01/08/2025
This week on Ask JT I’ve got a bit of everything: tech, tax, and a personal milestone.
Plus, do read my blog about how I bypassed HSBC’s voice-based security and made a £20,000 transaction from my bank account.
🧠 First up, my book The Science of Business has been hand-picked by Amazon for a summer promo. You can now get the paperback for just £3, I can’t even buy it that cheaply as the author!
Its usual RRP is £11.99, and it’s now in the top 150 business books in the self-employment category with five-star reviews.
👉 https://amzn.eu/d/c9GuMyF
📺 YOUTUBE
Why Every Small Business Owner Should Create Content
I’ve gone all-in on content this year. This video shares why, what I’ve learned, and how it’s helping my business grow – even without millions of views.
👉 https://youtu.be/Bwue6cLpN3c
🎧 PODCAST
MTD for Landlords – The Big Change Coming
If you’ve got more than £30k in rental income, you’ll soon need to file quarterly under Making Tax Digital. This episode breaks it all down clearly.
👉 https://open.spotify.com/episode/3yXs6aWYK40ojORQ8o6TX1?si=qwvYMslrS0m0vJiW3WxUyg
✍️ BLOG
I Used an AI Voice Clone to Access My HSBC Account
This actually happened. I used a voice clone of myself to access HSBC’s phone banking and move £20,000. It’s a story worth reading – and a security risk worth knowing.
👉 https://www.askjt.co.uk/blog/voice-clone-hsbc-security-risk
After using an AI-generated voice clone to pass HSBC’s telephone security and transfer £26,500, business owner Justin Turner asks: what does this mean for biometric authentication, bank security, and the future of fraud?