Pantheon Student Solutions

Student loan forgiveness calls, emails, or text messages setting off your scam sensors? Don't fall for them. Contact your loan servicer directly for student loan repayment options.

STUDENT LOAN FAST FACTS:

You can pick from repayment plans that base your monthly payment on your income or plans that give you a fixed monthly payment.
Repayment plans based on your income are a smart choice to lower your payment. For example, payments on the Saving on a Valuable Education (SAVE) Plan are no more than 10% of your discretionary income. The lower your income—or the larger your family size—the less you’ll pay each month.
If you don’t pick a repayment plan, your loan servicer will place you on the Standard Repayment Plan (a 10-year fixed payment repayment plan). This plan might result in a higher monthly payment for you. Call your Loan servicer today!

Student loan payments will resume soon. Here’s what you should do now:

Student loan payments will resume soon. Here's what you should do now Student loan borrowers have been off the hook from their payments for over a year. As bills come due again, experts recommend people take these steps.

On an income-driven repayment (IDR) plan? Your recertification deadline changed due to COVID-19. However, you can still recertify at any time. Learn more:

Federal Student Aid

Don’t let the robocalls stress you out! Know the signs of student aid scams. You can block and report them with here:

ReportFraud.ftc.gov Protect your community by reporting fraud, scams, and bad business practices

While payments are currently suspended, now is a great time to explore repayment plans to find the one that matches your goals.

Federal Student Aid

What Can You Do If Your Student Loans Aren’t Forgiven?

What Can You Do If Your Student Loans Aren’t Forgiven? Even if the federal government provides broad student loan forgiveness, most borrowers will not have all of their student loans completely erased. What are your options if you still owe some student loan debt?

What Can You Do If Your Student Loans Aren’t Forgiven?

What Can You Do If Your Student Loans Aren’t Forgiven? Even if the federal government provides broad student loan forgiveness, most borrowers will not have all of their student loans completely erased. What are your options if you still owe some student loan debt?

Do student loans affect your credit score?

Do Student Loans Affect Your Credit Score? | Bankrate As with other debts, student loans can have both good and bad credit impacts.

Biden Administration Will Review Income Based Repayment, Student Loan Forgiveness Programs:

Biden Administration Will Review Income Based Repayment, Student Loan Forgiveness Programs The Biden administration this week announced that it will begin the process of reviewing and overhauling major federal student loan relief programs, including student loan forgiveness programs and income based repayment plans. Here's what it means for borrowers.

How to Plan for Your Student Loan Payments to Resume This October:

How to Plan for Your Student Loan Payments to Resume This October The pause on federal student loan payments and interest ends in October, but are you prepared? Considering that 55% of borrowers aren’t confident that they’ll keep up with their payments later in the year, you might want to make a plan now, as there are no guarantees student loan forbearance wil...

Can my tax refund be garnished for late student loan payments?

Can my tax refund be garnished for late student loan payments? Income tax refunds normally can be garnished for unpaid federal student loan debt. But this year, the rules are different.