08/13/2026
The big “B” word of personal finance 💵 it’s time to make it work for you, not against you.
A budget needs to be current, relevant, stickable, and moving you forward towards your money goals.
The “8 Whys” of having a budget📝:
1. By creating a budget your financial goals and values are identified.
2. Helps you track income and expenses.
3. Gives you a snapshot of your current money situation.
4. Having a budget helps you to make informed changes and adjustments to your money situation.
5. Gives you the ability to prepare for large expenses like buying a home 🏡, saving for college funds, retirement income, and let’s not forget travel.
6. Prepares you for unexpected 😱 expenses.
7. Encourages savings.
8. Identifies wasteful spending.