Teach Kids Finance UAE

🌱 I never really believed in New Year resolutions because if something matters, we don’t need a date to begin. We can start anytime.

But this year feels different.

✨ I’m stepping into an exciting new job.

✨ I’ve launched Start Young parent events.

✨ And there’s so much quietly (and excitingly) brewing behind the scenes.

Looking ahead to 2026, I want to encourage our kids to think like entrepreneurs - to create, to explore, to believe in their ideas.

Because… why not?

So instead of a resolution, I’m choosing intention.

What are you stepping into this year?

📚I don’t normally recommend books easily, but this one was life changing.

BJ Fogg’s Tiny Habits

I’ve applied it to several areas in my life, including teaching our kids life skills.

It’s SO SIMPLE.

🔗 ATTACH new habit to everyday routine.

🌱 Start it SMALL.

🎉 CELEBRATE small wins.

🛠️ Make the habit so simple and easy, so it’s hard NOT to do it.

As a busy parent of three kids, I am always short of time. Hence, I teach our kids when the OPPORTUNITY OCCURS!

Follow to learn how this can be easily applied to teaching kids financial literacy.

✨ I recently spoke to a group of parents about teaching kids Financial Literacy.

As always, I started with this question:
“Raise your hand if you were ever taught financial literacy?”
Not one hand went up.

There was a pause… then one parent whispered:
“This is scary - how are we supposed to teach something we were never taught?”

Here’s what I told her: Start small.

Next time you give your child allowance, ask them:
👉 “How much will you save today?”

That one question can spark a HABIT, a MINDSET, and a FUTURE.

Follow for more simple tips that make a big difference.

I will be honest - the one thing that I am struggling with is making this whole topic exciting to teach! 😑

Don’t get me wrong, spending time together, chatting away with our kids are the highlights of it.

But the minute I start gentle ‘tutoring’ them in the middle of the mall - there’s always a yawn 🥱, looking up at the ceiling 🙄 and ‘but mummyyyyyy’ every other second and BOOM they’re running away!

Let’s admit, this is not the most exciting topic to teach…

But it isn’t exciting without knowing these things later in life.

I’ve only recently learnt how to negotiate and I wish my parents would have taught me the art of negotiation when I was young.

Hence, I don’t ‘push’ the topics and I know these things will take time to learn. And being conscious of every learning opportunity - is a good place to be ☺️

Follow my journey ❤️

🤫🤐

Your secret is actually a secret of so many of us…

When I realized, I want to start teaching our kids about MONEY, I didn’t know where to start so I Googled, ChatGBT’ed, read more then 30 books and about the same amount of research papers.

Guess what?

It confused me even more!!! 😵‍💫

Being a busy parent, I decided I will teach our kids whenever there’s an opportunity to do so. I will approach everyday life situations as an opportunity to teach & improve my own habits!

I am sharing my journey. It may not work for everyone, but even if I help one family, that’s good enough for me ❤️

✨ Financial literacy is not a one off lesson or a set of them - it is a lifelong learning process.

It is also not about complex Math skills, rather very basic arithmetic.

It’s not the most ‘interesting’ topic to teach or learn and it can be very ‘dry’ and boring.

Therefore, I believe in embedding financial literacy lessons in your daily life, so you don’t need to come out of your way to build good financial habits and disciplines in your children.

Follow to learn how to teach your kids financial literacy skills 💰

I’ve got a little secret to share... My kids are total money disasters! It stings even more since I put in so much effort to teach them, yet they spend their allowance as soon as they get it.

Yet, I continue to give them weekly allowance and every-time they spend it on complete trash, I try and convince myself, they will eventually learn 👀 Because, let’s face it, understanding money isn’t a one-day deal! I remind my kids (and my husband!) of this all the time! 😄

I really want them to invest, but wow, that’s a tough sell! Kids don’t exactly have the patience for waiting to see their money grow. Instant rewards are way more their style!🙃

When I catch them spending on things I’d never buy, I have to hold back my frustration (no swearing, I promise!). Instead, I try to turn those moments into lessons—for them and for me!

Positive language works wonders. I want them to feel trusted and confident in their choices. Even if I have to say “NO,” I make sure to explain why.

🌟 Here’s a phrase we use to help them pause before buying:

“Why not add this to your birthday list for next year?” This teaches them to wait and plan for something bigger.

Or, I’ll ask, “Can you find this somewhere else? Is there a cheaper option?” This gets them thinking about the bigger picture, like comparing prices before deciding.

If this helped you out, let me know! I really want to hear from you. And don’t forget to FOLLOW for more tips and inspiration!

I’ve been giving allowance to both of our kids in cash on weekly basis. I have to admit, it wasn’t always convenient (who’s using cash these days 🤪). It’s great for them to learn how the money ‘grows’ or ‘reduces’ with cash, but as a parent, it has become almost like a chore - withdraw the money, get the change etc.

So I decided to look at alternatives for Ayaan. He’s now 9 years old, had exposure to cash & I think he is ready for that next step (at least I hope he is ready🤞).

I’ve been following for a while. I was impressed with how easy it was to open the account. There were couple of small ‘hiccups’ with the app & when activating the card but nothing we couldn’t get sorted.

Ayaan is looking forward to using his card - he already set the savings’ target (which is another great feature!) & requested an increase in his allowance (really cool ‘request money’ feature that he loves using 🫣- let’s hope it doesn’t become a habit 🤪).

All in all, it gives him the sense of increased responsibility & entering a ‘grown up’ world. Wish me luck 😆