa_3GvkniT
✍️ BLOG
AI Won’t Kill Your Business - It Might Save It
This blog explores how small businesses can start using AI practically, not just fear it.
👉 https://www.askjt.co.uk/blog/ai-won-t-kill-your-business-it-might-save-it
🧠 Business Tip of the Week
When change is coming — get ahead of it.
Whether it’s MTD, AI or new property tax rules, the worst position to be in is reacting late.
✅ Take 30 minutes this week to assess one area of your business where the rules are changing, and plan your next step.
Making Tax Digital for Sole Traders: What You Need to Know Before 2026 ASK JT · Episode
15/07/2025
Some of our clients nearly lost £50,000!
Luckily, we caught it just in time.
In this week’s AskJT podcast, Justin shares how the scam worked, how we recovered the money, and the steps every business owner should take to stay safe.
🎧 Listen now — and protect yourself from costly mistakes.
https://open.spotify.com/episode/2gmRDY4uL8l8Jz5J7bQJ0c
The £50,000 Mistake: How Bad Advice Nearly Ruined My Clients’ Future ASK JT · Episode
11/07/2025
📢 What’s on AskJT this week?
From funding cuts to customer chaos, here’s what small business owners need to know 👇
🎧 Podcast
Major Changes to Apprenticeships: What Small Business Owners Need to Know
Big shifts are coming in 2025/26 — less funding, more admin, tougher rules.
👉 https://www.askjt.co.uk/podcasts/ask-jt/episodes/2149052998
📺 YouTube
How I Used AI to Solve a Client’s Problem (Live Demo)
A dog daycare with a tricky discount system — fixed with AI. See how I built a custom app in minutes.
👉 https://youtu.be/pRV5P8GCY-Q?si=8mDPJ1JnUlLyNIto
✍️ Blog
How to Fix Broken Customer Service in Small Business
A real story from a local favourite — and why bad systems ruin good service.
👉 https://www.askjt.co.uk/blog/small-business-customer-service-fix
🎉 Bonus: Audiobook now live!
10 Ideas to Save 10% in 10 Minutes is now on Audible — voiced by… well, kind of me. 😉
👉 https://amzn.eu/d/jeQ4qRm
Big Apprenticeship Changes Are Coming: What Business Owners Need to Know Major changes to apprenticeship funding and structure are coming in 2025 and 2026 — and they could seriously impact how small businesses train and develop their teams. In this episode, Justin breaks down exactly what’s changing, including: The £2,000 employer incentive for foundation...