AAAMP Portfolios

ETF Overview�
The iShares Asia/Pacific Dividend ETF (DVYA) tracks the Dow Jones Asia/Pacific Select Dividend 50 Index. It holds around 50 high‑dividend, predominantly large-cap stocks across developed Asia-Pacific markets—mainly Australia, Hong Kong, Singapore, New Zealand, and Japan.

Why You Might Own DVYA�
If you're seeking a reliable income stream outside of U.S. equities, DVYA offers high yield in developed Asia-Pacific markets, providing diversification and exposure to global dividend themes. The fund is well-suited for investors wanting a passive, income-generating strategy without sector-rotation risk. Its holdings in resource and financial giants offer both dividend stability and growth potential tied to regional economic activity. DVYA complements U.S. and global portfolios, helping reduce correlation and earning yield in lower-yield regions.

Disclosures - AAAMP Portfolios: Global Dividend Value (GDV), Global Value (GV), Global Value Aggressive (GVA), Global High Income (GHI).

When someone says “The Father of Value Investing” most value investors know they are talking about Benjamin Graham (1894 - 1976). Graham developed the concept of fundamental security analysis.
Who is Benjamin Graham?

https://www.arborinvestmentplanner.com/who-is-benjamin-graham-how-did-he-change-security-analysis/

Since we can’t control stock market risk we should implement risk management solutions that put the odds of investment gains heavily in our favor.
Analyzing Stock Market Risk and Finding Solutions:

Stock Market Risk: Analyzing and Finding Solutions - Arbor Asset Allocation Model Portfolio (AAAMP) Value Blog Dividend Value Builder Newsletter – Discover, Compare, and Evaluate Dividend Stocks Without Emotional Bias – (Intrinsic Value Analysis For Over 300 Stocks) Learn More Here Stock Market Risk: Analyzing and Finding Solutions by KenFaulkenberry | Risk Analyzing stock market risk and establishing po...

ETF Overview�
The iShares Latin America 40 ETF (ILF) tracks the S&P Latin America 40 Index, which includes 40 of the region’s largest, most liquid companies across Brazil, Mexico, Chile, Colombia, and Peru. ILF offers deep exposure to the large-cap, high-liquidity names dominating Latin America—most notably financials and materials—providing investors with a concentrated yet diversified regional basket.

Why You Might Want To Own ILF�
If you're seeking income and long-term value opportunities outside traditional markets, ILF may fill that role—it offers elevated yield and exposure to structurally cheap Latin American equities. Its low correlation with U.S. and developed markets adds diversification benefits. It suits those comfortable with emerging-market volatility and seeking a concentrated bet on Latin America's economic rebound—and often complements a global or U.S.-centric portfolio.

Disclosure - AAAMP Portfolios: Global Dividend Value (GDV), Global Value (GV), Global Value Aggressive (GVA), Global High Income (GHI).

ETF Overview
The iShares MSCI Global Metals & Mining Producers ETF (PICK) tracks an index of global companies engaged in the production of diversified metals, aluminum, steel, and other base metals—excluding gold and silver miners. It offers broad, diversified exposure to the industrial side of the metals and mining sector, with a focus on materials essential for infrastructure development and the global energy transition

Why You Might Want To Own PICK
If you're bullish on global industrial growth—particularly driven by infrastructure buildout, electrification, and clean energy transitions—PICK provides focused exposure to base metals. It can serve as a tactical overweight for portfolios overweight in industrial or materials sectors, or as a thematic play on raw materials demand.
Disclosure - AAAMP Portfolios: Global Value (GV), Global Value Aggressive (GVA), Global High Income (GHI).

ETF Overview�
The NEOS Gold High Income ETF (IAUI) is an actively managed options‑based fund that aims to deliver high monthly income alongside potential capital appreciation through exposure to physical gold‑backed ETPs combined with covered call and synthetic options strategies. Launched on June 5, 2025, it is structured to provide both income and capital gains.

Why You Might Want to Own IAUI�
IAUI may appeal to investors who are seeking a high-yield income solution that is not tied directly to traditional bonds or equities, combining gold exposure with option premiums for attractive monthly payouts. It also provides inflation and uncertainty protection, since gold historically performs well during volatile or inflationary periods. In addition, IAUI offers a diversified alternative income source with low correlation to stocks and bonds, giving investors a unique way to balance income generation with portfolio diversification.
Risk/Stability Grade: D
AAAMP Portfolios: Global Dividend Value (GDV), Global Value (GV), Global Value Aggressive (GVA), Global High Income (GHI)

ETF Overview�
The iShares Asia/Pacific Dividend ETF (DVYA) tracks the Dow Jones Asia/Pacific Select Dividend 50 Index. It holds around 50 high‑dividend, predominantly large-cap stocks across developed Asia-Pacific markets—mainly Australia, Hong Kong, Singapore, New Zealand, and Japan.

Why You Might Own $DVYA�
If you're seeking a reliable income stream outside of U.S. equities, DVYA offers high yield in developed Asia-Pacific markets, providing diversification and exposure to global dividend themes. The fund is well-suited for investors wanting a passive, income-generating strategy without sector-rotation risk. Its holdings in resource and financial giants offer both dividend stability and growth potential tied to regional economic activity. DVYA complements U.S. and global portfolios, helping reduce correlation and earning yield in lower-yield regions.

Disclosures - AAAMP Portfolios: Global Dividend Value (GDV), Global Value (GV), Global Value Aggressive (GVA), Global High Income (GHI).

What is the Difference Between Exponential Growth and Compound Growth?
Exponential Growth, Double Time, and Rule of 72:�
http://www.arborinvestmentplanner.com/what-is-exponential-growth-double-time-and-the-rule-of-72/

Slow and steady wins the race in investment management. Building wealth is a marathon, not a sprint. Here are the concepts to do it right.
http://arborinvestmentplanner.com/slow-and-steady-wins-the-race-in-investment-management/

Is Gold a Good Investment?

Is Gold a Good Investment? - Arbor Asset Allocation Model Portfolio (AAAMP) Value Blog During your investment analysis you need to ask yourself: is gold a good investment or a store of value?

ETF Overview:
�Franklin International Core Dividend Tilt Index ETF (DIVI) tracks the Morningstar Developed Markets ex‑North America Dividend Enhanced Select Index. It holds 400‑500 large‑ and mid‑cap stocks from developed countries excluding the U.S. and Canada. It's designed to aim for higher dividend yield by applying a “tilt” toward cash‑flow‑focused and stable dividend payers.

Why You Might Want to Own $DIVI:
�If you're seeking a low‐cost, dividend‑focused core international holding, DIVI delivers an attractive combination of yield with global developed‑market diversification. Its robust risk‑adjusted returns and tilt toward quality and income suit investors looking for steady income and moderate growth, while avoiding heavy volatility and over concentration. It can serve as a strategic complement to U.S.‐centric portfolios, especially for those aiming to balance yield and stability across global developed markets.
Disclosure - AAAMP Portfolios: Global Dividend Value (GDV)

What is Operating Cash Flow?
I put a heavy emphasis on operating cash flow in my intrinsic value stock analysis!
Why?
The operating cash flow calculation provides the analyst one of the most important metrics for evaluating the health of a company’s core business operations.
Cash flow is a better metrics than profits for evaluating the health of a company’s operations because account earnings are affected by non-cash items such as depreciation or amortization. ��http://arborinvestmentplanner.com/what-is-operating-cash-flow/