IWC - Lorena Molina

IWC - Lorena Molina This is to help All Filipinos anywhere in the world to be Financially Educated and learn how money w

๐—›๐—ฒ๐—ฎ๐—น๐˜๐—ต๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐—ฎ๐—ป๐—ฑ ๐—ฟ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐—ฎ๐—ฟ๐—ฒ ๐—ป๐—ผ๐˜ ๐—ฒ๐˜…๐—ฝ๐—ฒ๐—ป๐˜€๐—ฒ๐˜€ - theyโ€™re investments in yourself. ๐™’๐™๐™–๐™ฉ๐™š๐™ซ๐™š๐™ง ๐™ฎ๐™ค๐™ช๐™ง ๐™–๐™œ๐™š, ๐™ฌ๐™๐™š๐™ง๐™š๐™ซ๐™š๐™ง ๐™ฎ๐™ค๐™ช ๐™–๐™ง๐™š, ๐™ฉ๐™๐™š ๐™—...
05/06/2026

๐—›๐—ฒ๐—ฎ๐—น๐˜๐—ต๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐—ฎ๐—ป๐—ฑ ๐—ฟ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐—ฎ๐—ฟ๐—ฒ ๐—ป๐—ผ๐˜ ๐—ฒ๐˜…๐—ฝ๐—ฒ๐—ป๐˜€๐—ฒ๐˜€ - theyโ€™re investments in yourself.

๐™’๐™๐™–๐™ฉ๐™š๐™ซ๐™š๐™ง ๐™ฎ๐™ค๐™ช๐™ง ๐™–๐™œ๐™š, ๐™ฌ๐™๐™š๐™ง๐™š๐™ซ๐™š๐™ง ๐™ฎ๐™ค๐™ช ๐™–๐™ง๐™š, ๐™ฉ๐™๐™š ๐™—๐™š๐™จ๐™ฉ ๐™ฉ๐™ž๐™ข๐™š ๐™ฉ๐™ค ๐™จ๐™ฉ๐™–๐™ง๐™ฉ ๐™ž๐™จ ๐™‰๐™Š๐™’.

๐Ÿ“ฉ Message mo ako kung gusto mong matuto paano maging financially literate para maging enjoyable ang retirement mo!

For more information, check this out:
Https://bit.ly/beWealthy

๐Ÿ›ซ ๐—–๐—ผ๐—ป๐˜๐—ฟ๐—ฎ๐—ฐ๐˜๐˜€ ๐—ฒ๐—ป๐—ฑ. ๐—ช๐—ถ๐—น๐—น ๐˜†๐—ผ๐˜‚๐—ฟ ๐˜€๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด๐˜€ ๐—น๐—ฎ๐˜€๐˜? Before you come home for good, make sure you have your ๐™๐™š๐™–๐™ก๐™ฉ๐™๐™˜๐™–๐™ง๐™š ๐™–๐™ฃ๐™™ ๐™ง๐™š๐™ฉ๐™ž๐™ง๐™š๐™ข๐™š๐™ฃ...
16/11/2025

๐Ÿ›ซ ๐—–๐—ผ๐—ป๐˜๐—ฟ๐—ฎ๐—ฐ๐˜๐˜€ ๐—ฒ๐—ป๐—ฑ. ๐—ช๐—ถ๐—น๐—น ๐˜†๐—ผ๐˜‚๐—ฟ ๐˜€๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด๐˜€ ๐—น๐—ฎ๐˜€๐˜? Before you come home for good, make sure you have your ๐™๐™š๐™–๐™ก๐™ฉ๐™๐™˜๐™–๐™ง๐™š ๐™–๐™ฃ๐™™ ๐™ง๐™š๐™ฉ๐™ž๐™ง๐™š๐™ข๐™š๐™ฃ๐™ฉ ๐™›๐™ช๐™ฃ๐™™ ๐™ง๐™š๐™–๐™™๐™ฎ.
๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ ๐˜„๐—ถ๐˜๐—ต ๐—ฑ๐—ถ๐—ด๐—ป๐—ถ๐˜๐˜†.

๐Ÿ“ฉ Message mo ako kung gusto mong matuto paano maging financially literate para maging enjoyable ang retirement mo!

