NSH Money Coaching

NSH Money Coaching Money coaching for people who could never stick to a budget.
🧰 Build financial agency.
đŸ’” Buy a life you actually love. Allow me to introduce NSH Money Coaching.

NSH Money Coaching was built with the purpose to provide clients with (1) essential knowledge, (2) doable skills, and (3) effective strategies necessary to make everyday money decisions with confidence. Our philosophy is every human can make money decisions they love, and use money as a tool to buy a life they are proud to live. The vision for NSH Money Coaching is to constantly and consistently deliver to clients everything they need to elevate their earnings and manage their finances- personal or business- with ease and simplicity. Our clients are empowered to raise their wealth concept and enabled to boldly buy their life in the present, while simultaneously repaying financial regret from the past and guaranteeing themselves a secure financial future. Our process is designed to give clients exactly what's required to make the best decisions for their money so that they can maximize their savings, minimize their debt, and enjoy spending their money now creating a life they are proud to live. Implemented over four months, our process allows clients to (1) address the mental and emotional blocks sabotaging their financial stability and growth; (2) apply the proven NSH Money Management Method to ensure financial confidence and success, and (3) measure often overlooked, under-celebrating yet essential incremental progress one makes toward the financial results desired. The mission of NSH Money Coaching is to ensure as many people as possible understand (a) it is possible for them to create more than enough money for themselves, and (b) how to use those funds to buy a life they are proud to live, especially those who are in the neuro-minority, have learning differences, or struggle with their money identity. The most rewarding part of striving to deliver incredible financial transformations to NSH Money Coaching clients is having the honor of walking with clients as they grow out of believing yucky money thoughts about themselves, and into (1) knowing their decision-making power, (2) exercising agency over their resources- money, energy, time- and (3) taking bold action to make a massive monetary change in their lives. It's an honor and a privilege to have you here. Click the link to subscribe to my email list and always be in the know about what NSH Money Coaching can do for you: https://nshmoneycoach49658.activehosted.com/f/19

Love, your money coach,
Nicole

I am excellent- like pro status- at finding all the reasons why others have it easier, less stressful, more cushioned th...
09/08/2026

I am excellent- like pro status- at finding all the reasons why others have it easier, less stressful, more cushioned than me.

I think it's a by-product of my rejection sensitivity dysmorphia. An evil superpower if their ever was one (iykyk).

I can get a headstart on covering up my feelings of disappointment in my self, my choices, and my failed outcomes simply by making up elaborate, pitiful stories that allow me to furious at the raw hand I was dealth.

There's so many of these "it's not fair" stories I basically have my own personal telenovela. I've titled it "My rags; their riches."

Each episode is about how others have it so much better, and I have it so much harder.

There's a always a verbal fight scene where I use my master logic to finally convince whoever my comparison is against why they were destined to win, and I to lose...

But if the game wouldn't have been rigged, I'd be where they are no problem.

Not to brag, but the internal monologues I write for these scenes are the best drama, y'all.

OoooOooo 😋

I can trigger my nervous system into a cortisol-flooded, dopamine-laced RUSH in an instant winning these arguments for my disadvantaged-ness inside my head.

But...

Every time I fight for my limitations, and win with ease so that I can feel the hit of satisfaction that comes with being right...

It costs me another day going without what COULD be.

Listen...

Learn from me doing it the hard way-

Continue to spend a your efforts rationalizing all the ways you're stuck and can't and have been dealt the raw deal in comparison to everyone else...

And you'll be too high on your rightness to figure out all you can be, do, have.

You have to choose:

(A) The high of being right, or

(B) The reality of buying a life your proud of.

Everything that happens is only understood through MY interpretation.Not because I control everything.Obviously, as much...
07/25/2026

Everything that happens is only understood through MY interpretation.

Not because I control everything.

Obviously, as much as I'd like to, I don't.

However, the universe has handed me- and will continue to hand me- circumstances.

And I refuse to hand over any of my actual power by pretending I have no say in the MEANING I assign my experiences.

I am always allowed my own interpretation.

When I remember that, I question everything:

Is this unfair? OR is this simply uncomfortable?

Is this impossible? OR is this just unfamiliar?

Is this complicated? OR have I never learned another way?

Is this frightening because it's unsafe? OR is this the edge of something new?

The list goes on.

The impact this has had on how I think about, earn, and spend my money, both personally and in my businesses, is quite profound.

Because I always get to choose.

I choose to believe I have enough.

I choose to believe spending money is not proof I am irresponsible.

I choose to believe earning money is not a measure of my worth, but an exchange of value with incredible humans who deserve a beautiful and fully funded life.

I choose to stop asking my money to prove I am safe, successful, or enough.

I choose the meaning I give my money use.

And then...

I let it be.

You don't have a money problem; you have a certainty addiction.You've been taught that if you just find the right budget...
07/19/2026

You don't have a money problem; you have a certainty addiction.

You've been taught that if you just find the right budget, the right investment, the right way to make purchases...

You'll FINALLY stop feeling afraid.

But money management doesn't equal financial certainty.

It only offers choices, tradeoffs, rewards, and consequences.

The people who experience financial certainty aren't the ones who always make the perfect decision. They're the ones who stop overthinking their own judgments and make decisions with intention.

Financial certainty begins the day you stop chasing the "right" financial decision and start trusting yourself, allowing yourself to be the kind of person who can make any financial decision work out in the long run.

Ps. Worried you'll never have financial certainty? Money coaching with me is the fastest way to acquire financial confidence.

I'll teach you how to make money decisions, so that you trust that you'll always know what to do and be able to adapt to your financial landscape, even after you make a mistake.

