09/04/2026
The funding gap is not closing. It is compounding.
Women of color started 64% of new women-owned businesses in 2023. They receive less than 1% of all venture capital in the United States. That is not a pipeline problem. It is a capital problem.
The lending numbers tell the same story. The average loan size for women-owned firms is 50% lower than for male-owned firms, and only 15% of women-owned businesses have ever received a private business loan at all. So founders self-fund. 53 to 58% of women-owned businesses are built entirely on personal savings, not because it is the ideal path, but because it is often the only one available.
And still, the results are there. Women of color-owned businesses generate $422.5 billion annually. The revenue is proving the model works. The capital has not caught up to that proof.
This is why Fashion Equity Firm exists. We help founders build the financial literacy and positioning to walk into funding conversations, whether that is a bank, an investor, or a source most founders never hear about, fully prepared to ask for what they have already earned.
The founders who build the infrastructure to compete for capital, not just product, are the ones still standing when the gap finally narrows.
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