For more information, check this out:
Https://bit.ly/beWealthy

๐Ÿ‘ถ๐—ฃ๐—ฎ๐—ฟ๐—ฒ๐—ป๐˜๐˜€, ๐˜„๐—ฒ ๐—ฑ๐—ฟ๐—ฒ๐—ฎ๐—บ ๐—ผ๐—ณ ๐—ด๐—ถ๐˜ƒ๐—ถ๐—ป๐—ด ๐—ผ๐˜‚๐—ฟ ๐—ธ๐—ถ๐—ฑ๐˜€ ๐˜๐—ต๐—ฒ ๐—ฏ๐—ฒ๐˜€๐˜. But what happens if we get sick or canโ€™t work anymore? ๐˜ฟ๐™ค๐™ฃโ€™๐™ฉ ๐™ฅ๐™–๐™จ๐™จ ๐™ฉ๐™๐™š ๐™—๐™ช...
12/11/2025

๐Ÿ‘ถ๐—ฃ๐—ฎ๐—ฟ๐—ฒ๐—ป๐˜๐˜€, ๐˜„๐—ฒ ๐—ฑ๐—ฟ๐—ฒ๐—ฎ๐—บ ๐—ผ๐—ณ ๐—ด๐—ถ๐˜ƒ๐—ถ๐—ป๐—ด ๐—ผ๐˜‚๐—ฟ ๐—ธ๐—ถ๐—ฑ๐˜€ ๐˜๐—ต๐—ฒ ๐—ฏ๐—ฒ๐˜€๐˜.
But what happens if we get sick or canโ€™t work anymore? ๐˜ฟ๐™ค๐™ฃโ€™๐™ฉ ๐™ฅ๐™–๐™จ๐™จ ๐™ฉ๐™๐™š ๐™—๐™ช๐™ง๐™™๐™š๐™ฃ ๐™ฉ๐™ค ๐™ฉ๐™๐™š๐™ข.
๐’๐ž๐œ๐ฎ๐ซ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐ก๐ž๐š๐ฅ๐ญ๐ก๐œ๐š๐ซ๐ž ๐š๐ง๐ ๐ซ๐ž๐ญ๐ข๐ซ๐ž๐ฆ๐ž๐ง๐ญ ๐ญ๐จ๐๐š๐ฒ.

๐Ÿ“ฉ Message mo ako kung gusto mong matuto paano maging financially literate para ang future ng pamilya ay maginhawa!

For more information, check this out:
Https://bit.ly/beWealthy

โœจ ๐—ฌ๐—ข๐—Ÿ๐—ข ๐—ถ๐˜€ ๐—ณ๐˜‚๐—ป โ€” ๐—ฏ๐˜‚๐˜ ๐—ฟ๐—ฒ๐—ฎ๐—น ๐—ณ๐—ฟ๐—ฒ๐—ฒ๐—ฑ๐—ผ๐—บ ๐—ถ๐˜€ ๐—ฏ๐—ฒ๐—ถ๐—ป๐—ด ๐—ฟ๐—ฒ๐—ฎ๐—ฑ๐˜† ๐—ณ๐—ผ๐—ฟ ๐˜๐—ผ๐—บ๐—ผ๐—ฟ๐—ฟ๐—ผ๐˜„. ๐˜๐˜ฆ๐˜ข๐˜ญ๐˜ต๐˜ฉ๐˜ค๐˜ข๐˜ณ๐˜ฆ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ณ๐˜ฆ๐˜ต๐˜ช๐˜ณ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต ๐˜ด๐˜ข๐˜ท๐˜ช๐˜ฏ๐˜จ๐˜ด ๐˜ข๐˜ณ๐˜ฆ๐˜ฏโ€™๐˜ต ๐˜ซ๐˜ถ๐˜ด๐˜ต ๐˜ง๐˜ฐ๐˜ณ ๐˜ฐ๐˜ญ๐˜ฅ ๐˜ฑ๐˜ฆ๐˜ฐ๐˜ฑ...
08/11/2025

