13/06/2026
AI is not the threat to humans, but humans who don’t understand AI run the risk of being replaced by humans who understand AI.
Will AI Replace Your Job? How to Stay Relevant in the Future of Work - Trading Time or Buying Freedom
Artificial blueberry jam is not the same as my new combo: blueberries on almond butter sourdough toast. Whichever way you prefer, Artificial Intelligence is here to stay. In fact, AI is changing how we work as I write this article. How Humans Adapt to Disruptive Technology and AI Technology is fasci...
07/06/2026
"Normal" is the problem. Normal kills both your money and your time.
Dear FJ: A Letter to My Son on True Wealth, Time, and Freedom.
tradingtimeorbuyingfreedom.com/2026/06/07/dea…
Dear FJ: A Letter to My Son on True Wealth, Time, and Freedom - Trading Time or Buying Freedom
Dear FJ, I write to you about money, the tool that makes the world work. No matter who you are or what you do, money affects you. Don’t chase money, even though you need it. Rather, chase time. Time is more precious than money and a scarce resource. School doesn’t teach this; even universities s...
28/05/2026
Most of our developments are made in the Western world. Often, copy and paste might be impractical.
With high interest rates, massive unemployment, and the big elephant of black tax... a lot can be said about the tough conditions we find ourselves in.
I suggest the chameleon approach. Change your game plan.
The chameleon strategy is not about speed, but about movement, nevertheless.
A little money saved and invested is still freedom.
How about Africanising financial independence?
👇 Read the full blog in the comments below:
https://tradingtimeorbuyingfreedom.com/2026/05/24/financial-independence-in-south-africa-is-work-optional-the-new-fire/,
Financial Independence in South Africa: Is "Work Optional" the New FIRE? - Trading Time or Buying Freedom
Financial independence or financial freedom means different things to different people. Yes, you need to define these terms in ways that make sense to you and in your own context. I think the rigid way of thinking numbers only in personal finance is unhelpful. It is not about exiting the working wor...
16/05/2026
How can a R100k per month salary finish before the month is gone? Easy no salary can match inflated lifestyle inflation.
14/05/2026
Can You Achieve Financial Freedom on a Small Salary?
It is hard to achieve financial freedom on a low salary; this is not a secret.
Is it impossible? Not at all.
The idea is to control your money and not be controlled by your salary.
Financial Freedom Mindset: Half Full vs Half Empty Thinking.
27/04/2026
What if your problem isn’t money… but how you’re trading your time?
Most people work, earn, spend, repeat and call it normal.
I write weekly ideas to help you rethink money, time, and freedom in simple, practical ways.
👉 Subscribe and get one idea a week:
Trading Time or Buying Freedom
A personal finance journey towards intentional living and time freedom
16/04/2026
Your salary is your freedom key.
Use it to liberate yourself.
Otherwise, real freedom is impossible.
Plan wisely. The clock is ticking.