I am like a personal trainer for your finances. I was in an adult-sized mess by my mid-twenties. It was terrifying.
The stock market tech bubble had burst rendering several of my "hot stock tips" picks literally worthless, the housing market where we lived tanked, my main source of income had been cut by 2/3s of what it had been, my husband had been laid off work and had become a full-time college student (and of course we had to get student loans to pay for school), and we had just refinanced our house for the
very-popular-at-the-time interest-only loan with an 8-year balloon note. We had five figures in credit card debt, a jumbo mortgage with a HELOC (of course, right?), a car payment on a beautiful SUV, and virtually no savings. I thought I was so smart and had my financial life in order until it all came crashing down all at once. It was the perfect example of what can go wrong, will go wrong. We had to sell our house and come to the closing with $50k just to get out of the house, and we borrowed that money from family to get out of the mess we created (very humbling). We had to downsize our lifestyle, sell items, change jobs/careers, change where we lived, change the way we (mostly me) thought about money and start rebuilding our lives. It hasn't been easy, but I can now say that we are debt-free (aside from a small mortgage that we are going to pay off years early) and are on a path to becoming financially independent. If you can relate to anything I have written here, and are currently in a scary financial situation, I can help. I will coach you through any financial issues you are having to help give you that financial peace that I now finally have and treasure. You will be amazed at how different you feel when you have a personalized plan to take control of your finances, get out of debt and build wealth for you and your family. You can be the hero of your own financial story.
