Retail-FCL

A new Finextra report highlights a further 79 branch closures across the UK, adding to the ongoing conversation around access to financial services.

At RFCL, we believe communities are stronger when financial services remain close to the people and businesses they serve. By combining technology with community-led activations, we're helping make essential support more accessible locally.

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Just a moment...

Is a cashless economy putting pressure on SMEs?

SMEB explores the hidden trade offs behind digital convenience.

Read here:

The real cost of "convenience": Why cash still matters for SMEs | The Payments Association For SMEs, cash remains essential for resilience, liquidity, and inclusivity as digital payments still bring costs, delays, and dependency risks.

Fraud is hitting closer to home for individuals, and businesses.

According to the Central Bank of Ireland, 35% of Irish adults have experienced financial fraud, yet a significant portion never report it, limiting recovery and visibility.

For SMEs, that’s a real risk hiding in everyday transactions. That's why you deserve strong support, fast action, and human customer service.

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Just a moment...

A great read on why the future of payments isn't 100% digital, it's hybrid.

With the Nordics being the closest we’ve come to a truly cashless society, it’s interesting to see why the central banks are now recommending their citizens keep physical SEK/NOK on hand. Ensuring that all have access to cash can become a necessity in uncertain times.

How can we better balance digital growth with the absolute necessity of keeping cash in circulation?

Article here:

Just a moment...

Despite the push for digital payments, cash is proving it’s far from obsolete.

The Mirror reports a major 'cash comeback' as Brits ditch cards to regain control of their spending during the cost-of-living crisis.

At Retail-FCL, we believe physical money remains an essential tool for financial inclusion and mindful budgeting.

Read the article here:

UK shoppers ditch cards and go cash only amid rising living costs While older generations remember when cash was king, a younger generation is discovering the benefits and downsides of physical money for better budgeting

Wishing our partners a New Year filled with opportunity, progress, and success.

Here’s to a positive and productive year ahead.

Over 99.5% ATM uptime. Retail FCL leverages advanced technology and expert operational management to deliver highly reliable ATM services, keeping your business running smoothly.

🔗 Learn more about Retail FCL:
https://www.retail-fcl.com/

As we close out the year, we thank our retail partners for their continued trust and collaboration.

We wish you a joyful Christmas and a prosperous year ahead.🎄

We're hashtag a new Business Development Manager in Dublin, County Dublin.

Apply today or share this post with your network.
https://www.linkedin.com/jobs/view/4335142323/

Managing the cost of cash has always been a challenge, balancing the need for the optimal level of cash in the ATM to transact successfully versus the cost of money earning interest - is a fine balance.

Retail-FCL has reduced our client's cost of cash by over 50% without impacting ATMs cash availability. This was done by utilising Retail-FCL's cash flow optimisation solution. Visit www.retail-fcl.com to find out more.