07/18/2026

You didn't work this hard...
..to make more money...
..so you could enjoy it less.

But that's exactly what so many of you do every time you make a budget.

You prize deprivation. You punish yourself with every "no."

You really believe financial success means less until later, when your older... in retirement or whatwver capitalistic lie they sold you.

Well, I don't believe that.

It's never been my goal, and I tell my clients to "chuck it" as theirs.

Your money was meant to buy you a life you actually like.

Right now.

Not too much - b/c billionaires are actually evil), and...
Not too little - b/c, speaking from experience, poverty freakin' SUCKS.

No, we're talking enough.

Just... Enough.

Exactly what you require to move the life you want to buy.

It's a conversation away.

07/18/2026

It's not about spending less. It's about spending enough.

In Sweden, there is a deeply rooted mindset that has seen part of their culture for forever called lagom.

It's the practice of...
Not too much.
Not too little.
Just enough.

It is a mindset grounded in intentionality.

Because "enough" isn't a number.

It's a state of satisfied being only YOU can define.

Some people spend $300 on concert tickets and feel completely at peace because music is one of the things that makes them feel most alive.

Someone else will spend $30 on clothes they didn't even want because the items were on sale.

Even though the concert tickets costs ten times more, the clothing purchase was far more expensive. Because the tickets brought about enoughness, while the clothing felt empty.

There's a lie about being good with money—that good financial decisions are measured by how little you spend, how cheaply you acquired something.

But I teach my clients that those who financially thrive measured a good financial decision by whether the spend money went toward buying enough for the life they actually want to live.

Generalized budgets force arbitrary restrictions in all areas of life, which is why the practice often fails so many people.

It's guilt-driven moderation without meaning.

Shame masquerading as control, but without purpose.

It makes a person feel bad unless they "spend less" when they could be living so much more freely and securely by answering one lagom-backed question:

"What is enough for me?"

Enough is when your spending reflects your values instead of your impulses.

Enough is when you stop financing other people's expectations.

Enough is when you no longer confuse "I can afford it" with "I want this cost in my life."

Applying the concept of lagom to your finances isn't about learning how to always say no to everything unless you "need" it.

It's becoming so clear about what matters that saying no becomes easy to anything that is intentionally important to you, whether that is a want or a need.

Not too much.

Not too little.

Just your version of enough.

Today was beautiful coaching day.Clients showed up for themselves by being vulnerable, curious, raw, and gloriously hum...
06/30/2026

Today was beautiful coaching day.

Clients showed up for themselves by being vulnerable, curious, raw, and gloriously human.

They willingly and bravely exposed their hurts, their hold-up, and their heartache.

And they bravely and proudly voiced their stregnths, set stretch goals, and decided to take steps forward, however small those steps felt, rather than then turn back, sink down, or shy away from the reality they want to build.

The works is hard.

The pain of growth is real.

But the joy and confidence and pride and security and peace and boldness and possibly is worth of every ounce of hard work and painful growth.

Your real life, the one you want to be living, is waiting for you...
..to claim it...to fund it...to OWN it.

Ask yourself, and be honest, what's keeping you from moving toward it NOW?

Big emotions are not bad.Impulses are not bad.Even intrusive thoughts aren’t moral failures.But none of them deserve unr...
06/23/2026

Big emotions are not bad.

Impulses are not bad.

Even intrusive thoughts aren’t moral failures.

But none of them deserve unrestricted access to your financial decisions.

One of the most exhausting money experiences is confusing intensity for truth.

Feeling urgent doesn’t make a purchase aligned.
Feeling afraid doesn’t make a goal impossible.
Feeling guilty doesn’t make someone entitled to your resources.
Feeling excited doesn’t make something worth financing.

Your financial vision needs a steadier leader.

Not your loudest emotion.

Your values.

Your long-term dreams.

The version of you that remembers what you said mattered before the stress, excitement, insecurity, dopamine hit, or panic showed up.

That’s what I mean by leading with your heart.

Not “follow every feeling.”

I mean: know what matters deeply enough that temporary emotions don’t get to renegotiate your future.

Because emotions shift.

But values create consistency.
And boundaries are just values with follow-through.

So the next time your brain starts yelling, pause and ask: Is this decision serving relief
 or serving my life?

There’s a difference.
And that difference changes everything.

👇 Tell me in the comments:
What’s one money boundary your future self is asking you to protect right now?



The most uncomfortable part of financial growth?Realizing your old money patterns still work
Just not for the life you s...
06/22/2026

The most uncomfortable part of financial growth?

Realizing your old money patterns still work


Just not for the life you say you want.

Most financial healing isn’t a big, loud breakthrough complete with fireworks and a marching band.

Usually, it’s quiet.
Subtle.
Happening in microshifts.

It’s noticing when you’re allowing yourself to


Still follow money rules that no longer fit.
Still punish yourself for big, yet aligned, lifestyle changes.
Still call cyclical patterns of high (and tormenting) restriction “discipline.”
Still call financial decisions made from fear “logic” and “safe.”

And instead of continuing those lesser patterns, you deliberately think:

“I don’t do this anymore.”

Not because the old version of you was bad.
Not because she wasn’t trying her absolute hardest.

But because she built systems to survive a life you’re no longer living.

Growth asks for something wildly inconvenient:

Your complete attention.

Only by paying attention can you gather new information and make new decisions.

You can’t buy a different life while defending every habit, behavior, and thought pattern that built the current one.

The richest thing you can do is allow old money rules and outdated financial identities to collapse under the weight of new information.

You can’t buy a different life while defending the habits that built the current one.
06/22/2026

You can’t buy a different life while defending the habits that built the current one.

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2538 Camino Entrada
Santa Fe, NM
87507

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