Goalifi

Goalifi will be taking a break and pausing all operations.

We thank you for all of your support and are so proud of the community which we have built.

Thank you.

So what exactly is a crypto wallet? 💸

It is a software program or device designed to manage and secure your crypto.

Crypto wallets keep your private key, which is the password that gives you access to your cryptocurrencies. Crypto wallets allow you to send and receive several types of cryptocurrencies, such as Ethereum & Bitcoin!

What is active investing? 💰

It is an investment strategy that involves ongoing buying and selling activity by the investor. The investor is involved in frequent buying and selling transactions of investments based on a variety of strategies.

Active investors stay close to the market so that they are able to capitalize on opportunities.

Happy Monday! Here's some food for thought to start your week off! 💸

We are in the middle of the Great Resignation, where countless workers are quitting their jobs due to stress, burnout, and other reasons. Businesses are now facing a worker shortage, leading them to bring freelancers onboard.

Here are ten freelance skills that are in high demand right now:
👉🏻 Web Design
👉🏻 Graphic Design
👉🏻 Social Media Marketing
👉🏻 Lead Generation
👉🏻 SEO
👉🏻 Email Marketing
👉🏻 Social Media Management
👉🏻 Customer Support
👉🏻 B2B Marketing
👉🏻 Administrative Support

Would you ever consider freelancing? Let us know! 👇🏻

One of the worst financial mistakes you can make is living beyond your means. No matter your salary, you should always be spending less than you earn to ensure you are in an excellent financial situation.

Here are the signs that you are living beyond your means:
👉🏻 You aren't sure how much you spend each month
👉🏻 Your credit card balances are increasing
👉🏻 You don't have an emergency fund
👉🏻 You aren't saving at least 10% of your income
👉🏻 You worry about small expenses and being able to pay your bills

How do you ensure that you are living within your means? Let us know in the comments! 👇🏻

Passive income is the money that you make with little to no effort. Sounds easy enough? Unfortunately, it's not as simple as it seems.

Passive income often requires an upfront investment of money and time. The first step to being on track to earn passive income is to buy, create, or contribute to assets that produce cash flow.

If you're looking to create some passive income for yourself, the best way is to start investing in a standard brokerage account; such as stocks, mutual funds, EFTs, and real estate investment trusts.

Do you have a source of passive income? Let us know! 👇🏻

A blue-chip stock is a huge company with an excellent reputation. These are typically large, well-established and financially sound companies that have operated for many years and that have dependable earnings, often paying dividends to investors. A blue-chip stock typically has a market capitalization in the billions, is generally the market leader or among the top three companies in its sector, and is more often than not a household name.

While dividend payments are not absolutely necessary for a stock to be considered a blue-chip, most blue chips have long records of paying stable or rising dividends. The term is believed to have been derived from poker, where blue chips are the most expensive chips.

There is a perception among investors that blue-chips can survive market challenges of many kinds; while this may be largely true, it is not a guarantee. For this reason, it's crucial to diversify a portfolio beyond only blue-chip stocks.

So it's your birthday?! 🥳
The last thing you should be doing on your special day is spending money - so we've compiled a list of places where you can get birthday freebies!

👉🏻 A&W: free root beer float
👉🏻 Auntie Anne's: free pretzel
👉🏻 Baskin Robbins: free scoop of ice cream
👉🏻 Dunkin' Donuts: free beverage
👉🏻 Firehouse Subs: free medium sub
👉🏻 IHOP: free pancakes
👉🏻 Olive Garden: free dessert
👉🏻 Starbucks: free beverage or food item

Which one of these freebies are you most excited about? 👇🏻

Saving money might not always seem like the most fun activity, however, if you're really looking to kick your savings into high gear this year, then these challenges are made for you!

👉🏻 No-Spend Challenge
👉🏻 8-Week Vacation Savings Plan
👉🏻 26-Week Bi-Weekly Savings Plan
👉🏻 365 Day Nickel Saving Challenge
👉🏻 $1 Bill Save
👉🏻 Weather Savings Challenge

Which one of these challenges do you want to try out?! Let us know! 💸

It's only February so don't feel discouraged if you haven't been sticking to your new year's goals and resolutions! 📚

Here are some great financial goals that you can accomplish this year:
👉🏻 Have a well-stocked emergency fund
👉🏻 Get out of debt - or as close as you can to being debt-free
👉🏻 Plan for early retirement
👉🏻 Create multiple income streams
👉🏻 Be able to live on less than what you earn

What's the one financial goal you want to accomplish this year? 💰

Being in your twenties is confusing enough, you're trying to figure out your future, what you want out of life while managing your finances and setting yourself up for success in the future. 💸

We have six tips that everyone in their twenties should know:
👉🏻 Build a budget
👉🏻 Create an emergency fund
👉🏻 Pay off high-interest debt
👉🏻 Start saving for retirement now
👉🏻 Build your credit history
👉🏻 Get insurance

What's your biggest finance tip? Let us know! 👇🏻