Money Savvy West Rand

07/05/2025

Living Longer, You need Savvy planning!

Did you know we're living longer than ever before? That's fantastic news, but it also means we need to be more savvy about our finances.

Longer lifespans require careful financial planning to ensure we don't outlive our savings.

Here are a few key things to consider:

Longevity Planning: Prepare for an extended lifespan by creating financial strategies that help you maintain your desired lifestyle.

Savings: Start saving early and boost your savings rate. The more you save now, the more you'll have in retirement.

Investment: Diversify your investments across different asset classes to reduce overall risk and enhance long-term returns.

Healthcare Costs: Factor in potential healthcare costs as you age and ensure you have adequate insurance or savings to cover these expenses.

Inflation Protection: Consider how inflation can erode your purchasing power over time and invest accordingly.

It's crucial to assess your current financial situation, set long-term goals, and consult with a financial advisor to create a personalised plan.

Candice Preston has created this video to help you plan for your future.

https://www.youtube.com/watch?v=XPYgM6vb0mE

14/02/2025

13/02/2025

Flowers fade, but financial security lasts. This Valentine's Day, choose lasting love—love for yourself and your financial future. Our coaching sessions are the perfect way to show yourself some love. R399 for a 2-hour customised coaching session.

Benefit 2: The benefits of having a money coach

12/02/2025

This Valentine's Day, prioritise self-love by investing in your financial well-being. Book a personalised, two-hour coaching session with Kathryn Main for just R399 and take the first step towards achieving your financial goals. Throughout February, we'll also be sharing insights on the benefits of working with a money coach.

11/02/2025

It is the month of "love," and in the spirit of this season, we have launched our "Love Yourself Campaign."Saving or paying yourself first is a form of self-love, making sure you always have money when you need it. This Valentine's Day, skip the flowers and invest in YOURSELF! You deserve financial security and peace of mind. Treat yourself to a financial coaching session—it's the ultimate act of self-love. R399 for a 2-hour customised coaching session.

07/02/2025

It is the month of "love," and in the spirit of this season, we have launched our "Love Yourself Campaign". Saving or paying yourself first is a form of self-love, making sure you always have money when you need it. This Valentine's Day, skip the flowers and invest in YOURSELF! You deserve financial security and peace of mind. Treat yourself to a financial coaching session—it's the ultimate act of self-love. R399 for a 2-hour customised coaching session.

05/02/2025

Financially stressed employees are less productive. 75% of employers report their staff are struggling financially. Boost morale and productivity with our affordable digital financial wellness solutions. A small investment can make a big difference.

29/01/2025

The debt stats in SA are scary!

The latest Money Stress Tracker survey paints a sobering picture of financial strain across the nation. According to the third annual survey, a staggering 53% of South Africans are dedicating more than 40% of their take-home pay to debt repayments. Despite this, 42% of respondents admit to struggling with their monthly debt payments, while 32% remain convinced they don’t need help.

The data further shows that those aged 45 or older are under the most pressure, with 60% facing unsustainable debt levels. Among monthly income bands, individuals earning more than R20 000 are struggling the most. Sixty-two percent of people earning between R20 000 and R35 000, as well as those earning more than R35 000, have unsustainable debt levels.

Research shows that the older people are, the higher their debt levels. However, most age groups are spending dangerously high levels of their income on debt repayments.

https://www.moonstone.co.za/south-africans-ignore-debt-woes-survey-highlights-growing-financial-strain/

24/01/2025

Money Savvy Kids: It’s time to take your children’s fun and games and turn them into something they can use in the future. By creating good money habits at a young age, they will have a sound understanding of the importance that finance plays as a means to better their lives and those around them in the future.

22/01/2025

Financial stress is a huge burden on most employees as prices for basic items like food and petrol skyrocket. When staff are stressed, especially financial stress, they are less productive at work and less likely to show up for work as they have run out of money.

Corporates have put in interventions like pay loans, allowing staff to take up to 30% of their salary each month in advance. While this may assist them with cash flow, it is not a sustainable solution for the long term.

Financial wellness is more than giving them access to their salary early. Real financial interventions are needed.

Money Savvy Wellness will offer subscription-based financial education either customised to the needs, or they can choose one of our signature programmes.

Find out how you can help your staff for as little as R99 per month

[email protected]

https://moneysavvyhumans.co.za/products/money-savvy-wellness