AGING SMART Educational Workshops of Gig Harbor, WA

Are you a caregiver who prioritizes your patients and customer base? Are you worried about how they can maintain the quality of care they require? Tapping into their home equity with a reverse mortgage can provide an additional source of cash flow to help fund care services and more. Learn more: www.LBFReverse.com/LBF-70

At Longbridge Financial, we’re committed to helping older Americans navigate their way into and through retirement with ease by providing them with top-notch customer service and a full suite of reverse mortgage solutions. We take the time to understand our clients’ needs and goals and we always put our customers first. If you or anyone you know could benefit from a reverse mortgage loan, please reach out at any time.

MYTH: Reverse Mortgage should only be used as a last resort. REALITY: That’s incorrect! A reverse mortgage is a powerful financial tool that can be an important part of your overall financial plan. From paying off an existing mortgage to delaying Social Security benefits, or even establishing an emergency line of credit, it’s a flexible product that gives you options. Learn more: www.LBFReverse.com/LBF-62

A HECM for Purchase can boost your senior clients’ purchasing power, making it easier to afford the home they want or need – one that’s better suited to their physical needs, closer to family, or in a warmer climate. And for you as a real estate agent, it can also present a significant opportunity to grow your business among the growing market of senior home buyers. Learn more: www.LBFReverse.com/LBF-63A

Do you know how long $1 million will last in retirement? GOBankingRates has analyzed data from the Bureau of Labor Statistics’ 2020 Consumer Expenditure survey to determine how far a million dollar nest egg will last for retirees in each state. Read the article to see how your state may fare. https://bit.ly/3Uyy6OL

Just last year, the US housing market peaked. And now, more and more home buyers are backing out of purchase contracts. So, what’s to blame for seemingly sluggish sales in today’s housing market? Find out in our latest .

3 Reasons Why Borrowers are Backing Out of Home Purchases More and more home buyers are backing out of purchase contracts. So, what’s to blame for seemingly sluggish sales in today’s housing market?

How does a HECM for Purchase loan benefit your business? For starters, you’ll be able to serve a growing market of senior home buyers. Learn more: www.LBFReverse.com/LBF-63A

Healthy aging is more than keeping physical, mental, and social well-being top of mind – it also means doing more of what you love.

Check out 10 healthy aging habits in the article below.

Healthy Aging Habits: Keeping Your Mind and Body in Check 814,000­—that’s the number of people in the United States celebrating a birthday on any given day1. As life expectancy rates continue to climb, people are

While reverse mortgage proceeds can be used however you wish, one of the top ways we see funds being used is to create a line of credit as a “safety net” for later use if needed. With this strategic use, the reverse mortgage funds are available to you when you need them, but if you don’t use them, they’ll continue to grow in the line of credit as your home appreciates in value. After all, nobody knows what the future may hold – especially when it comes to expenses. Learn more: www.LBFReverse.com/LBF-177

Setting resolutions is the easy part, staying on track is the challenge! Whether it's fitness or finances, setting small, achievable milestones can make your journey more manageable. Read our blog for more tips and tricks for making 2024 your year!

#2024

Sticking to Your Health Goals in the New Year Well-rounded goals and effective strategies for follow-through can set you up for a rewarding path to growth and success!

June is National Homeownership Month which celebrates the American dream of owning a home. At Longbridge Financial, we understand The Power of Home.™️ Read our blog for 10 simple home maintenance tips:

National Homeownership Month: 10 Simple Home Maintenance Tips These home maintenance tips can help you protect your investment, maintain the value of your property, and ensure a safe and comfortable living environment.

Just as regular screenings and checkups are vital to overall health and wellness, financial checkups are essential to financial stability in retirement years. Check out our for tips to set the stage for a renewed sense of financial confidence in 2024 – and beyond.

Financial Checkup: Getting Your Finances in Shape for 2024 Just as regular screenings and checkups are vital to overall health and wellness, financial checkups are essential to financial stability in retirement years.

New year = new lending limit. The Federal Housing Administration (FHA) recently announced that the national lending limit for the HECM Program has increased to $1,149,825 for 2024. If you’re considering a reverse mortgage, this is great news! Learn more in our latest .

FHA Boosts 2024 HECM Lending Limit The Federal Housing Administration (FHA) recently announced that the national lending limit for the HECM Program has increased for 2024.

