Let's Save and Invest

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15/10/2023

(How to AVOID SCAM)☝☝☝-PAKIBASA- LAMANG ANG MAY ALAM!!!!

Madalas ang mga tao ay nabibiktima ng Scam dahil nasisilaw sa mga Get-Rich-Quick Schemes.

Sasabihin sayo "Maglalabas ka lang ng 500 pesos, wala kang ibang gagawin in just 2 weeks doble na yang pera mo o higit pa!".

Mga kaibigan, tanggapin po natin ang katotohanan na walang mabilisan na pagyaman, maging maingat po tayo, huwag masilaw sa mga ganitong modus.

So, paano tayo makaka-iwas sa mga ganito...
Using "The Rule of 72" invented by our Lolo na si Albert Einstein, kung ireresearch nyo siya sa Google ang sabi dun yung 72 divided by the interest rate ng isang Investment Vehicle, yung answer is the number of year(s) kung kailan madodoble ang pera mo.

Example:
May nakita kang investment na nagbibigay ng 4% per year.
(72 ÷ 4 = 18)
Ibig sabihin every 18 years dodoble ang pera mo, let's say 29 years old ka ngayon nag-invest ka ng 100,000. After 18 years, 47 years old ka may 200,000 ka na. Another 18 years, 65 years old ka may 400,000 ka na.

Pero dahil lagi kang nagbabasa ng post ko, nalalaman mong may mas mataas pa pala jan sa 4% na investment like UITF, Stock Market at Mutual Funds which is around 12% and above, ang tanong is kailan dodoble ang pera mo?

Back to basic:
(72 ÷ 12 = 6)
So kung age 29 ka ngayon at nag-invest ka ng 100,000 after 6 years age 35 ka may 200,000 ka na.
At the age 41 = 400,000
At the age 47 = 800,000
At the age 53 = 1,600,000
At the age 59 = 3,200,000
At the age 65 = 6,400,000
So, kung may nag-ooffer sa inyo ng investment na dodoble ang pera nyo in just few months, mag-isip isip na po kayo.

Again, wala pong shortcut sa pagyaman. Successful investing takes time, discipline and patience.

Para mas matuto, umattend ng Financial Literacy, PM lang for the schedules.

Photos from Let's Save and Invest's post 15/10/2023

What is ?

Historically, IMG system started in America and Canada way back 1977. It is aligned with a world financial organization called World Financial Group ( ).

Since 1977, it adopted a system called "System Builders" which contains a proven system used not only by the WFG and IMG community but also of other leading financial institutions in the world. 1998 was the birth of IMG in the Philippines and was registered in the SEC in 2002. 🙂

IMG is not an investment company. You don't invest in IMG. It is focused on financial literacy.

■ It's a brokerage organization of leading companies in the Financial Industry.

■ A school for Financial Literacy -- under a life-long learning program with free financial coaching for life.

■ It is also a community of Savers and Investors.

It offers Total Financial Solution. Meaning you learn from them not only on investing and saving but in all other aspects of personal and family financial management including financial planning.

As a school for Financial Literacy. You are encouraged to learn first before saving and investing. And because financial and investment companies are aligned with them, you can already practice what you have learned as a One-Stop-Shop in the Financial Industry.

One thing good about IMG -- you become your own money manager. In other words, you are given direct access to the companies aligned with them without passing through a broker or an agent -- thereby maximizing the use of your money when saving and investing.

Through IMG also, you have the right to participate in its business as Associate Broker (optional) and is assisted in building your own organization in the Financial Industry.
Be a part of millions of Filipinos na binago ang buhay sa pamamagitan ng tamang pag iipon at pag- iinvest.

Alamin at idiscover ang opportunities and be one of us! 💖

25/09/2023

Covered ka na ba ng Life Insurance Policy?

Kung OO, Very good ka!

Ang tanong ngayon, magkano ang binabayaran mong premium?
at magkano ang coverage nito?

May Kaibigan kase ako na 30 years old at nagbabayad siya ng 35k taon-taon for a 700k coverage lang ng life insurance nya.😔

When in fact, a 30 year old adult can get 1 Million Coverage for only Php 7,188 pesos yearly premium 😉
(*price varies depending on age, see the image below)

Ang Laki ng Difference di ba?
Eh di sana yung Halos 30,000 pesos mo na ibinayad ng kaibigan / kakilala ko ay nilagay na lang niya sa investment o nagamit sa ibang bagay.
Kailangan po natin malaman at matutunan ang BTID (Buy Term Invest the Difference) Strategy.

