Pat Koyi

Website

Pat Koyi 👦🏾 Boy Mom
đź’° Helping Everyday People
🏛️ Build • Protect • Pass Down Wealth
👇🏾 Resources & Free Training

The #1 Channel for Everyday Wealth Education
I teach everyday Americans, in simple terms, how to grow what they have, protect what they build, and create a lasting legacy

07/10/2026

A will can make your wishes clear, but it doesn’t provide the same privacy as a properly structured trust.

Because probate is generally a public court process, information about the estate may become accessible through the public record. A properly structured and funded revocable living trust can help keep eligible assets outside of probate and provide more privacy for your family.

The goal isn’t just to decide who gets your assets. It’s also to think about how your family’s information and inheritance are handled.

Comment “TRUST” and I’ll send you my step-by-step video training on creating your own trust.

06/10/2026

Moving your home into a trust is only part of the process. You also need to make sure your homeowners insurance reflects the new ownership structure.

For example, if your home is held by “Your Name, Trustee of the Golden Heritage Living Trust,” make sure your insurance company has the correct trust information and confirms any necessary updates in writing.

Small details like this matter when you’re making sure your estate plan is properly coordinated.

Comment “TRUST” and I’ll send you my step-by-step video training on creating your own trust.

06/10/2026

Creating a trust is only the beginning. If your home is supposed to be owned by the trust, you need to make sure the transfer is actually completed.

That means handling the deed, recording it properly, coordinating with your mortgage company and making sure your insurance is updated as needed.

A signed trust document alone doesn’t automatically transfer your home into the trust.

Comment “TRUST” and I’ll send you my step-by-step video training on creating your own trust.

wealthplanning

05/10/2026

If you have kids, estate planning isn’t something to put off. It’s about making sure there’s a clear plan for who cares for your children, how your assets are managed, and who receives them.

A properly funded trust can help you control how and when your children receive what you leave behind, while updated beneficiary designations and powers of attorney help make sure the rest of your plan works together.

The goal is simple: don’t leave your family guessing about what you wanted.

Comment “TRUST” and I’ll send you my step-by-step video training on creating your own trust.

04/10/2026

A trust can hold and manage many different types of assets, but not every asset should be handled the same way.

Real estate, business interests, investment accounts, and personal property may require different steps to properly coordinate with your trust. Retirement accounts are especially important because ownership and beneficiary designations can have tax and estate planning consequences.

The goal isn’t to put everything into your trust. It’s to make sure each asset is structured correctly as part of the overall plan.

Comment “TRUST” and I’ll send you my step-by-step video training on creating your own trust.

03/10/2026

Creating a trust is only the first step. Funding it properly is what connects your assets to the trust.

You can have a beautifully prepared trust document and still have assets left outside the trust if the proper transfers aren’t completed.

Your home, accounts, and other assets need to be properly coordinated with your estate plan so your trust can actually do what you intended it to do.

Comment “TRUST” and I’ll send you my step-by-step video training on creating your own trust.

02/10/2026

Life insurance can be an important part of your estate plan, but how you structure the beneficiary designation matters.

Naming a trust as the beneficiary can allow the proceeds to be managed according to the trust’s terms rather than simply passing directly to your children. That can give you more control over how and when they receive the money.

But a revocable trust does not automatically provide estate tax protection. Different goals may require different types of trusts and planning strategies.

Comment “TRUST” and I’ll send you my step-by-step video training on creating your own trust.

02/10/2026

Moving your home into a revocable living trust does not automatically mean your mortgage becomes due. Federal law provides an exception for certain transfers of a residential property into your living trust, but the requirements matter.

The key is making sure the transfer is structured correctly and that your estate plan and mortgage are properly coordinated.

Comment “TRUST” and I’ll send you my step-by-step video training on creating your own trust.

01/10/2026

A trust can only control assets that are properly transferred into it. Simply signing the trust documents does not automatically put your home in the trust.

The key step is making sure the deed is properly transferred and recorded, so the trust actually owns the property.

And if you have a mortgage, there are additional rules to understand before making changes.

Comment “TRUST” and I’ll send you my step-by-step video training on creating your own trust.

30/09/2026

Estate planning is not just about one document. Different documents serve different purposes, from managing your assets to planning for incapacity and making your healthcare wishes known.

One detail people often overlook is beneficiary designations. Your retirement accounts and life insurance policies can be controlled by the beneficiary designation on the account, so those designations should be reviewed regularly and coordinated with your overall estate plan.

The goal is to make sure the pieces of your plan work together, not against each other.

Comment “TRUST” and I’ll send you my step-by-step video training on creating your own trust.

Address

Bluegrass Boulevard

84043

Website

Alerts

Be the first to know and let us send you an email when Pat Koyi posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

  • Want your school to be the top-listed school/college?

Share