Kyle Pigao-101 Financial Instructor

My program isn't about a quick fix— it's about giving you the tools you need for a lifetime of financial success. https://l.101financial.social/2mfz

Worried about getting audited by the IRS? Here are a few things you should know so you can rest easy. The first: Only about 0.63% of tax returns are audited each year.

Also, most audits do not involve face-to-face meetings with an IRS agent. Nearly three-quarters of audits are conducted by mail, with the IRS requesting supporting documents or more information about certain items shown on the tax return such as income, expenses and itemized deductions.

Get a free copy of your credit report every 12 months from each credit reporting company: Experian, TransUnion and Equifax. It's good to review and check for any errors.

What we learned in school about money sometimes isn't enough. Karen and Gilbert's story, however, holds promise for other Americans looking to build wealth.

Anyone can benefit from learning how to budget more successfully by separating your expenses into needs and wants. Here's how you can be a better master of your money:

Every dollar counts: A look at needs vs wants

Life only changes when you decide to change. It may not be comfortable or easy, but it sure is worth it.

Thousands of people have taken the first step and are well on their way to financial freedom. Consider this your invitation!

While some amount of inflation is expected, we've seen a surge in inflation this year. Several factors have caused this, including supply chain issues, product shortages and effects of COVID-19. Read more about inflation and what you can do to combat it in our latest blog. https://l.101financial.social/2kUY https://l.101financial.social/2kUZ

Getting out of debt calls for self-control. You've got this!

In other words, 101 Financial can mean freedom and financial freedom. Like Garnetta, you have nothing to lose and everything to gain.

The VA home loan program has a number of awesome perks, such as no downpayment requirement, no private mortgage insurance, competitive rates and more. Learn more about this incredible financing option for military personnel and veterans who want to buy a home:

Are you familiar with the VA home loan program?

Some days you have to ask yourself: How badly do you want to achieve your goal?