Next Level Financial Consulting

Next Level Financial Consulting

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At Next Level Financial Consulting we are dedicated to helping you learn how manage your credit budget and get on the road to the life you dreamed.

09/06/2022

This is a customer’s offer from First Premier Bank. $400 credit limit a doesn’t sound horrible when you have a lower score and low on funds.

The “set up” fee is $99 dollars, reducing the available credit to $301.

Annual fee is $99 for the first year, then $45 annually.

The monthly fee is $8.25 per month ($99 annually).

Late fee is up to $39.

This doesn’t even include the customer’s purchases.

Before accepting a credit card offer, read the terms and conditions.

Student loan forgiveness could help more than 40 million 08/25/2022

Student loan forgiveness could help more than 40 million WASHINGTON (AP) — More than 40 million Americans could see their student loan debt reduced — and in many cases eliminated — under the long-awaited forgiveness plan President Joe Biden announced Wednesday, a historic but politically divisive move in the run-up to the midterm elections.

08/10/2022

When you sign up for Credit Restoration and it comes with a Bill Negotiator service🙌🏾

Financial Literacy is key stop looking for an easy way out and getting CreditSweeps get educated‼️

Wayne just lowered his Verizon bill by $30😎

We all got bills. Who wants to get them lowered while increasing your credit score?

Inbox me now to get started 💕

Next Level Financial Consulting 08/01/2022

🚨🚨🚨 Reasons Credit is Denied 🙅🏻‍♀️

👉🏼 Credit bureaus or credit reporting agencies do not approve or deny credit. Their business is credit reporting and they have a vested interest in the accuracy of those reports. Each lender decides what standards you must meet to be granted credit. There are many reasons why a credit grantor may deny your request for credit:

1. Low Credit Score

👉🏼 The information contained in a credit report is combined using a complex calculationmethod that results in a credit score. Often creditors will deny applications based only on the scorewithout looking at the individual elements in the calculation.

2. Incorrect Information

👉🏼 Your credit report may contain information belonging to another individual. For example, if you are a Junior (Jr.) you may have your parent’s (Sr.) credit information in your file. A regular credit report review is the best way of making sure that the information is accurate and true.

3. Debt to Income Ratio

👉🏼 If the ratio of your total monthly debts compared to your total monthly income is too high, the creditor may decide against extending more credit to you because the lender feels you may not be able to afford the payments. Some banks or lenders may illegally discount non-salary income in arriving at this ratio, but the Equal Credit Opportunity Act requires creditors to consider earned income, Social Security, child support, and alimony as sources of income.

4. Delinquent Payment History

👉🏼 If the report contains a history of late payments or collection accounts that were never paid, there is a very strong chance that a future application for credit will be denied.

5. Lack of Credit History

👉🏼 If you've never had credit or you've just begun building your credit, the credit bureaus may not have enough information to accurately give you a score. This is called a thin file.

Next Level Financial Consulting At Next Level Financial Consulting we are dedicated to helping you learn how manage your credit budget and get on the road to the life you dreamed.

07/27/2022
07/21/2022

80% of Americans have their W4 filled out incorrectly!😫

This little form called the W4 has paid off credit cards 💳, car notes 🚘, student loans 🏦 , and mortgages 🏡.

You don't need a 2nd job 😩 or another college degree. 🎓

You need to learn strategies 📚on what to
do with the money you are already making, don't you? 🙋🏽

You could use an INSTANT
pay raise from your job, can't you? 🙋🏽‍♂️

There is 6 minute video that explains how this can happen while lowering your bills and increasing your credit score at the same time.

If you want the video Comment ”How”

07/08/2022

When a client has a bankruptcy, medical bills, and various other collections removed in the first round of disputes and his credit score goes up by 209 points🎉

The fact is he’s now able to get credit cards, upgrade his car, buy a house when he’s ready, & understands how to keep his balances low to keep his scores increasing for me🚀

**Results vary based on your individual credit factors**
What would you do with a 209 point credit score increase? Drop it below 👇🏼

07/08/2022

Looking for Business Capital for your trucking business? Comment for more info

06/22/2022

Leveraging our capital for your business is not money you go shopping with or out in a savings account to best.

It’s money you use to make more money to increase your business revenue.

We have Incredibly Fast Gig Worker Funding
Small Business Capital
Customer Finance

Gig Workers can Get Funded instant from $400-$25,000.00

Funding Just Got Fun!

Want your school to be the top-listed School/college in Dallas?

Click here to claim your Sponsored Listing.

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Dallas, TX