โœจ ๐—ฌ๐—ข๐—Ÿ๐—ข ๐—ถ๐˜€ ๐—ณ๐˜‚๐—ป โ€” ๐—ฏ๐˜‚๐˜ ๐—ฟ๐—ฒ๐—ฎ๐—น ๐—ณ๐—ฟ๐—ฒ๐—ฒ๐—ฑ๐—ผ๐—บ ๐—ถ๐˜€ ๐—ฏ๐—ฒ๐—ถ๐—ป๐—ด ๐—ฟ๐—ฒ๐—ฎ๐—ฑ๐˜† ๐—ณ๐—ผ๐—ฟ ๐˜๐—ผ๐—บ๐—ผ๐—ฟ๐—ฟ๐—ผ๐˜„.
๐˜๐˜ฆ๐˜ข๐˜ญ๐˜ต๐˜ฉ๐˜ค๐˜ข๐˜ณ๐˜ฆ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ณ๐˜ฆ๐˜ต๐˜ช๐˜ณ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต ๐˜ด๐˜ข๐˜ท๐˜ช๐˜ฏ๐˜จ๐˜ด ๐˜ข๐˜ณ๐˜ฆ๐˜ฏโ€™๐˜ต ๐˜ซ๐˜ถ๐˜ด๐˜ต ๐˜ง๐˜ฐ๐˜ณ ๐˜ฐ๐˜ญ๐˜ฅ ๐˜ฑ๐˜ฆ๐˜ฐ๐˜ฑ๐˜ญ๐˜ฆ.
๐’๐ญ๐š๐ซ๐ญ ๐ง๐จ๐ฐ, ๐ฅ๐ข๐ฏ๐ž ๐ฌ๐ž๐œ๐ฎ๐ซ๐ž.

๐Ÿ“ฉ Message mo ako kung gusto mong matuto paano maging financially literate habang nag-eenjoy!

For more information, check this out:
Https://bit.ly/beWealthy

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๐Ÿš€ ๐…๐ข๐ซ๐ฌ๐ญ ๐ฌ๐š๐ฅ๐š๐ซ๐ฒ ๐Ÿ๐ž๐ž๐ฅ๐ฌ ๐š๐ฆ๐š๐ณ๐ข๐ง๐  โ€” ๐›๐ฎ๐ญ ๐๐จ๐งโ€™๐ญ ๐ฅ๐ž๐ญ ๐ข๐ญ ๐ฌ๐ฅ๐ข๐ฉ ๐š๐ฐ๐š๐ฒ. Even โ‚ฑ500/month can grow over time. Start saving now while yo...
05/11/2025

๐Ÿš€ ๐…๐ข๐ซ๐ฌ๐ญ ๐ฌ๐š๐ฅ๐š๐ซ๐ฒ ๐Ÿ๐ž๐ž๐ฅ๐ฌ ๐š๐ฆ๐š๐ณ๐ข๐ง๐  โ€” ๐›๐ฎ๐ญ ๐๐จ๐งโ€™๐ญ ๐ฅ๐ž๐ญ ๐ข๐ญ ๐ฌ๐ฅ๐ข๐ฉ ๐š๐ฐ๐š๐ฒ.

Even โ‚ฑ500/month can grow over time. Start saving now while youโ€™re young. ๐’๐ฆ๐š๐ฅ๐ฅ ๐ฌ๐ญ๐ž๐ฉ๐ฌ, ๐›๐ข๐  ๐Ÿ๐ฎ๐ญ๐ฎ๐ซ๐ž.

๐Ÿ“ฉ Message mo ako kung gusto mong matuto paano maging financially literate kahit newbie ka pa lang!

For more information, check this out:
Https://bit.ly/beWealthy

๐™Ž๐™ฉ๐™ช๐™™๐™š๐™ฃ๐™ฉ๐™จ, ๐™š๐™ซ๐™š๐™ง๐™ฎ ๐™ฉ๐™ช๐™ž๐™ฉ๐™ž๐™ค๐™ฃ ๐™›๐™š๐™š ๐™ž๐™จ ๐™– ๐™ฅ๐™–๐™ง๐™š๐™ฃ๐™ฉโ€™๐™จ ๐™จ๐™–๐™˜๐™ง๐™ž๐™›๐™ž๐™˜๐™š. ๐˜ฟ๐™ค๐™ฃโ€™๐™ฉ ๐™Ÿ๐™ช๐™จ๐™ฉ ๐™จ๐™ฅ๐™š๐™ฃ๐™™ - ๐™ก๐™š๐™–๐™ง๐™ฃ ๐™๐™ค๐™ฌ ๐™ฉ๐™ค ๐™จ๐™–๐™ซ๐™š. ๐˜ฝ๐™ช๐™ž๐™ก๐™™ ๐™ฎ๐™ค๐™ช๐™ง ๐™ค๐™ฌ๐™ฃ ๐™›๐™ช๐™ฉ๐™ช๐™ง๐™š ๐™ฌ๐™๐™ž๐™ก๐™š ๐™...
02/11/2025

