Just Ask Chin

You can live with an injury for so long that it stops feeling urgent. You adjust. You compensate. You work around it. You normalize the pain instead of repairing the injury.

I see the same patterns with money… people surviving around the problem instead of actually doing something to fix it.

This is exactly how people are treating their finances. They know something is off because they feel it, but they’ve become so used to it they’ve just learned how to live around the pain.

Ignoring that financial injury is not going to make your money problems go away. And just like an injury… the longer you live with it the worse it gets and the harder it becomes to fix.

Stop ignoring your financial injuries.
Do this instead 🔽👇🏾⬇️

You’ll step into more money, less debt, and better credit the moment you decide your excuses can’t cash the checks your goals keep writing.

Lately I’ve had a few folks tell me they weren’t exactly sure what it is that I do as a Licensed Financial Coach. That right there let me know two things: 1) I haven’t been doing a good enough job explaining it 2) I gotta fix that right now

So… Let me break it down…
I help you create a customized plan tailored just for you to fix your finances and hit your money goals (and we do it all virtually so we can both stay comfy at home. No need to leave your house or cross state lines to come to Ohio… unless you just want to!)

Here are just a few of the goals I help with:

▶️ Paying off debt for good without feeling broke

▶️ Budgeting for vacations and travel without guilt or dipping into your bill money

▶️ Planning your exit from your 9–5 to your business the right way

▶️ Knowing exactly how much you need to walk away from work for good (retirement!) and getting the plan in play to do it

▶️ Making your money last longer than your paycheck

▶️ Building wealth on purpose not just hoping it works out one day

We set goals for everything else in life. Let’s normalize setting intentional goals for our money too.

If you want your own custom plan DM me INTERESTED or hit the link in the bio to book a free consultation. Let’s talk.

People hear me talk about finances…
They hear how I break it down so that it actually makes sense and assume I’ve always been confident speaking on it.

I wasn’t.

I had to build that confidence in an industry where LESS than 5% look like me and LESS than 1% are Black women. I made the decision not to just learn it… but to actually do it, live it, teach it, and help others do the same.

I didn’t grow up speaking the language of money. I knew nothing about it and didn’t understand it. I had to learn it. From scratch.
Insurance. Investments. Retirement. Credit. Licensing. Compliance. All of it. And while I was still learning, I had to do it scared.

Then once I knew what I was doing?
I had to find a whole new type of confidence to stand on it, speak on it, and tell people:
I know this. I can help you.

That’s a different kind of confidence.
One that had to be built while I was still healing financially, still learning, and still growing.

But I did it anyway.

And now I don’t just own a business in the financial services industry… I teach, develop, coach and train people who look like me. I’m building a team of licensed professionals who are rewriting the financial narrative in our communities. I show up in spaces we were never meant to be in and I’m working to make room.

Confidence didn’t come before all that.
It came because of it.

Just remember…
You miss 💯% of the shots you don’t take.

There’s a lot going on with the economy right now.
Fear is natural.
But we combat fear with education, the facts, and a plan.

Alright.
It’s April ☔️ 🌺 AND It’s National Financial Literacy Month 💰📚 It’s time. Stop talking. Start moving.

One of the best moves you can make this month (if you live in Columbus, OH)…

👉🏾The Journey to Wealth Program with the Columbus Urban League. A new cohort starts this month with the one time in person session on APRIL 19th and it fills up fast!

Every cohort covers:
• Budgeting
• Saving
• Credit
• Debt elimination
• Life insurance
• Retirement
• Investing
• And more…

🚨 There’s a $500 SAVINGS MATCH INCLUDED in the program 💵

If you’ve been looking for structure, education, and real strategy to turn your financial life around? This is it.

Contact the Columbus Urban League’s Journey to Wealth Program directly to register and secure your seat.

⸻
APRIL 2025 DATES TO LOCK IN 🗓️ :

• April 1st: New month. Q2 starts. Clean slate. No excuses!

• April 6th: Palm Sunday 🌿

• April 7th–11th: National Retirement Planning Week (Don’t wait until you’re 60 to care 🫣)

• April 11th: Good Friday

• April 13: Easter Sunday ✝️

• April 15: Tax Day (Refund or reality check… either way gotta get it done)

• April 19: Journey to Wealth In Person Session (Get in before it fills up!)🙌🏽

• April 22: Teach Children to Save Day (Because broke cycles stop with us) 🫶🏽

• April 23: Administrative Professionals Day (Give the folks who keep things running their flowers💐)

• April 26: National Financial Literacy Day 💲📚

• April 30: End of month reset. Did you grow or just go through the motions? 🤔

⸻
And every Wednesday?

That’s the Wealth Wednesday Workshops ✨You’re invited (Ask me how to get in the room). You DON’T have to live in Columbus to check it out…

Let April be your turning point. Not just financially but mentally. Shift your mindset. Shift your money 🫡