Top Flite Home Loans • Patrick L. Mitchell

Top Flite Home Loans • Patrick L. Mitchell

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Top Flite Home Loans • Patrick L. Mitchell, 2627 E Oakland Avenue Suite 107, Johnson City, TN.

Serving Georgia, South Carolina, Tennessee, and Virginia - Residential and Commercial Loans to Fund Your Dreams and Reach Your Goals
NMLS: 2681474
Top Flite: 4181
JC Branch: 142514
Equal Housing Opportunity
www.nmlsconsumeraccess.org/ Mortgage Loan Originator | Helping fund your real estate dreams and goals | Sierra Pacific Mortgage Company, Inc. | NMLS 2681474
Sierra Pacific Mortgage Company, Inc.

05/18/2026

“A successful person finds the right place for himself. But a successful leader finds the right place for others.” - John Maxwell

Leadership isn’t just about finding your fit. It’s about helping others find theirs. The impact multiplies when you start positioning people where they can thrive.

Who around you needs someone to help them step into the right place?

Photos from Top Flite Home Loans • Patrick L. Mitchell's post 05/11/2026

The best in the biz. She's got all the looks😜.

The sippin coffee with sun in her eyes look.
The sippin coffee in NYC look.
The caught in the drive thru at Starbucks look.

She's special in all the ways and loved more than socials can handle.

Photos from Top Flite Home Loans • Patrick L. Mitchell's post 05/08/2026

This one was special. 🏡

Helping dear friends purchase a home is something I've had the privilege of doing a few times now. But it's always different when it's the first home.

And make no mistake — the loan process can be hard. There's a lot at stake, plenty of moving parts, and it's no lazy river.

What got this one across the finish line was the steadfast flexibility and agility of this couple. They asked tons of questions — which is exactly what you should do.

As is often the case, document requests came in right up to the very end. These beautiful souls met every single request without complaint, staying curious and committed throughout.

That's the attitude that makes the dance work.

I'm so grateful to T & L, and hopeful for all the wonderful memories they'll make in their first home. 🏡

05/07/2026

The cost of waiting just got very real. 📈

Tri-Cities median home price: $289,000
That's +5.1% from last April.

It's no fluke. Year-to-date we are up $9,500 over last year👀

Prices aren't dipping — they're climbing. Consistently.

If buying a home is on your list, the best time to talk is before prices climb another rung.

**TIP: Get your preapproval from a qualified lender BEFORE looking at homes. Have two years of tax returns, W2s, and most recent paystubs on hand to speed up the process.

📊 Source: NETAR April 2026 Home Sales Report

Photos from Top Flite Home Loans • Patrick L. Mitchell's post 05/05/2026

April is a joyfully busy month in the Mitchell household. Three of our four celebrated birthdays - 10, 12, and 15! No more single-digit kids in this house. Plus, a driver! (That's why Ben looks so serious--first time behind the wheel🚦). Nora Jane had her 8th grade formal--and I basically saw her getting married in my head. So I cried. Like a lot.😭

Massive shoutout to for what really should be a month-long celebration of her❤️🙌. While she wouldn't like any picture I posted, at least I chose one of her looking at the camera!

Soaking in the moments both big and small. But the older they get, even the small moments seem big. Time is undefeated.

04/30/2026

What if I wait for lower interest rates? Reasonable question asked by lots of people. Let's see how it plays out in our area.

Photos from Top Flite Home Loans • Patrick L. Mitchell's post 04/09/2026

First-time buyers with a BIG dream. And a transaction that did NOT go according to plan— but that's real life, and that's exactly why having the right team matters.

When an unexpected complication popped up at the 13th hour, we didn't panic. We picked up the phone, got creative, and got it DONE. 💪 It also helps when the seller and buyer agents are cool under pressure!

Congrats to Trevin and Lexy on your very first home! Time to turn this house into your home 🥂🏡

A big shoutout to for rushing, flexing, and making it happen🙌

04/05/2026

Grateful for faith, family, and the people I get to serve every day. Happy Easter!

03/17/2026

Today looks like sunshine, salty air, and my kids scattered between the pool and the kitchen—some swimming, some baking, all making memories. And right in the middle of it, I stepped away for a few minutes to take a call from a realtor and buyer who are ready to make a move if they find the one.

Because here’s the truth: I deeply value this time with my family… and I care just as much about showing up for my clients when it matters most.

A quick break to work on a file and get a pre-approval in place can be the difference between getting the house or missing it. Timing matters in this market, and I don’t take that lightly.

So no, I’m not “always working”… but I am always committed.

Back to the beach, the laughter, and probably a taste test of whatever’s coming out of the oven soon ☀️🏖️

1069 Snowden Terrace, Johnson City, TN 37601 03/07/2026

Affordable property to get started in or invest. This one has had lots of interest. Check it out today from 11am-1pm.

1069 Snowden Terrace, Johnson City, TN 37601 Perfect starter home or investment opportunity located in the highly sought-after Johnson City School District! This charming 3 bedroom/2 bath one-level home is nestled in a quiet neighborhood and offers thoughtful updates throughout. Step inside to find fresh tile in the kitchen and primary en-suit...

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Location

Telephone

Address

2627 E Oakland Avenue Suite 107
Johnson City, TN
37601