Frisby Financial Coaching

Ever feel like your paycheck just… disappears?

You’re not bad with money - most people just don’t have a clear system.

I put together something simple to help you:
✔ Stay on top of your bills
✔ Stop the paycheck-to-paycheck cycle
✔ Start making real progress

If you want it, grab it here 👇

frisbyfinancialcoaching.aweb.page These short worksheets help you see where your money is going and how timing affects everything.

God doesn’t want 10% of your money.
He wants 100% of your heart.

Today’s message reminded me that giving isn’t about a number —
it’s about trust.

And trust always shows up in our systems.

I talk a lot about clarity, intention, and structure when it comes to money.
Not because structure is restrictive —
but because it creates freedom.

Tithing is one of those intentional decisions.

It says:
“Before spending.
Before saving.
Before anything else —
I give.”

That kind of priority shifts your heart.
And honestly? It shifts your finances too.

If you’ve ever felt unsure about tithing, you’re not alone.
Maybe start by asking:

What does putting God first look like for me?

I’d love to hear your thoughts. 💛

If you’ve ever felt embarrassed about money, let me say this clearly.

Struggling with cash flow does not mean you’re irresponsible.
It usually means no one ever explained how timing affects everything.

The worksheets I share are not about shame, strict budgets, or cutting everything fun out of your life.

They’re about understanding what’s actually happening so you can make calmer decisions.

Start with the free clarity worksheets in my bio. No pressure. Just clarity.

It’s not that you’re bad with money.
It’s that your bills and paychecks aren’t aligned.

When due dates don’t match paydays, even responsible people end up using credit cards, overdrafting, or feeling behind.

I created a free worksheet that helps you line up your bills with the paychecks that actually cover them, without changing your income.

This is about timing, not restriction.

Grab the free worksheet at the link in my bio.

Why does my paycheck disappear so fast?

If you feel like you make decent money but still end the month stressed, confused, or behind, you’re not alone.

For most people, the issue isn’t income.
It’s timing.

Bills hit at the wrong moments. Paydays don’t line up. Money leaves before you even feel like you had it.

I created a short, simple worksheet to help you see where your paycheck is actually going and why it feels like it vanishes.

You don’t need a budget overhaul to start feeling calmer. You just need clarity.

Download the free worksheet at the link in my bio.

💡 Biblical Wisdom Meets Financial Wellness 💡
Have you seen this powerful list of Life Instructions from Charlie Kirk? It's a meaningful reminder of how to live with purpose, stewardship, and faith. But here’s something most people overlook:

👉 You can’t live out these biblical principles freely and fully if you’re constantly burdened by money stress.

At Frisby Financial Coaching, I help people move from paycheck-to-paycheck living to purpose-driven financial peace—so they can actually:

1️⃣ Get married with confidence in their financial foundation.
2️⃣ Raise kids knowing they’re providing not just love, but stability.
3️⃣ Build a legacy that reflects good stewardship—not just in wealth, but in faith.
4️⃣ Pass down values without passing down financial anxiety.
5️⃣ Pursue the eternal without being chained to earthly money worries.
6️⃣ Seek true joy—the kind that’s not blocked by credit card bills or unclear goals.

🙌 Biblical living isn’t just about what you believe. It’s about how you build your life. When your money aligns with your values, everything becomes clearer.

✨ That’s what we do in financial coaching—create a personalized, faith-friendly plan that helps you:
✔️ Get out of debt
✔️ Build savings
✔️ Gain peace of mind
✔️ Live in alignment with your faith and calling

📅 Ready to take one small but powerful step? Book a Discovery Session with me today. It’s not just about your money—it’s about your mission.

🔗 https://frisbyfinancialcoaching.as.me/?appointmentType=category:I%27m%20NEW%20to%20Frisby%20Financial%20Coaching

You’ve probably seen this floating around online:
“Bill Gates once said his daughter would never marry a poor man—not because of money, but because of mindset…”

✅ Here’s the truth: Bill Gates never actually said this.
It’s a viral story that’s been reshared across blogs and social media for years with no evidence it ever happened.

But here’s why it resonates—because it points to something real:
Wealth is more than numbers in a bank account. It’s the mindset you bring to your finances.

An abundance mindset says:
• I can learn new financial skills.
• I can recover from setbacks and keep moving forward.
• I can build wealth step by step, even if I’m not starting with much.

At Frisby Financial Coaching, that’s exactly what we help people develop—clarity, confidence, and a plan to create financial security that grows over time.

So while Bill Gates didn’t say it, here’s a better truth:
✨ Abundance isn’t about what you have right now—it’s about what you believe you can build.

Do you agree? Does mindset shape financial outcomes more than money itself?

If you're like most Christians, you wish you could honor God more with your finances.
But between debt payments and living paycheck to paycheck, you don't feel like you can.

I totally get it…because I’ve been there myself.
Together, my husband and I paid off over $120,000 in non-mortgage debt and freed up over $3,000 a month in payments after attending this very class and working the plan.

So trust me when I say - There's Hope!

In my next FPU class starting on Monday, September 15, 2025 at 6:00 PM, you'll learn how to get out of debt and free up your money to give and serve the way God is calling you to.

This is an IN-PERSON class, meeting once weekly every Monday night for 9 weeks hosted at:

Empowered Life Christian Bookstore
4505 Park Blvd Suite #6
Pinellas Park, FL 33781

Sign up here: https://www.fpu.com/042A50

* Class fee goes directly to Ramsey Solutions- Financial Peace University. Empowered Life Christian Bookstore (venue) and coordinators are unpaid volunteers.

“I don’t have time for financial coaching right now.”
I hear that a lot — and I truly get it. Life is busy, and money often feels like something you’ll deal with “later.”

But I’ve been working with someone who’s preparing for retirement. She’s done what she could, and she will collect a pension and has some money in TSP (401K) — but I can’t help but wish we had started working together years ago when we first met. Her financial security could’ve been much stronger with just a few earlier financial moves.

But here’s the thing: she’s asking the questions and taking action now.
Because it’s never too late to get clarity and make the most of what you have.

Whether you’re 28 or 68, the best time to start was probably yesterday…
But the second-best time?
Is right now.

⏳ If you’ve been putting this off, let’s change that.
📅 Schedule your free call today — your future self will thank you.

Send a message to learn more

I get why you’re considering it — because I did too.

I was drained.
The late notices, overdrafts, and constant juggling wore me down.
It felt like I was always one expense away from disaster.
So when I saw my retirement account, it didn’t just look like help — it looked like the only way.

“I could just take it out… pay everything off… and finally breathe.”

A client recently asked me that same question:

“Do you think I should just take money out of my TSP (401k) to pay this off?”

And before I gave her my answer, I told her the truth:

I’ve done it.
More than once.

But here’s what I wish someone had told me back then:

Pulling from your future to fix the present doesn’t just cost you penalties and taxes.
It robs your future self of options. Freedom. Security. Peace.

The relief was real — but temporary.
The regret? That one took longer to show up… but it hit a lot harder.

If you’re considering it, you’re not wrong or reckless.
You’re just doing your best to survive with the tools you’ve been given.

But you don’t have to figure this out alone.
There are other solutions to explore— and I’d love to help talk you through it.

If you're weighing the same decision I once did, you're not alone — and you're not out of options.

📅 Schedule a free 20-minute consultation with me here:
https://frisbyfinancialcoaching.as.me/QAcall

No judgment, no pressure — just a clearer path forward.