Smilin Dave: Self-Made Guru of Debt Recovery, Credit Repair & Life Finances

Smilin Dave: Self-Made Guru of Debt Recovery, Credit Repair & Life Finances

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As the old saying goes, "Failing to Plan is Planning to Fail."

Massive debt, destroyed credit score, unorganized personal finances or need help with your short and long term-financial goals I'll get you on the road to where you want to be!

09/02/2024

In the past, I faced significant financial challenges. My house was in foreclosure, my credit card was maxed out and canceled, and my credit score had dropped to a low of 500. However, I was able to secure funds from the sale of my house and began working towards rebuilding my financial reputation. I obtained a new credit card, paid off my outstanding debt, and have since made all payments on time. My credit utilization is now under 2%, and I'm set to pay off my car by the end of the year. Additionally, I'm building a new house and my credit score is currently in the high 700s and expected to reach the mid-800s in the next eight months. I am proud of the progress I have made towards rebuilding my financial reputation.

Photos from Smilin Dave: Self-Made Guru of Debt Recovery, Credit Repair & Life Finances's post 08/18/2024

Bella Mae and I are being very boring on this Saturday night…. Crappy Preseason Football is all that we’ve got in us….

07/16/2024

Mission accomplished! Got rid of a lot a stuff! Thanks again Mendy for getting Bray, Donnie and Josh to help with the big stuff! I’m shot, but off tomorrow for 2 days of R&R at Adult Disneyland, WinStar!

Photos from Smilin Dave: Self-Made Guru of Debt Recovery, Credit Repair & Life Finances's post 07/15/2024

Burleson peeps, I’m setting stuff out for Bulk Pickup on Wednesday today and this evening…. There are things I’m sure someone wants or needs …. Feel free to pick it up! Stuff goes fast! More pics later….

05/31/2024

I guess I shoulda built the ark today….

Photos from Smilin Dave: Self-Made Guru of Debt Recovery, Credit Repair & Life Finances's post 05/12/2024

Happy Mother’s Day to a very special beautiful lady, Cathy! She does so much for all 3 of us! She’s our snuggle girl, spoils us beyond belief and loves us unconditionally!

We wish you were home with us today as it’s really stormy and it just doesn’t feel right without you here to keep us calm…. We know that you will come home soon and everything will be right again in our lives….

We know that we don’t show you enough the unconditional love we have for you and everything for us…. We promise to show it to you much more!!!

Happy Mother’s Day Cathy with love,

Dave (Daddy), Gracie Lou and Bella Mae

❤️❤️❤️ 🌹🌹🌹🌹🌹🌹🌹🌹🌹🌹🌹🌹❤️❤️❤️

04/01/2024

I love Spring….
Except for the severe Allergies that come with it….

03/10/2024

Copied from someone & I’ve already forgotten who of course…

Hilarious! 🤣
1. When one door closes and another door opens, you are probably in prison.
2. To me, "drink responsibly" means don't spill it.
3. Age 60 might be the new 40, but 9:00 pm is the new midnight.
4. It's the start of a brand new day, and I'm off like a herd of turtles.
5. The older I get, the earlier it gets late.
6. When I say, "The other day," I could be referring to any time between yesterday and 15 years ago.
7. I remember being able to get up without making sound effects.
8. I had my patience tested. I'm negative.
9. Remember, if you lose a sock in the dryer, it comes back as a Tupperware lid that doesn't fit any of your containers.
10. If you're sitting in public and a stranger takes the seat next to you, just stare straight ahead and say, "Did you bring the money?"
11. When you ask me what I am doing today, and I say "nothing," it does not mean I am free. It means I am doing nothing.
12. I finally got eight hours of sleep. It took me three days, but whatever.
13. I run like the winded.
14. I hate when a couple argues in public, and I missed the beginning and don't know whose side I'm on.
15. When someone asks what I did over the weekend, I squint and ask, "Why, what did you hear?"
16. When you do squats, are your knees supposed to sound like a goat chewing on an aluminum can stuffed with celery?
17. I don't mean to interrupt people. I just randomly remember things and get really excited.
18. When I ask for directions, please don't use words like "east."
19. Don't bother walking a mile in my shoes. That would be boring. Spend 30 seconds in my head. That'll freak you right out.
20. Sometimes, someone unexpected comes into your life out of nowhere, makes your heart race, and changes you forever. We call those people cops.
21. My luck is like a bald guy who just won a comb."
-source unknown.

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