College Price Tag

College cost and student loan payments are all dependent upon your individual family’s financial situation.

Let us help you navigate your college payment plan and help you prepare well for the future!

Whether your student is a freshman in high school or has already graduated college. We can help!

Need to grab a last minute gift for your child, grandchild, niece/nephew, mentee, neighbor? 🎄

Grab a gift card today and give the gift that keeps on giving for the young adult in your life! Our rates will increase on January 1, 2022, so take advantage of our current prices while you can. Gift cards can be made for any amount and can go towards our services! 🎁

Consider this your reminder to complete that FAFSA!

Stop scrolling 😉 and read below for some free FAFSA tips that you need to know:

✔️ Complete the FAFSA anytime after October 1st of senior year in high school. Must complete before January 1 for priority filing according to FAFSA website but experts say it’s best to have it done by November 1. Loans are granted on a first come first serve basis.

✔️Some schools require a FAFSA for merit based funding.

✔️Be sure both the student and parent create a FAFSA ID. Create the student’s first.

✔️When completing the FAFSA, always start with on-campus housing. You can always switch to off-campus housing later, but this allows you to start with the largest amount of financial aid.

✔️Joint accounts between a student and a parent should be split 50/50 on the FAFSA form.

Still unsure? Send us a DM and we’d love to share some more tips with you to make this process easier!

The cost of college has increased in price far more than any other U.S. good or service.

WHY?

Because the borrowing is so easy.

So, simply put, college prices are so high because people are willing to spend more since it’s so easy to borrow.

Might as well, right?
(No!)

Let us help you jump out of the crazy cycle. We’d love the chance to meet your family!

Incoming college freshmen, you should be receiving your first bill soon. As you prep and plan for your fall semester, don’t forget to give us a shout to help you build a payment strategy.

Congrats on your admission! 👏🏻

How are those college visits going?

If you’re a senior, you’ve got some big decisions to make. Don’t go at it alone, let us help you navigate your college decision to set you up for success!

Texas is one of 28 states to offer this to foster children and families! The student must enroll in a state supported college or university before their 25th birthday. It’s available for students who want to enroll in higher education or who want to take dual-credit courses at their high school.

To see qualifications you can visit the state’s website or reach out to us with questions!

According to a Texas Tribune article, this opportunity isn’t utilized very often. Possibly because families aren’t aware of it or a foster youth who ages out of the system is left without support to figure out the details of college: where to live, how to buy books, etc. even though tuition is paid for.

All the more reason to be by involved in and learn more about the foster care system to be an advocate + a support!

Looking for private loan options? Several institutions offer private loan options. Let us help you find loans that work well for your personal situation.

Send us a quick message with questions or check out our direct link to take you to Credible, a fantastic resource to help you shop private loan options.

https://www.collegepricetag.com/student-loans

“We have four kids and one already preparing for college. It was so helpful to have information about colleges all in one place. We felt very encouraged knowing the broad range of financial options for quality schools. Seeing the cost information explained and broken down gave us a lot of clarity, made the process less overwhelming and gave us a path toward making some big decisions. This was time well spent!”

You’re not a-loan 😉... if you have to borrow for college, according to educationdata.com

Check out the new tab on our website - for college students - and let us help you determine which loans are best for your personal situation!

Your student is awarded a private scholarship. Great news, right? You may assume the award is IN ADDITION to the financial aid package that is being offered to your student by the college.

But, you may likely be wrong.

This is called “scholarship displacement” or some colleges call it “over-award” and it happens when the aid offered by the college is reduced when the student receives an additional outside private scholarship. Womp womp.

It seems counterintuitive. The GOOD NEWS is that you can advocate for yourself and there may be some strategies around it.

Keep this in mind when looking at colleges and know how each school approaches this practice.

Check out our link to see the full article and let us know if we can advocate for you!

https://capstonewealthpartners.com/can-winning-scholarship-cause-lose-financial-aid/

“Allowing your child to invest in their college adventure helps them learn more about the value of money and their degree... Get them invested in this process. It will give them a sense of responsibility and ownership they will draw on for years.”

Another great book we recommend as you are in the college planning process: “Debt Free Degree” by