Home.loans

Keeping Current Matters thinks we're not heading toward another housing bubble. Here's why. https://buff.ly/2AcjnkV

4 Reasons Why We Are Not Heading Toward Another Housing Bubble With home prices continuing to appreciate above historic levels, some are concerned that we may be heading for another housing ‘boom & bust.’ It is important to remember, however, that today’s market is quite different than the bubble market of twelve years ago.

"If you’re still nervous about buying a home, though, you probably shouldn’t be." https://buff.ly/2vvWKlQ

Why You Should Buy a Home in 2018 While the U.S. financial crisis began over 10 years ago, many Americans are still a little worried about the idea of buying a home . After all, the crisis led to home prices falling more than 40% in some of the country’s top markets -- and no one wants to buy something that will drop significantly

If you're thinking about taking out a home improvement loan, be careful. https://buff.ly/2OD10bS

Here’s What You Have to Consider Before Taking Out a Home Improvement Loan Whether you’re looking at a Fannie Mae HomeStyle loan, an FHA 203k, or a good old home equity loan -- borrowing to make home improvements isn’t a decision to take lightly. For any of these types of loans , the most important question any home buyer can ask is “What sort of house improvement ca...

Is it harder for millennials to get a home loan? https://buff.ly/2Mklbht

How Millennials Can Get a Home Loan in 2018 Rather than starting out with some tired joke about Millennials and diamonds, Millennials and Ramen, or Millennials and their useless college degrees -- we’re actually here to give you some good news. Millennials have a fantastic advantage when it comes to purchasing a home in 2018.

From NPR: "a decade after the U.S. housing bubble burst, house flipping is on the rise again. Defined as reselling a house within a year of purchase, flipping is at an 11-year high in the United States and it's the subject of dozens of TV shows and weekend workshops promising to teach real estate novices how to make a fortune." https://buff.ly/2EVj76F

A Decade After The Bubble Burst, House Flipping Is On The Rise House flipping is at an 11-year high in the U.S. New research shows borrowers with good credit like flippers, and not subprime borrowers, were mainly responsible for the crash. Is another bust coming?

If you've experienced a sudden , you may feel totally uncertain about the best financial move to make. Pay off your mortgage? Invest the money? Buy a yacht? Here's what we think. https://buff.ly/2LZEUli

Should You Pay Off Your Mortgage or Invest Your Extra Money? If you’ve recently gotten a windfall -- say, a big work bonus, or an inheritance from a long-lost uncle -- you might be wondering whether to pay off your mortgage , or invest the extra cash in order to make more money in the future. When it comes to deciding the best way to spend your extra money

If you're just getting started mortgage shopping, here's our guide to the different types of loans you can get. https://buff.ly/2NKJ7aA

A No-Nonsense Guide to the Different Types of Mortgages (Part One) When it comes to buying a home in 2018, the average American has more home loan options than ever before. Unfortunately, more choice isn’t always better. With many options come many questions, especially if you’re a first time home buyer and not a veteran of the mortgage game. Thats where ou

"The market is feisty and will burn you if you’re not careful." https://buff.ly/2NFb5bv

Your Burning Questions About the Fall 2018 Real Estate Market Even though it’s been a while since I was an active Realtor, I do still keep an eye on the market because I am both a homeowner and a future home buyer. It’s good to know what’s going on when you’re making such a large purchase, but it’s not for everyone. That’s why I’m here to distrib...

Being self-employed can be a really great situation for people who need more control over their work environments or who simply work better by themselves. For the most part, it’s just like working other jobs, except that you’re the one making the big decisions. Unfortunately, for a long time a lot of lenders didn’t see it that way -- instead, you were considered a high-risk borrower. https://buff.ly/2NLMthp

Home Loans for the Self-Employed Being self-employed can be a really great situation for people who need more control over their work environments or who simply work better by themselves. For the most part, it’s just like working other jobs, except that you’re the one making the big decisions. Unfortunately, for a long time a l...

Was your house impacted by the recent Hurricane ? Here's what you need to know about recovering from hurricane damage. https://buff.ly/2NFYULw

Surviving the Financial Storm After a Hurricane By the time this blog publishes, Hurricane Florence will have already come and gone, but for the people who were in her wake, the real struggle has only just begun. Even a Category 1 hurricane can make a huge mess, dump buckets and buckets of water on soil that’s already saturated (a huge problem ...

Wondering how student loans affect your potential FHA loan? Here's a good article on the subject. https://buff.ly/2L4VpNg

Ask the Underwriter: How are student loan payments calculated when qualifying for an FHA loan? What do you do when your borrower has applied for an FHA loan to buy their first home and they have several student loans in deferment. Underwriter Dani Hernandez answers!

House hunting this Halloween? Don't forget to check for ghosts in the bathroom (Moaning Myrtle, anyone?) https://buff.ly/2ORu7Yo