๐™Ž๐™ฉ๐™ช๐™™๐™š๐™ฃ๐™ฉ๐™จ, ๐™š๐™ซ๐™š๐™ง๐™ฎ ๐™ฉ๐™ช๐™ž๐™ฉ๐™ž๐™ค๐™ฃ ๐™›๐™š๐™š ๐™ž๐™จ ๐™– ๐™ฅ๐™–๐™ง๐™š๐™ฃ๐™ฉโ€™๐™จ ๐™จ๐™–๐™˜๐™ง๐™ž๐™›๐™ž๐™˜๐™š. ๐˜ฟ๐™ค๐™ฃโ€™๐™ฉ ๐™Ÿ๐™ช๐™จ๐™ฉ ๐™จ๐™ฅ๐™š๐™ฃ๐™™ - ๐™ก๐™š๐™–๐™ง๐™ฃ ๐™๐™ค๐™ฌ ๐™ฉ๐™ค ๐™จ๐™–๐™ซ๐™š. ๐˜ฝ๐™ช๐™ž๐™ก๐™™ ๐™ฎ๐™ค๐™ช๐™ง ๐™ค๐™ฌ๐™ฃ ๐™›๐™ช๐™ฉ๐™ช๐™ง๐™š ๐™ฌ๐™๐™ž๐™ก๐™š ๐™๐™ค๐™ฃ๐™ค๐™ช๐™ง๐™ž๐™ฃ๐™œ ๐™ฉ๐™๐™š๐™ž๐™ง๐™จ.

๐Ÿ“ฉ Message mo ako kung gusto mong matuto paano maging financially literate kahit student ka pa lang!

For more information, check this out:
Https://bit.ly/beWealthy

๐Ÿ’€๐Ÿ’ธ ๐—จ๐—ก๐——๐—”๐—ฆ ๐—ฅ๐—˜๐—”๐—Ÿ ๐—ง๐—”๐—Ÿ๐—ž:โ€œAng pera, parang kaluluwa โ€” alam mong nandyan pero di mo maramdaman!โ€ ๐Ÿ˜…Darating, aalis, tapos... big...
31/10/2025

๐Ÿ’€๐Ÿ’ธ ๐—จ๐—ก๐——๐—”๐—ฆ ๐—ฅ๐—˜๐—”๐—Ÿ ๐—ง๐—”๐—Ÿ๐—ž:
โ€œAng pera, parang kaluluwa โ€” alam mong nandyan pero di mo maramdaman!โ€ ๐Ÿ˜…

Darating, aalis, tapos... biglang mawawala.
Kaya minsan, mas madalas pa tayong mamiss ng pera kaysa ng ex natin. ๐Ÿ˜ญ

Ngayong Undas, habang inaalala natin ang mga mahal sa buhay,
baka panahon na rin para alalahanin โ€˜yung ๐ข๐ฉ๐จ๐ง ๐ฆ๐จ๐ง๐  ๐ฉ๐ฎ๐ฆ๐š๐ง๐š๐ฐ ๐ง๐š๐ง๐  ๐ฆ๐š๐š๐ ๐š. ๐Ÿ•ฏ๏ธ

๐Ÿ’š Sa IMG (International Marketing Group), tutulungan ka naming ๐›๐ฎ๐ก๐š๐ฒ๐ข๐ง ๐š๐ญ ๐ฉ๐š๐ซ๐š๐ฆ๐ข๐ก๐ข๐ง ๐š๐ง๐  ๐ข๐ฉ๐จ๐ง ๐ฆ๐จ - through financial education, money management, at proper product knowledge.

โœจ ๐— ๐—ฎ๐—ธ๐—ฒ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—บ๐—ผ๐—ป๐—ฒ๐˜† ๐—น๐—ถ๐˜ƒ๐—ฒ ๐—น๐—ผ๐—ป๐—ด๐—ฒ๐—ฟ ๐˜๐—ต๐—ฎ๐—ป ๐—ฟ๐—ฒ๐—ด๐—ฟ๐—ฒ๐˜๐˜€.
๐™‹๐™–๐™ง๐™–๐™ข๐™™๐™–๐™ข ๐™ ๐™– ๐™ก๐™–๐™ฃ๐™œ ๐™ ๐™ช๐™ฃ๐™œ ๐™ง๐™š๐™–๐™™๐™ฎ ๐™ ๐™– ๐™ฃ๐™–๐™ฃ๐™œ ๐™ข๐™–๐™œ๐™ฅ๐™–-๐™ง๐™š๐™จ๐™ช๐™ง๐™ง๐™š๐™˜๐™ฉ ๐™ฃ๐™œ ๐™ž๐™ฅ๐™ค๐™ฃ ๐™ข๐™ค!

