W.J. Farmer Insurance Agency, LLC

W.J. Farmer Insurance Agency, LLC Contact us TODAY for a COMPLIMENTARY Quote!! With an insurance background and knowledge dating back to 1983, our founder, Jeff Farmer, established W.J.
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Farmer Insurance in 1997. In 2015 he merged with his daughter Amy’s five year old agency and together formed W.J. Farmer Insurance Agency, LLC. Servicing the needs of the entire states of New York and Pennsylvania, we work with the Erie Insurance Company and other major and regional insurance carriers to provide a full range of personal, business and life insurance products. With employees in both upstate and downstate New York, we are uniquely situated to meet the needs of all of our clients throughout New York and Pennsylvania. Specialties include auto and home insurance as well as package insurance for a wide range of small and medium sized businesses. With over 100 years of combined experience and over 10 years of average experience per employee, we are well suited to meet the insurance needs of our personal and business customers alike.

As summer winds down, this is a great time to give your home a quick checkup. A little maintenance now can help prevent ...
09/15/2026

As summer winds down, this is a great time to give your home a quick checkup. A little maintenance now can help prevent costly issues once cooler weather rolls in. Our team put together a few key areas to look over so you can head into fall feeling confident and prepared.

If you’d like trusted recommendations for local pros who can help, we’re always happy to point you in the right direction. And if you have questions about your home insurance or want to review your coverage, our team at WJ Farmer Insurance Agency LLC is just a call away.

We’re here to help you protect what matters most.

Back-to-school season is here, and it’s a great time to help your kids build safe, healthy habits for the year ahead. Ou...
09/10/2026

Back-to-school season is here, and it’s a great time to help your kids build safe, healthy habits for the year ahead. Our team at WJ Farmer Insurance Agency LLC put together a few simple reminders every family can use:

• Make sure your kids know key information like their full names, your phone number, and how to reach a trusted adult. A small laminated safety card in their backpack can make all the difference.

• Encourage regular hand-washing and remind them not to share food or drinks. These easy routines help keep classrooms healthier.

• Keep backpacks light. They shouldn’t exceed 15% of your child’s body weight, and using both straps helps protect their back from strain.

• Talk through what bullying looks like, how to report it, and who their go-to adult is at school if they ever feel unsafe.

• Skip putting your child’s first name on the outside of backpacks or lunch boxes. Using initials or interior labels is a safer option.

Back-to-school safety is something our whole community benefits from, and we’re here to support local families in any way we can. If you have questions about personal or commercial coverage—including auto insurance, home insurance, renters insurance, or business insurance in Horseheads, NY—reach out anytime.

What back-to-school tips would you add for other parents in our community?

Ransomware threats continue to grow, and businesses of every size are feeling the impact. Our team at WJ Farmer Insuranc...
09/08/2026

Ransomware threats continue to grow, and businesses of every size are feeling the impact. Our team at WJ Farmer Insurance Agency LLC wants to help companies stay protected with practical, preventive steps that strengthen your cybersecurity foundation.

Swipe through to see what’s driving the rise in ransomware attacks and the actions your team can take today to reduce risks.

Even strong safety measures can’t eliminate every threat. That’s why commercial cyber insurance remains an essential part of a business protection plan. If your company is ever targeted, the right coverage can help you navigate recovery with confidence.

If you’d like to review your current policy or explore commercial insurance options here in Horseheads, our team is here to help. Call us at (607) 796-0551 or send us a message to get started.

We wish everyone a wonderful Labor Day as we celebrate the hard work and dedication that keeps our communities moving. W...
09/07/2026

We wish everyone a wonderful Labor Day as we celebrate the hard work and dedication that keeps our communities moving. We hope you enjoy a relaxing and well‑deserved break.

Our team at WJ Farmer Insurance Agency LLC will be closed on Monday, September 7th in observance of the holiday and will reopen on Tuesday, September 8th. If you need to reach us for insurance quotes or support for your auto, home, life, renters, or commercial coverage, we’ll be happy to help when we return.

Wishing you a safe and enjoyable holiday weekend!

