PALS Financial Education

29/07/2019

I'm not trying to tell you something I don't know. YES I paid less than $35 for a flight from Phoenix to Chicago! $25 until my birthday.

28/07/2019

5 questions for $5
1.Place I want to visit most: a. Bali b. Brazil c. Bahamas
2.Favorite Drink: a. OJ b. Pepsi c. Lemonade
3.Favorite male singer: a. Lyfe Jennings b. Anthony Hamilton c. Jaheim
4.A. Gym shoes b. No shoes c. Sandals
5. A. Beach b. Casino c. Countryside

Inbox your Cash App name.

28/07/2019

Win Cash via Cash App:
Rules. Whoever answers the most questions correctly FIRST wins $5. No gimmicks! No purchase necessary

27/07/2019

Financial freedom is the key to happiness. Take control of your time & money! Inbox for details. I promise you won't regret it!

19/07/2019

It's showtime. Ask me anything finance related...personal or general. Inbox or comment. (DSCLAIMER-NO TAXES OR MORTGAGE)

19/07/2019

Question and answer session 7-19@ 11-3pm EST. Topics include: credit, budgets, savings etc. Just comment or inbox questions.

14/07/2019

If you have no credit (pretty much worse than bad credit), try this to give yourself a boost. The process must be done from a desktop. Doing this successfully keeps the hard inquiry off your report which I'll explain the importance of later. If it does not work the first time try another company. MY VERY FIRST CARD WAS A VICTORIA SECRET CARD I OBTAINED FROM DOING THIS!

ENJOY THE INCREASE!

SHOPPING CART TRICK

1. DISABLE POP-UPS\

2. CLEAR BROWSER HISTORY

Go to the website of the store you want a card for.
Add some items to your shopping cart
Start to check out
Enter in your address, make sure this matches your address listed in your credit reports exactly
Continue going through the check out process until you get to the final payment page. You should receive your offer before this page, if you haven’t then either the shopping cart trick isn’t working or you need to try again.
Choose to accept your offer
Complete the application
COMMENITY BANKS:

§ Abercrombie & Fitch (our review)

§ Ann Taylor

§ Bath & Body Works

§ Brylane Home

§ Buckle

§ Coldwater Creek

§ Express

§ Gamestop

§ HSN (you need to go to the every end of the check out process before it’ll appear)

§ J.Crew

§ Jessica London

§ JJill

§ King Size Direct

§ Loft

§ New York & Company

§ One Stop Plus

§ Overstock (while it does ask for your full SSN, it should still be a soft pull). This card usually gives a nice high limit and automatic credit limit increases are regular.

§ Romans

§ Sportsman Guide

§ Total Rewards (our review). There is reports of this one resulting in a hard pull, even when it only asks for the last four digitals

§ Venus

§ Victoria’s Secret (our review of this card)

§ Wayfair (our review)

§ Williams-Sonoma

§ Woman Within


AS ALWAYS, SPEND RESPONSIBLY

13/07/2019

This page is strictly to provide finacial education. My focus is on credit...savings...and living your absolute best life.

03/07/2019