Senior Benefits of Ohio

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Whats is the difference between term and whole life insurance?

Term is for a set period of time, usually ends at age 80, typically requires extensive medical checks, designed for young people who need to cover a large amount i.e. mortgage protection.

Vs.

Whole life last to age 100-120 depending on the company, builds cash value, never cancels due to health or age, has living benefits, and includes a price lock.
Small whole life policies are designed for seniors or those alike,looking for just enough to pay for final expenses. Anyone can get approved for these plans no matter health and some companies insure up to age 90.

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