Fall Prevention Awareness Month is a great reminder for all of us to take a closer look at workplace safety. Even small ...
09/04/2026

Fall Prevention Awareness Month is a great reminder for all of us to take a closer look at workplace safety. Even small slip, trip, or fall hazards can create big risks for your team and your business.

The good news is that many incidents can be avoided with proactive planning, routine maintenance, and a little extra awareness. Swipe through to see a few simple ways to strengthen workplace safety and reduce accidents.

If your business in Horseheads or the surrounding areas ever has questions about coverage or risk management, our team at WJ Farmer Insurance Agency LLC is here to help. Stay safe out there.

Labor Day is all about celebrating the workforce, and the best way to honor hard work is to take a real break from it. S...
09/03/2026

Labor Day is all about celebrating the workforce, and the best way to honor hard work is to take a real break from it. So to celebrate, our team is fully committing to the cause by penciling some cat naps into our schedules this weekend.

A quick heads-up: The office is closed on Monday, September 7th. We will be back on Tuesday, September 8th — recharged, refreshed, and ready to get to work.

We hope you have a long weekend full of good food, good company, and zero emails!

Back-to-school season is here, and our team wants to help your family start the year safely. No matter how your kids get...
09/01/2026

Back-to-school season is here, and our team wants to help your family start the year safely. No matter how your kids get to school, a quick safety refresher can make a big difference.

Walking? Stick to sidewalks, use crosswalks, make eye contact with drivers, and walk with others when possible.

Biking? A well-fitted helmet is essential. Ride with traffic, stop fully before crossing, and choose routes with lighter traffic.

Taking the bus? Wait at least 6 feet from the curb, board only after a complete stop, and never walk around a bus without clear eye contact with the driver.

Getting dropped off? Follow school zone speed limits and your school's drop-off plan. Never pass a bus that is loading or unloading.

Teen drivers? Remind them to buckle up, keep devices away, and stay within speed limits.

We care about the safety of families throughout Horseheads and our surrounding communities. Have questions about coverage or back-to-school safety? Reach out to us anytime.

Ever wondered what actually happens to your payout after a covered loss? It often comes down to one key detail: whether ...
08/27/2026

Ever wondered what actually happens to your payout after a covered loss? It often comes down to one key detail: whether your policy is based on replacement cost value or actual cash value.

These two approaches work very differently, and understanding the difference can help protect you from unexpected costs when it’s time to file a claim.

Our team at WJ Farmer Insurance Agency LLC is here to help you make sense of your home insurance, renters insurance, or any other personal or commercial coverage.

Not sure which option you have or which one fits your needs? Give us a call at (607) 796-0551 and let’s talk through it together.

Cyber incidents like ransomware, phishing, and vendor outages continue to disrupt businesses of all sizes. These events ...
08/18/2026

Cyber incidents like ransomware, phishing, and vendor outages continue to disrupt businesses of all sizes. These events can impact far more than your IT systems—they can affect operations, revenue, and even long-term reputation. With billions in cyber losses reported each year, it’s more important than ever for businesses to understand their risk.

We’re sharing a quick overview of how cyber insurance can help safeguard your business and keep you running when the unexpected happens.

If you’re unsure how your current policy would respond to a cyber event, now is a great time to take a closer look. Our team at WJ Farmer Insurance Agency LLC is here to help you review your coverage and make sure your business is properly protected.

With back-to-school season right around the corner and August marking National Traffic Awareness Month, our team wanted ...
08/13/2026

With back-to-school season right around the corner and August marking National Traffic Awareness Month, our team wanted to share a few quick reminders to help keep our roads safer for students, families, and our community here in Horseheads.

As daily routines shift and traffic increases, even small moments of extra awareness can make a big difference. Slower speeds in school zones, staying alert at crosswalks, and watching for buses are simple habits that help protect the most vulnerable people on the road.

Swipe for a few helpful safety tips for both drivers and parents as we head into a busy time of year.

At WJ Farmer Insurance Agency LLC, we care about the well-being of our neighbors, and were always here if you need guidance on auto insurance or other coverage options. Feel free to share these reminders with anyone who may find them helpful.

Address

Horseheads, NY

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 3pm

Telephone

+16077960551

Website

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