Spend your money wisely. 💰

Maari ka din munang magattend Free Financial Coaching Literacy Class and Membership Orientation pwedeng Live Face to Face Seminar Saturday sa IMG Financial Center or via Zoom Online 2PM and 7PM, 1AM para sa mga OFW
Imessage mo lang ako para karagdagang detalye

Join IMG Community!
Community of Savers, Investors and Entreprenuer.
Be Part of Our IMG Community



27/05/2023

Alin ka jan:

1.) Mr. Save Early?

2.) Mr Save Later?

3.) Mr. Catch Up?

Ako, Ms. save later na kasi hindi ako naniwawala sa kaibigan ko noon nagsasabing time is our greatest ally in building wealth, mdyo nagdelay ako, what happen? I lose potential income. Yun yung sinasabi nilang (kakahintay ko sa tamang oras, sa tamang amount ng investment, pagtaas ng sahod ko or kita ko), that's the cost of waiting!

So sana wag na akong gayahin, lets always find ways ti start as early as we can while we can dahil yung akala nating wala nawawala satin kapag di tyo nagstart magugulat ka na lng...dami plala...mapapa sayang at sana na lng tyo kapag ganun.

SA IMG, matuturuan tayo how to start kahit sa mga limited resources natin ay pwede. Kaya attend tayo sa mga free financial coaching webinars namin.
Be an IMG member now!
And be a KAISER planholder now
"Ang savings plan na walang tapon" dahil sa buhay ng tao isa ito sa dapat unahin at paghandaan. Di mo mabibili at makukuha once di kana qualified.

For more details about Long Term Healthcare
Pwede kang umattend sa aming Free Financial Coaching Literacy Class and Membership Orientation pwedeng Live Face to Face Seminar Saturday sa IMG Financial Center or via Zoom Online 2PM and 7PM
Imessage mo lang ako para karagdagang detalye

Be Part of Our IMG Community



Photos from Let's Save and Invest's post 02/01/2023

2023 start your goal, maliit o Malaki ang sweldo o kita importante may naitatabi ka,

our team goal 365 days top up challenge woooossshhh 🥰

𝗚𝘂𝘀𝘁𝗼 𝗠𝗼 𝗕𝗮𝗻𝗴 𝗠𝗮𝗴𝗶𝗻𝗴 𝗦𝗵𝗮𝗿𝗲𝗵𝗼𝗹𝗱𝗲𝗿 𝘀𝗮 𝗝𝗼𝗹𝗹𝗶𝗯𝗲𝗲, 𝗗𝗶𝘁𝗼, 𝗔𝘁 𝗜𝗯𝗮 𝗣𝗮𝗻𝗴 𝗠𝗴𝗮 𝗧𝗼𝗽 𝗖𝗼𝗿𝗽𝗼𝗿𝗮𝘁𝗶𝗼𝗻s 𝗦𝗮 𝗣𝗶𝗹𝗶𝗽𝗶𝗻𝗮𝘀? 🤩

Yung bang hindi ka lang Depositor,
Kundi Investor ka rin?

Akala ko before na pang mayaman lang yang mga shares2 na yan.

But I found out mali pala ako,

Pwede pala maging shareholder sa maliit lang na halaga.

Kahit ano pa ang trabaho mo,

Malaki man o maliit yung sahod mo,

Nasa Pinas ka man or sa Abroad,

Meron chance lahat na maging part-owner sa mga Top Corporations sa Pilipinas.

,sana makatulong ito sa'yo...

Meron kaming 𝐅𝐑𝐄𝐄 Online Class that you can Access.

Ito yung mga matutunan mo sa webinar:

✅ How To Build Longterm Investments And How Money Works
✅ How Stock Market & Mutual Funds Work And How To Earn From It
✅ How M0ney will work for you
✅ Rule of 72
✅ Power of Compounding Interest
✅ How to Thrive in this Time Crisis

[𝘽𝙊𝙉𝙐𝙎] We will teach you also Where and How to get 0% Deduction every time you add your investments.

