Retire Smart Kansas

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Get rolling toward your financial goals by tuning into Retire Smart Kansas with Thad.

Investment advisory services offered through Foundations Investment Advisors, LLC, an SEC registered investment adviser.

How much money should you keep on the sidelines?

Socking your cash away under the mattress means you won’t lose your savings in a market downturn. However, it’s also important that your nest egg is growing enough to outpace inflation. https://ow.ly/6aZO50Zmypb



The following link/content may include information and statistical data obtained from and/or prepared by third-party sources that Foundations Investment Advisors, LLC (“Foundations”) deems reliable but in no way guarantees its accuracy or completeness. Foundations had no involvement in the creation of the content and did not make any revisions to such content. All such third-party information and statistical data contained herein is subject to change without notice and may not reflect the views or opinions of Foundations. Nothing herein constitutes investment, legal, or tax advice or any recommendation that any security, portfolio of securities, or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Foundations, ex*****on of required documentation, and receipt of required disclosures. All investments involve risk, and past performance is no guarantee of future results.

Understanding Cash Reserves: Definition, Uses, and Importance Discover what cash reserves are, why they are vital for individuals and companies, and how they can ensure financial stability in emergencies or during unexpected expenses.

When money gets tight, you can either throw your hands up in the air, or you can figure out a better path forward.

Thad Wellshear shares insights that apply to all levels of wealth on Retire Smart Kansas.

Social Security benefits increased by 2.8% in January 2026, which was the source of most headlines.

But five other changes arrived alongside that COLA, and at least two of them could directly affect how much you keep. Here's the complete picture. https://ow.ly/5Fwg50Zgqhx



The following link/content may include information and statistical data obtained from and/or prepared by third-party sources that Foundations Investment Advisors, LLC (“Foundations”) deems reliable but in no way guarantees its accuracy or completeness. Foundations had no involvement in the creation of the content and did not make any revisions to such content. All such third-party information and statistical data contained herein is subject to change without notice and may not reflect the views or opinions of Foundations. Nothing herein constitutes investment, legal, or tax advice or any recommendation that any security, portfolio of securities, or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Foundations, ex*****on of required documentation, and receipt of required disclosures. All investments involve risk, and past performance is no guarantee of future results.

A Roth conversion may not be suitable for your situation.
The primary goal of a Roth conversion is generally to reduce future tax liability on retirement distributions.
Please consult with your tax and legal professionals before implementing any Roth conversion strategy.

Comments regarding safe and secure investments or guaranteed income streams refer only to fixed insurance products and not investment advisory products.
Insurance guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company.
They are not guaranteed by any bank or the FDIC.

This is not endorsed by or affiliated with Medicare or any U.S. government agency.
We do not offer every plan available in your area.
For information about all available options, visit Medicare.gov or call 1-800-MEDICARE.

This content is not endorsed by or affiliated with the Social Security Administration or any U.S. government agency

Social Security in 2026: 6 Changes That Affect Your Check Social Security benefits rose 2.8% in 2026, pushing the average retirement check to $2,071/month. Here's exactly what changed and what to do about it now.

Feeling in the dark about your finances?

Tune into Retire Smart Kansas to hear Thad shed a little light on the latest financial topics.

When you’re many years away from retirement, Social Security seems straightforward: You’ll leave your job, file for benefits, and receive a monthly check for the rest of your life — boom!

But in reality, getting the most out of Social Security is anything but simple. Here are some helpful pointers to keep in mind. https://ow.ly/37T950Zgq8a



The following link/content may include information and statistical data obtained from and/or prepared by third-party sources that Foundations Investment Advisors, LLC (“Foundations”) deems reliable but in no way guarantees its accuracy or completeness. Foundations had no involvement in the creation of the content and did not make any revisions to such content. All such third-party information and statistical data contained herein is subject to change without notice and may not reflect the views or opinions of Foundations. Nothing herein constitutes investment, legal, or tax advice or any recommendation that any security, portfolio of securities, or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Foundations, ex*****on of required documentation, and receipt of required disclosures. All investments involve risk, and past performance is no guarantee of future results.

A Roth conversion may not be suitable for your situation.
The primary goal of a Roth conversion is generally to reduce future tax liability on retirement distributions.
Please consult with your tax and legal professionals before implementing any Roth conversion strategy.

Comments regarding safe and secure investments or guaranteed income streams refer only to fixed insurance products and not investment advisory products.
Insurance guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company.
They are not guaranteed by any bank or the FDIC.

This is not endorsed by or affiliated with Medicare or any U.S. government agency.
We do not offer every plan available in your area.
For information about all available options, visit Medicare.gov or call 1-800-MEDICARE.

This content is not endorsed by or affiliated with the Social Security Administration or any U.S. government agency

Social Security Basics: 12 Things You Must Know to Maximize Your Benefits Claiming Social Security benefits at the right time means more money for you.