For more information, check this out:
Https://bit.ly/beWealthy

๐˜๐จ๐ฎ๐ซ ๐ฅ๐จ๐ฏ๐ž๐ ๐จ๐ง๐ž ๐š๐›๐ซ๐จ๐š๐ ๐œ๐š๐งโ€™๐ญ ๐ฐ๐จ๐ซ๐ค ๐Ÿ๐จ๐ซ๐ž๐ฏ๐ž๐ซ. Use remittances wisely โ€” for the familyโ€™s future, for their retirement, for he...
11/10/2025

๐˜๐จ๐ฎ๐ซ ๐ฅ๐จ๐ฏ๐ž๐ ๐จ๐ง๐ž ๐š๐›๐ซ๐จ๐š๐ ๐œ๐š๐งโ€™๐ญ ๐ฐ๐จ๐ซ๐ค ๐Ÿ๐จ๐ซ๐ž๐ฏ๐ž๐ซ. Use remittances wisely โ€” for the familyโ€™s future, for their retirement, for healthcare. Build now, so they can rest later.

๐Ÿ“ฉ Message mo ako kung gusto mong matuto paano maging financially literate kahit OFW ka man o nasa Pilipinas!

For more information, check this out:
Https://bit.ly/beWealthy

Your SSS and PhilHealth are not enough. Supplement it with your own savings and investments. ๐——๐—ผ๐—ปโ€™๐˜ ๐—น๐—ฒ๐˜ ๐—ฟ๐—ถ๐˜€๐—ถ๐—ป๐—ด ๐—ฐ๐—ผ๐˜€๐˜๐˜€ ๐˜€๐˜‚๐—ฟ๐—ฝ...
07/10/2025

Your SSS and PhilHealth are not enough. Supplement it with your own savings and investments. ๐——๐—ผ๐—ปโ€™๐˜ ๐—น๐—ฒ๐˜ ๐—ฟ๐—ถ๐˜€๐—ถ๐—ป๐—ด ๐—ฐ๐—ผ๐˜€๐˜๐˜€ ๐˜€๐˜‚๐—ฟ๐—ฝ๐—ฟ๐—ถ๐˜€๐—ฒ ๐˜†๐—ผ๐˜‚ โ€” ๐—ฐ๐—ผ๐—ป๐˜๐—ฟ๐—ผ๐—น ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ณ๐˜‚๐˜๐˜‚๐—ฟ๐—ฒ ๐˜๐—ผ๐—ฑ๐—ฎ๐˜†.

๐Ÿ“ฉ Message mo ako kung gusto mong matuto paano maging financially literate kahit OFW ka man o nasa Pilipinas!

For more information, check this out:
Https://bit.ly/beWealthy

๐—˜๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐—ฟ๐—ฒ๐—บ๐—ถ๐˜๐˜๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ถ๐˜€ ๐—บ๐—ผ๐—ฟ๐—ฒ ๐˜๐—ต๐—ฎ๐—ป ๐—บ๐—ผ๐—ป๐—ฒ๐˜† โ€” itโ€™s your parentโ€™s sweat and sacrifice. Letโ€™s honor them by saving wisely and grow...
04/10/2025

๐—˜๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐—ฟ๐—ฒ๐—บ๐—ถ๐˜๐˜๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ถ๐˜€ ๐—บ๐—ผ๐—ฟ๐—ฒ ๐˜๐—ต๐—ฎ๐—ป ๐—บ๐—ผ๐—ป๐—ฒ๐˜† โ€” itโ€™s your parentโ€™s sweat and sacrifice. Letโ€™s honor them by saving wisely and growing what they send. Part for bills, part for the future.

๐Ÿ“ฉ Message mo ako kung gusto mong matuto paano maging financially literate at makatulong din sa iyong mga magulang!

For more information, check this out:
Https://bit.ly/beWealthy

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