The Medicare Coach

If you lose your job and are offered COBRA, be very careful. Even if HR says it’s the same as your active employer coverage, it is not the same once you are Medicare-eligible.

Relying on COBRA can lead to massive out-of-pocket costs. We recently spoke with a woman facing a $42,000 medical bill because she didn't transition to Medicare properly. Don't make the same expensive mistake!

Are you transitioning away from employer coverage and feeling unsure about the right steps to take?

Register for my next free online Medicare workshop by going here: https://hubs.ly/Q04j7qq40

🚨 Huge update for Medicare beneficiaries! 🚨

Historically, Medicare has only covered GLP-1 medications (like Ozempic and Zepbound) for conditions like diabetes or sleep apnea—but not for weight loss. That’s finally changing!

Here is what you need to know:

🗓️ Coming this July: A new "bridge program" rolls out, offering GLP-1 coverage specifically for weight loss.

💵 The Cost: It will have a flat $50 copay.

📋 How it Works: It won't be on your standard Part D or Medicare Advantage plan just yet. You will need a prescription and approval from your doctor.

🚀 Looking Ahead: The official full program will launch on January 1, 2027.

Register for my next free online Medicare workshop by going here: https://hubs.la/Q04j7qRk0

There is a huge misconception about what happens to your health coverage when you move out of state.

Many people assume that packing up and relocating means they can easily swap out all of their health plans. While it is generally very simple to change a Medicare Part D prescription plan or a Medicare Advantage plan when you cross state lines, the rules are drastically different for other types of coverage.

If you are like many of our clients who rely on Original Medicare paired with a Medicare Supplement plan for greater coverage, flexibility, and lower out-of-pocket costs, you need to be extra careful. It is not always easy to change a Supplement plan when you move. State rules vary wildly, and assuming you have guaranteed rights to switch could leave you in a tough spot with your healthcare.

Don't let a misunderstanding about plan rules compromise your healthcare flexibility. Join our free Medicare Workshop to learn exactly how to secure the coverage you deserve, no matter where retirement takes you: https://hubs.la/Q04j7sb-0

Planning an out-of-state move for retirement? 📦 Don't wait until the moving truck arrives to update your healthcare coverage.

It is critical to review your Medicare options two to three months before you relocate. Why? Because every state has different rules, and you might currently live in a state with unique protections. By strategizing in advance, you can often leverage your current state's rules to secure a great plan that easily transitions with you.

If you wait until after you unpack in your new home, you might lose those rights and risk getting stuck in a plan that doesn't fit your needs. Proactive timing is everything when it comes to protecting your health and your wallet! ⏱️

What state are you dreaming of moving to for retirement?

Register for my next free online Medicare workshop by going here: https://hubs.la/Q04bkxmj0

Moving for retirement is exciting, but finding a new doctor can be a hidden hurdle. The frustrating reality is that some doctors simply won't accept new Medicare patients.

But there is a valuable workaround! I highly recommend establishing care with a new primary care doctor in your new area before you officially join Medicare. By getting in with a doctor while you are still on a non-Medicare health plan, you typically have more options available.

Once you are an established patient, many of these doctors will happily "grandfather" you in when your Medicare coverage begins. Securing a trusted doctor in advance can make your transition to a new state so much easier!

Moving across state lines adds a new layer of rules to your enrollment. Join our free Medicare Workshop to learn how to protect your healthcare rights when you relocate: https://hubs.ly/Q04b5ZSH0