Money Isnt Hard

Do you dress your pet up? Cause we do!

It's day and we you for everything during these hard times

People have been panicking and if there is one thing that doesn’t go well together its investing and abiding. One the past few months the world has been dealing with a crisis unlike any other and the markets have gone crazy. I am a firm believer in continuing to invest in mutual funds even during downturns because of dollar cost averaging.

You can be immensely wealthy and lose it all, you can build a business for years and destroy it in a day, a disaster can strike at any time. Success is not permanent but failure is not fatal. You can always rebuild, you can always try again, keep you head up and keep trying.

When you succeed, remember to put some of that money into a rainy day fund and invest in yourself and your future.

I love cars and honesty wish that I had a better one than my 2012 but it does the job and it looks pretty good. go down in value and they suck your money away.

Try to limit how much you spend per month on a car payment and try no matter what to not go above 20% of your take home pay and don’t own cars worth more than 50% of your income. There are of course exceptions to the rule!

This post may be but in my opinion you should use one of the established platforms for and . The new guys, & have just had too many recently and they aren’t feature complete.

Everybody wants to be and there are of people that claim they’ll make you a lot of .

Please use common sense and understand that they are trying to sell you a product that obviously doesn’t work for them if they are selling the secrets.

A frequent question I hear from many people is how they should store their emergency fund and I have three ways to keep that money.

I don’t recommend keeping money in stocks or investments as there is a high risk that when you need that money you either won’t be able to access it or you’ll be selling that investment at a loss.

An emergency is the worst time to be thinking about money and it causes more stress and worry than if you didn’t have to worry about money. Whether it is a fender bender or a sickness your emergency fund can be used. It’s easy, just list out your expenses for the month and multiply it by 6. The answer gives you how much your emergency fund should be. Always aim to have an emergency fund equal to 6 months of expenses.