Tax navigation for the curious🧐
Strategist and Educator 📚
Owner of @charltonsaccountants
Assisting everyday Australians
20/05/2026
The 2026 federal budget proposes significant changes to investment tax concessions including negative gearing and capital gains tax. The reforms may affect how Australians build wealth through property shares and ETFs. Alongside these changes the government has also proposed a new standard tax deduction to simplify tax for workers.
One of the biggest mistakes people make with trusts is choosing individual trustees instead of a company trustee just to save money upfront.
While both structures are legally valid, company trustees generally offer stronger asset protection, more flexibility and greater separation if legal or financial issues arise later.
18/05/2026
The federal budget could reshape how younger Australians build wealth, with proposed changes to capital gains tax and negative gearing impacting both property and share investors.
Payday Super is set to change how Australian businesses manage cash flow, with super payments needing to be made alongside wages instead of quarterly.
From July, businesses will need stronger payroll systems, tighter cash management and faster processing, because unprepared operators could feel the pressure almost immediately.
17/05/2026
Dollar cost averaging is a strategy where investors contribute a fixed amount regularly instead of trying to time the market. This approach can help reduce emotional decision making and smooth out the impact of short term market volatility over time.
Thoughts on what happens now that they’ve decide to tax trusts 30% in Australia 🧐
Disclaimer: This is general information only. Always seek professional advice before making any financial decisions.
Buying property through a company is not always the wrong move, and in some cases it can create significant long term tax advantages for business owners.
The right structure depends on cash flow, strategy and future plans, proving there is no one size fits all approach to property investing.
11/05/2026
Income earned outside your main job such as freelance work or online sales is still taxable. All income needs to be declared even if it is irregular or paid in cash. Keeping clear records of income and expenses helps ensure accurate reporting and avoids problems at tax time.
Property investing in Australia could be heading for a major shift as proposed tax changes target negative gearing, capital gains tax and family trust structures.
If reforms move forward, investor returns, buying strategies and property decisions could all change, reshaping how Australians approach real estate investing for years to come.
10/05/2026
The RBA has raised the cash rate to 4.35 percent as inflation remains above target. Global factors such as rising fuel costs are contributing to price pressures across the economy. Higher interest rates are aimed at slowing demand and helping bring inflation back under control over time.
What measurements can the government actually take to deliver a meaningful budget?
