Budget Like a Pro by Rares Bagyo

Being a good saver is a skill. It requires practice.

Some of us are good savers by nature. However, many of us are saving out of fear of not having enough money. Even though it can serve us on the short term, this is going to bite us on the long run. Why? Because we're not allowing ourselves to enjoy our money.

The best way to be ca saver is to put in balance your mid-term and long-term goals with our short-term goals.

In this way we balance out our savings and needs & experiences.

I'm hosting a seminar for my community in the Money, Meet Series. If you want to find out how to gain Big Savings and how to handle them (ex. inheriting a large amount of money, paying yourself a large amount of dividends or just patiently saving a long time), you can join the seminar to understand how to handle them in your advantage.

Link in Bio.

Agh, I am so excited for tomorrow!

Being able to host seminars like Budget Like a Pro is a dream come true. Seriously, I'm organizing these seminars because I wish I had access to this invaluable knowledge myself.

This is truly one of the most rewarding roles I've ever had: to be a partner in people's personal (&financial) development.

💭Why on earth is this blouse so freakishly small - I was asking myself 🤔

Oghhhh, I freaking forgot 🤦🏻. I washed for the first time (ever) my son’s clothes😅. For a second I completely forgot that I planned to wash them and somehow, once I saw it didn’t make sense: why is this so small.

Well, this is a first ❤️

As we are becoming a parents, we started doing some research on how should we prepare our budget. Therefore, we asked other parents. And as you can imagine, we found two extremes and very few people in between:

the most popular advice was: prep yourself. Your kid will be super expensive. You need to be ready to take a hit financially and say goodbye to your motorcycle and your future sound systems 🫣 maaan this sounds scary.

On the other extreme, not as common as the first one, was my hippie-pragmatic friends saying: Rares, a kid doesn’t need to cost much. It’s how much you allow it to be.

I will repeat this: the kid will cost how much you allow it to cost. Wow! This 🤯 my mind!

This is where I took off my curious-parent-hat and exchanged it with my financial-educator one.

Agh, they are right!

And yet, this is another budgeting exercise.

When you control your budget, then you know how much space you want to create for your kids (or any other area of your life).

My wife and I approached this very practical & budget oriented: we put a significant amount of money in high-quality-highly-used infrastructure like: stroller & car seat. This will be used a long time and we need it to just work. No sweat. Just needs work smoothly. So we bought new and good quality.

Clothes, on the other hand - we bought only second hand so far and we got to a point where he has plenty. Buying them new would have easily cost us €1000. This way, we paid less than €100.

It’s soo damn important to build boundaries in your life, including with your money.

Hey, do you struggle with controlling your financials? Write me and I’ll be happy to give you a few tips.

The spring season just taught me an insane life lesson. 🤯

Can you see a tiny plant in the first-right cup?

So, here’s the story about that one. 🤭

About a month ago I decided to try something for the first time ever: to plant tomatoes and grow them at home. So I bought 6 cuts and I planted 6 seeds.

From the day 1️⃣, I never skipped once to go & looked at them. It was so mesmerising to me. I was so curious to see when will something happen. It got to a point where Maj started making fun of me. 😆 🤦‍♂️

As the weeks went by I started seeing tiny plants sprouting out.

Agh, what a satisfaction. GOD!! such a feel good feeling! 😍

Except one cup.

I told myself: be patient. ☺️

Continue the routine: water them. give them sun. give them warmth. It will grow. TRUST THE PROCESS.

Well, I was really good at following the routine, until I lost my patience and I gave up on that plant.

So, I added another seed to the pot hoping that in a few weeks I will see a tiny plant in that cup too.

Wanna hear something funny? 🤦 I know you’re think exactly about what I am about to say.

So here it is: the very next day, a tiny plant sprouts out and it gives me a mind f%$ #.

I was super happy about it, but here are a few things that reminded me about:

1️⃣ You financial growth behaves exactly like those seeds. ou need to take initiative (plant the seed) and then build your routine (water the plant). Constantly. Without skipping. Then you need the patience to let those results come out to you.

2️⃣ So it is when you’re growing business.

This was an insane reminder and I wanted to share it with you.

Summary: Plant, build routine, have patience.

Now, in regards to financial journeys. I can recommend you something that I know it works. If you want to ‘plant the seed’ and take your economy to the next level, write me in comment or DM.

I will send you a message to sign up for my upcoming event on the 18th of May.

It’s called Budget Like a Pro.

🥁 Drum roll pleaseee: Budget Like a Pro is coming back!!

I am so excited to host the Budget Like a Pro seminar for the first time this year.

Let me give you a tour:

Sooo, this seminar is not for everyone. You need to be ready to grab this information with both hands and take action on your own. My role here is to give you a roadmap where you will be in the driver’s seat. I am here to give you frameworks, exercises and to answer your financial questions.

My promise to you is this: your view on budgeting will be completely transformed after this seminar.

Let’s get this straight:

What is not Budget Like a Pro:

⛔ it’s not affiliated with any bank or investment product.
⛔ it’s not costing you any money.
⛔ it’s not giving you advice

Therefore, Budget Like a Pro:

📚 It’s hosted by yours truly, Rares, who is an independent financial educator
📚 is a financial educational webinar live on Zoom
📚 its aim is to provide clarity and a context for learning

When: 18-May, 18:00 CET for 2h

Where: live on Zoom

Sign up for free: link in bio

If you find it valuable and want to help me out, please share this post on your story and with your friends. When possible, tag me so that I can share my love & appreciation with you!

📣 Cum abordezi educația financiară & antreprenorială în școală și universitate?

Sunt în Cluj în perioada următoare și vreau sa prioritizez câteva sesiuni cu studenți și adolescenți.

👨‍🏫 👩‍🏫 Ai profesori în network-ul tău?

🤝 Pune-mă în legătură cu ei, te rog.

Eu urmăresc să am câteva întâlniri în genul: unui curs, seminar sau oră de dirigenție unde doresc să creez un context de învățare pentru cei mai tineri în zona: educație financiară, bugetare, investiții, antreprenoriat sau, pentru cei la facultate, business case-uri.

Seminariile sunt pro-bono 🎓