FINANCIAL PROFESSIONALS!
Join us January 17 for a new CE webinar featuring Kurt Czarnowski, former Regional Communications Director for the Social Security Administration. Kurt will provide a wealth of information as he covers essential Social Security topics, including when and how someone can start to collect, the available options if someone changes their mind, how a retirement benefit is calculated, the impact of working during retirement, and so much more.
Register now!
https://bit.ly/3U22515

Today we celebrate Dr. Martin Luther King Jr. and all that he stood for.

As college tuition continues to climb, grandparents are increasingly stepping in to help. If you’re considering contributing to your grandchild(ren)’s higher education expenses, it’s important to not lose sight of other costs you may face in retirement. Learn how to juggle retirement and college expenses in our blog.

Juggling Retirement and Grandchildren’s College Expenses As college tuition continues to climb, grandparents are increasingly stepping in to help – while saving for their own retirement expenses at the same time.

Are you a CFP®️ professional looking to earn CE credit?
As more Baby Boomers reach retirement age, many are realizing Social Security will play a bigger role in their finances than they previously thought. They’re also realizing they don’t know as much about the program as they should.
Join us for a complimentary webinar featuring insights into the myths and misunderstandings around the Social Security program from Kurt Czarnowski, former Regional Communications Director for the Social Security Administration.
Register now!
https://bit.ly/3vsRhi9

Is your home winter-ready? If you're one of the many homeowners who face challenging weather conditions this time of year, read our blog for 10 essential tips for winterizing your home. Wishing you a cozy, safe, and energy-efficient season ahead!

Winter Ready: Essential Steps to Cozy, Energy-Efficient Living As winter descends, taking proactive steps to winterize your home becomes paramount, ensuring both comfort and safety.

CFP®️ PROFESSIONALS EARN CE CREDIT
The Social Security Administration’s retirement program has been a fundamental part of American life for more than 88 years. But, despite the age, size, and economic impact of the Social Security system, there are several myths and misunderstandings about what the program is and isn’t.
Join former Regional Communications Director for the Social Security Administration, Kurt Czarnowski, for a webinar providing a wealth of information about this complex system.
Register now for “Social Security and Retirement Planning: A Hit or Myth Proposition” taking place January 17 – you won’t want to miss it!
https://bit.ly/48jbiGt

Retirement Wish List #3: Volunteer to causes near & dear to you.

What's on your retirement wish list? See how home equity could help. Contact me today.

Retirement Wish List #3 Retirement Wish List #3: Volunteer to causes near & dear to you.What's on your retirement wish list? See how home equity could help.Contact us today.855-523-...

“Can I be forced out of my home for not paying a reverse mortgage?” Get the facts, not the fiction, about a reverse mortgage loan.

#MythMonday – Can you be forced out of your home for not paying a reverse mortgage? – our weekly series where we bust some of the common misconceptions about reverse mortgages.MYTH: You can be forced out of your home for not payi...

From the Longbridge Financial family to yours, we wish you a healthy and prosperous year.

Attention condo homeowners: did you know that you can use your condo to access your home equity? Condominiums that are approved by FHA and meet requirements established by HUD can be eligible for a HECM loan. Want to see if your condo is approved? Contact me today.

MYTH: Your heirs can’t inherit the home with a reverse mortgage. REALITY: Nope! You will still be able to pass the home on to your kids. Just like any other mortgage, they can inherit the house. When the loan becomes due, they can decide how to repay the loan balance. Learn more: www.LBFReverse.com/LBF-62

Merry Christmas! Wishing you and your family health, happiness, peace, and prosperity this holiday season.

From our Longbridge Financial family to yours, we would like to wish you and your loved ones a very happy holiday season! May your house be filled with warmth and happiness during this time.

MYTH: A reverse mortgage interferes with Social Security and Medicare benefits. REALITY: False! Government entitled programs such as Social Security and Medicare are not affected by a reverse mortgage – however, need-based programs such as Medicaid may be. Consult a qualified financial advisor to learn more. Learn more: www.LBFReverse.com/LBF-62

Are you a CFP®️ professional looking to earn your required CE Ethics credits?
Register now for our complimentary webinar, “CFP Board New Code of Ethics & Standards of Conduct,” and fulfill the CFP Board of Standards’ required learning objectives for the approved Ethics CE.
https://bit.ly/3vfDX0r

Do reverse mortgage lenders just want to sell your home? Nope, that’s a myth. Get the facts, not the fiction, about a reverse mortgage loan.

#MythMonday - Do reverse mortgage lenders just want to sell your home? – our weekly series where we bust some of the common misconceptions about reverse mortgages.MYTH: Reverse mortgage lenders really just want to se...