Join our Online Class for FREE FREE FREE.
Just directly message me for the access.

Or Message me for a FREE appointment 🙋‍♀️

19/12/2022

Wag mo sana'ng gayahin sila
na ngayon sising-sisi na hindi ginawa ang pag iipon noong may pagkakataon pa sila.

Wag mong sayangin ang mga taon na hindi ka makapag simula mag
"IPON"






06/12/2022

Instead na bibilhan mo ang anak mo ng LUHO....kunan mo nalang sya na KAISER para walang LUHA. The Best gift you can give to your Kids.

Sample COMPUTATION:

17 - P88 A day or P2647 a month for only 7 YEARS.

Long-Term Care Benefit at Age 60 (w/bonus)
Assuming you retain the P524,776 with Kaiser. This will become the total amount of your fund at age 60.
4,699,001

Annual Lifetime Health Care at Age 60 (w/bonus)
10% interest of your fund at age 60.
469,900

FOR MORE DETAILS, PM is the Key.....
Long-Term Care Benefit at Age 65 (w/bonus)
Assuming you retain the P524,776 with Kaiser. This will become the total amount of your fund at age 65.
7,567,788

* Annual Lifetime Health Care at Age 65 (w/bonus)
10% interest of your fund at age 65.
756,779

Long-Term Care Benefit at Age 80 (w/bonus)
Assuming you retain the P524,776 with Kaiser. This will become the total amount of your fund at age 80.
31,612,529

07/11/2022

Mas nakakakilig na po ngayon ang tanong na "Can you be my Beneficiary?"😅

Praktikal lang.

Scam po talaga ang linyahang, "Makita lang kita, busog na."😆

06/11/2022

Php50,000 yearly savings within 20 years will give you Php 1-Million (guaranteed) .😃

Di kelangan maging genius ka para magkaroon ng Milyon.🤓

Pero Php58,821 yearly savings within 7 years, will also give you Php 1-Million after the 20th year (guaranteed) .😮

Why?🙄

Yan ang tawag na "Money Working for You" thru the Power of Compound Interest.😉

Kahit 7 years ka lang nag-iipon, magiging Milyon pa rin ang resulta. 😊

Learn how money works.

Financial education is the first step.

Attend our FREE webinar

Request for your copy of this money guide book. 😊



Thank you and God bless us all
Credits Coach Jess Faller

21/10/2022

Sa KAISER 7 years ka lang na mag-iipon pero lifetime ang benefits kaya wala kang pera na masasayang dahil ito "Ang IPON na walang TAPON". 3 in 1 investment pa!

1. May HEALTHCARE or HMO ka.
👉 may magagamit pag nagkasakit.

2. May LIFE INSURANCE ka.
👉 may maiiwan na pera sa pamilya kapag kinuha ni Lord ng maaga.

3. May INVESTMENT ka.
👉 may pera ka na magagamit sa retirement or after policy maturity dahil ang pera mo ay naka invest din sa stock market.

Kung gustong maintindihan ang mga basic plans at paano ka makakapag uumpisa...
Mag direct message lang po para ma guide kita.

Start now habang bata pa at kaya mo pang mag ipon... dahil mahirap ang walang ipon lalo na sa panahon ng ating pagtanda.

16/10/2022

Comsumer lang noon pero ngayon pwede na maging investor👍

Pinaka Legal na investment ngayon ay Stock Market and Mutual Funds.

ADVANTAGES OF MUTUAL FUNDS
1. Low Initial Investment
- It takes only P1,000 to start investing. After that, you can invest P20 pesos every month or every other month, or as often as you want.

2.Diversification
-Mutual Funds allow small Investors to take advantage of investment opportunities with a bigger interest.

3. Convenience and Cost efficiency
- Mutual Funds take the stress away from small investors who want to invest in the financial markets.

4.Principle of Compounding at Work
-The earnings of a Mutual Fund grow more

5. Liquid Investment
- This means you can withdraw your cash easily if you need it.

6. No more tax and additional charges
- Mutual funds invest in stock and securities.

Let your Money Work for You, learn diversification in saving & investing.

PM lang kung gusto mong malaman😍
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